Balance transfer credit cards
CREDIT CARDS
If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.
Barclaycard Platinum up to 36 month balance transfer card
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Get 12 months Apple TV subscription on us
Get a 12 month Apple TV subscription on us. New customers only. Offer ends 10:00 20 October 2026. T&Cs apply .
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An exclusive £20 cashback payment
Apply in the Barclays app before 10:00 20 October 2026. If you're approved, transfer a balance of at least £2,500 within 60 days to get £20 cashback. This offer is only available if you apply in the Barclays app and have a Barclays personal current account. T&Cs apply .
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0% interest on balance transfers for up to 36 months
From the date you open your account. You need to complete the transfer within 60 days to benefit from the 0% offer. -
3.15% transfer fee
On each balance transfer you make. Terms and conditions apply. -
0% interest on purchases for 3 months
From the date you open your account.
Representative example
Most accepted customers get this.
24.9% APR representative (variable)
24.9% p.a. purchase rate (variable)
£1,200 assumed credit limit
If you apply
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
What do these rates mean?
Representative example
The representative example is an illustrative example of how much it could cost if you borrowed £1,200 over a year. The numbers are only a guide and if your application is accepted, the rates and credit limit you will actually get depend on your personal circumstances.
Purchase rate p.a. (Variable)
This is the annual interest rate we charge when you use your credit card to buy something. If you pay your balance off in full each month, you won’t be charged interest on purchases.
Representative APR (Variable)
APR stands for ‘Annual Percentage Rate’ and shows how much you’ll pay back in interest over a year. ‘Variable’ means that the rate isn’t fixed and can change in certain circumstances, for example if you miss your monthly payments. It will also move in line with the Bank of England Base Rate.
Based on a £1,200 credit limit
This is a credit limit example which lenders show to help you compare products easily. The credit limit is how much can be spent on the credit card, which you should not exceed. We are required to show £1,200 as the credit limit but if your application is successful, the credit limit you will actually get depends on your circumstances.
Barclaycard Platinum up to 22 month balance transfer card
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0% interest on balance transfers for up to 22 months
From the date you open your account. Complete the transfer within 60 days to benefit from the 0% offer. -
0% interest on purchases for 3 months
From the date you open your account. -
1.49% transfer fee
On each balance transfer made. Terms and conditions apply.
Representative example
Most accepted customers get this.
24.9% APR representative (variable)
24.9% p.a. purchase rate (variable)
£1,200 assumed credit limit
If you apply
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
What do these rates mean?
Representative example
The representative example is an illustrative example of how much it could cost if you borrowed £1,200 over a year. The numbers are only a guide and if your application is accepted, the rates and credit limit you will actually get depend on your personal circumstances.
Purchase rate p.a. (Variable)
This is the annual interest rate we charge when you use your credit card to buy something. If you pay your balance off in full each month, you won’t be charged interest on purchases.
Representative APR (Variable)
APR stands for ‘Annual Percentage Rate’ and shows how much you’ll pay back in interest over a year. ‘Variable’ means that the rate isn’t fixed and can change in certain circumstances, for example if you miss your monthly payments. It will also move in line with the Bank of England Base Rate.
Based on a £1,200 credit limit
This is a credit limit example which lenders show to help you compare products easily. The credit limit is how much can be spent on the credit card, which you should not exceed. We are required to show £1,200 as the credit limit but if your application is successful, the credit limit you will actually get depends on your circumstances.
Barclaycard Platinum up to 24 month balance transfer and up to 21 month purchase card
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0% interest on balance transfers for up to 24 months
From the date you open your account. Complete the transfer within 60 days to benefit from the 0% offer. -
3.45% transfer fee
On each balance transfer made. Terms and conditions apply. -
0% interest on purchases for up to 21 months
From the date you open your account.Excludes foreign currency and some cash-like transactions, terms apply. New Customers only.
Please enjoy spending responsibly – only buy what you can afford to repay.
Representative example
Most accepted customers get this.
24.9% APR representative (variable)
24.9% p.a. purchase rate (variable)
£1,200 assumed credit limit
If you apply
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
What do these rates mean?
Representative example
The representative example is an illustrative example of how much it could cost if you borrowed £1,200 over a year. The numbers are only a guide and if your application is accepted, the rates and credit limit you will actually get depend on your personal circumstances.
Purchase rate p.a. (Variable)
This is the annual interest rate we charge when you use your credit card to buy something. If you pay your balance off in full each month, you won’t be charged interest on purchases.
Representative APR (Variable)
APR stands for ‘Annual Percentage Rate’ and shows how much you’ll pay back in interest over a year. ‘Variable’ means that the rate isn’t fixed and can change in certain circumstances, for example if you miss your monthly payments. It will also move in line with the Bank of England Base Rate.
Based on a £1,200 credit limit
This is a credit limit example which lenders show to help you compare products easily. The credit limit is how much can be spent on the credit card, which you should not exceed. We are required to show £1,200 as the credit limit but if your application is successful, the credit limit you will actually get depends on your circumstances.
Barclaycard Platinum up to 21 month balance transfer and up to 24 month purchase card
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0% interest on purchases for up to 24 months
From the date you open your account.Excludes foreign currency and some cash-like transactions, terms apply. New customers only.
Please enjoy spending responsibly – only buy what you can afford to repay.
-
0% interest on balance transfers for up to 21 months
From the date you open your account. Complete the transfer within 60 days to benefit from the 0% offer. -
3.45% transfer fee
On each balance transfer made. Terms and conditions apply.
Representative example
Most accepted customers get this.
24.9% APR representative (variable)
24.9% p.a. purchase rate (variable)
£1,200 assumed credit limit
If you apply
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
What do these rates mean?
Representative example
The representative example is an illustrative example of how much it could cost if you borrowed £1,200 over a year. The numbers are only a guide and if your application is accepted, the rates and credit limit you will actually get depend on your personal circumstances.
Purchase rate p.a. (Variable)
This is the annual interest rate we charge when you use your credit card to buy something. If you pay your balance off in full each month, you won’t be charged interest on purchases.
Representative APR (Variable)
APR stands for ‘Annual Percentage Rate’ and shows how much you’ll pay back in interest over a year. ‘Variable’ means that the rate isn’t fixed and can change in certain circumstances, for example if you miss your monthly payments. It will also move in line with the Bank of England Base Rate.
Based on a £1,200 credit limit
This is a credit limit example which lenders show to help you compare products easily. The credit limit is how much can be spent on the credit card, which you should not exceed. We are required to show £1,200 as the credit limit but if your application is successful, the credit limit you will actually get depends on your circumstances.
Barclaycard Platinum up to 12 month balance transfer card
-
0% interest on balance transfers for up to 12 months
From the date you open your account. Complete the transfer within 60 days to benefit from the 0% offer. -
0% interest on purchases for 3 months
From the date you open your account. -
0% transfer fee
On each balance transfer you make. Terms and conditions apply.
Representative example
Most accepted customers get this.
24.9% APR representative (variable)
24.9% p.a. purchase rate (variable)
£1,200 assumed credit limit
If you apply
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.
What do these rates mean?
Representative example
The representative example is an illustrative example of how much it could cost if you borrowed £1,200 over a year. The numbers are only a guide and if your application is accepted, the rates and credit limit you will actually get depend on your personal circumstances.
Purchase rate p.a. (Variable)
This is the annual interest rate we charge when you use your credit card to buy something. If you pay your balance off in full each month, you won’t be charged interest on purchases.
Representative APR (Variable)
APR stands for ‘Annual Percentage Rate’ and shows how much you’ll pay back in interest over a year. ‘Variable’ means that the rate isn’t fixed and can change in certain circumstances, for example if you miss your monthly payments. It will also move in line with the Bank of England Base Rate.
Based on a £1,200 credit limit
This is a credit limit example which lenders show to help you compare products easily. The credit limit is how much can be spent on the credit card, which you should not exceed. We are required to show £1,200 as the credit limit but if your application is successful, the credit limit you will actually get depends on your circumstances.
Get the Barclaycard app
Check your balance and recent transactions, pay your bill and much more - our app is safe, secure and free to download.
You need to be 18 or over to access this product or service using the app. T&Cs apply.
Download the Barclaycard app
Check your balance and transactions, pay your monthly bill and confirm online payments securely. The Barclaycard app helps you manage your card – whenever and wherever you want. You need to be 18 or over to access this product or service using the app. T&Cs apply.
Scan the QR code to discover how to download the app.
If you’re using your mobile device now, download it from your app store below.
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