Mortgage guides and advice

We’re here to help with your plans

MORTGAGES

Practical tips to help you understand the home-buying and mortgage process, whether you’re starting out, moving, remortgaging or buying to let.

Existing customer guides 

Managing your mortgage

Find out how to make overpayments, change mortgage holders, get permission to let and deal with worries about mortgage payments.

Mortgage tips and advice

First-time buyer guides

Start your adventure

Expert tips and guides to help you prepare as you set off on the path towards your first home.

Help to buy mortgages

You can no longer apply for the government’s Help to Buy scheme

You can no longer access the equity loan from Homes England, and you won’t be able to complete using a Help to Buy: Equity Loan mortgage. Find out more about the scheme here.

If you have any questions about your mortgage offer, please contact your mortgage advisor or broker for more information.

Moving home mortgage guides

Tips for your big move

From selling your current home to sorting out the mortgage for your new one, we’ve got some tips and insights to help.

Remortgage guides

How remortgaging works

Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.

How to Buy-to-let

Practical tips for landlords

Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants.

Getting a mortgage when you’re self-employed

Verifying your income

Find out how to prepare for a self-employed mortgage application – and see how we can help you.

Energy at home

Discover a range of energy-saving tips and information on renewable energy sources. You can also find out about the latest offers available, if you have a residential mortgage with us.

How to apply

Mortgage calculators

Work out which kind of mortgage you could afford

Use our mortgage calculators to work out how much you could borrow and how much deposit you need for a mortgage.

Agreement in Principle

Take the first step to your mortgage

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.

Book an appointment

If you’re with Premier, our Financial Guides can support you with your goals and help you plan for your future. Whether you’re moving or improving, we’re ready to help, and offer exclusive mortgages. We’re available Monday to Friday, from 8am to 6:30pm and Saturdays, from 9am to 3:30pm.

Cover for the things that matter the most

Barclays Simple Life Insurance

This could be right for you if you want simple, easy insurance for one person.

Here’s what you can get with Simple Life Insurance:

  • Level term insurance
  • Single policy only
  • A suggested cover amount with our calculator

Life insurance for mortgage protection

This could be right for you if you want to help protect your mortgage.

Here’s what you can get with mortgage protection:

  • Level or decreasing term
  • Single or joint policy
  • Optional Critical Illness Cover.

Get help or contact us

Chat to us online

If you already bank with us, you can open a chat in Online Banking.

Call us

0333 202 7580

Our mortgage experts are available Monday to Friday from 8am to 8pm, Saturdays from 9am to 5pm, Sundays closed, and bank holidays from 9am to 5pm. To maintain a quality service, we may monitor or record phone calls. Call charges .

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.

Open a Barclays Bank Account

Scan the QR code using your phone camera to get started

Scan the QR code with your phone or tablet, or tap the App Store or Google Play buttons below to download the app and begin your application. T&Cs and eligibility apply. 18+ and UK only.

QR code linking to account opening

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