AEON Bank

Happy Labour Day 2025 to the dedicated and hardworking individuals in various sectors, including our peers in the banking and fintech industries. At AEON Bank, we believe that the biggest asset is our people: the thinkers, doers, and innovators who build the present in order to grow the future, one idea at a time. Here’s to breaking barriers, creating a dynamic work culture and harmonious working environment, as we work together to transform Malaysia and empower every individuals to thrive in their industry. Selamat Hari Pekerja from all of us at AEON Bank 🌟🌸

📻 For many of us, BFM 89.9 - The Business Station has always been the go to radio station during our daily morning drive or commute to work. This week we are positively enthusiastic to tune in to 89.9 as our CEO, YM Raja Datin Paduka Teh Maimunah was on air for The Breakfast Grille, interviewed by Shou Ning Wong. In a landscape teeming with over 30 incumbent banks and 5 digital banks, AEON Bank is charting a distinct path as Malaysia’s first Islamic digital bank. Built by a strong foundation of 4 decades of growth in Malaysia and more than 200 years of history and evolution in Japan since the Edo era, today AEON Group continues to provide consumers with diversified retail convenience and financial solutions. Anchored on this strength and legacy of sustainable business evolution, AEON Bank is strategically embedded within the wider AEON ecosystem. Since the launch in May 2024, the Bank has focused on building an active user base - 65% activity rate, more than double the industry average - beyond just chasing short-term deposit growth. Through integration with the AEON Loyalty Programme, AEON Bank is rewarding customers with value-added benefits that reflect the modern lifestyle centered on digital transactions and online purchases — drawing a younger demographic, 60% of whom are new acquisition to the AEON ecosystem. Beyond just Personal Banking savings account, engagement is also aggresively driven by daily transactions and loyalty rewards. Looking ahead, Raja Teh Maimunah highlighted the upcoming introduction of AEON Bank Biz that will offer Business Banking financial facilities to local MSME entrepreneurs, using tech-driven credit assessments without compromising underwriting standards, as well as strategic partnership with AEON retails's network of merchants, thus closing the funding gap of RM90 billion in Malaysia. She also addressed the challenges when it comes to digital inclusion, particularly the digital divide and device limitations among the underserved and lower income communities. With a sustainable growth strategy in place, the team at AEON Bank is laying the foundations for long term profitability. Being part of the larger banking symbiosis, the goal isn’t to compete directly with the incumbents, but to offer a differentiated, future-ready, safe and convenient digital touch points where banking, retail and loyalty are seamlessly integrated, add value and complement the lifestyle of a wider demographic of Malaysian consumers. Special thanks to BFM's Malek Ali, Shou Ning Wong, Jake Lim and Natalie Tan Shern Ying 🎧 Missed the on air interview on BFM x The Breakfast Grille? Catch the full conversation here: https://lnkd.in/gt4zrEKz

Shaping the future of finance, the Asian Banking, Finance and Insurance Summit 2025, held on 15 April 2025 at the Renaissance Kuala Lumpur Hotel & Convention Centre, ignited crucial conversations among Malaysia's leading financial minds on the transformative power of digital banking. Aizuddin Danian, our Chief Personal Banking Officer (CPBO) at AEON Bank, was invited to speak as a panellist in a session moderated by Ravi Kittane, Partner at Ernst & Young Consulting Sdn. Bhd., alongside fellow leaders from Malaysia’s digital banking sector, including Pei Si Lai, CEO and Managing Director of GXBank; Fozia A., CEO of Boost Bank; and Melvin Ooi, CEO of Ryt Bank. The first panel discussion focused on how financial institutions are adapting their models to stay competitive in a digital-first era, and delved into how digital financial services are driving financial inclusion, improving customer experiences, and enhancing operational efficiency. Our CPBO also spoke on the need to reimagine digital banking through empathy, simplicity, and cultural relevance. He highlighted that true innovation begins with understanding customers’ real-world needs, especially for the tech savvy millennials and Gen Z, who expect banking experiences to be mobile-first, seamless, and intuitive. He called for a shift in mindset, where banking becomes an invisible yet trusted part of daily life. Aizuddin also pointed to the untapped potential of Islamic digital finance, viewing low awareness as an opportunity to educate and build trust. He highlighted AEON Bank’s efforts to deliver regionally connected, Shariah-compliant solutions such as asset financing with built-in protection, that reflect Malaysian values while demonstrating that ethical finance can be both competitive and future-ready. The other panellists further echoed the importance of customer-focused innovation, highlighting strategies for sustainable growth, the impact of embedded finance in supporting underserved communities and the use of AI to drive agility and hyper-personalised banking experiences. The summit was also attended by the Ibrahim Mohd Hasan, Chief Shariah Officer of AEON Bank; Faruq Arif Tajul Ariffin, Chief Internal Auditor; and the teams from Shariah, Compliance and Internal Audit. As the conversation unfolded, it became evident that digital banks in Malaysia are redefining what it means to serve customers in a digital age. With its people-first philosophy and commitment to ethical innovation, AEON Bank aims to lead the way towards a more inclusive and purpose-driven future for digital finance.

'Voices of Possibilities' – a brand new employee engagement series organised by AEON Bank’s Human Resource made its debut on 11 April 2025 featuring Freda Liu, BFM radio former presenter, speaker, author and award-winning broadcast journalist. The series is designed to spotlight stories of transformation, resilience, and inspiration from remarkable individuals across industries. And Freda was the perfect voice to launch this journey. During her session, “Resilience in the Making,” Freda drew from her personal and professional experiences, sharing actionable strategies that can be practiced to build resilience, navigate adversity and cultivate a growth mindset. Her session was a good reminder for all of us that resilience isn’t just about bouncing back quickly, but it’s about growing forward with mindfulness and clarity. She also spoke about the power of emotional agility – the ability to adapt our emotional responses to life’s challenges and how setbacks, while inevitable, are also invaluable teachers. By reframing obstacles as opportunities for growth, and cultivating habits that support self-awareness and persistence, we can strengthen our inner foundation and thrive through uncertainty. Thank you, Freda Liu, for such a thought-provoking and uplifting session that has set the tone for what Voices of Possibilities is all about. As we continue to grow as Malaysia’s first Islamic digital bank, this series reflects AEON Bank’s commitment to nurture a culture of continuous learning, personal growth and resilience — one meaningful conversation at a time.

Rendang dan lemang lemak bersantan Ketupat juga yang Neko capai 🐱 Meriah Syawal kita raikan Bersama keluarga dan sahabat handai 👨👩👧👦 May the blessings of Eid Mubarak bring moments of peaceful reflection, meaningful connection and heartfelt gratitude, as we gather and celebrate together with our family & loved ones, near and far. 🤲 🌸Selamat Hari Raya Aidilfitri, Maaf Zahir & Batin from all of us at AEON Bank🌸

Embracing the blessed month of Ramadan and anchored on the aspiration of mindful intentions, empathy and compassion, AEON Bank nurtures the Ramadan Syawal 2025 core theme of "Niat di Hati, Semua Jadi" 🩷 - reinforcing the belief that a good intention, big or small, if done right, has the power to create a ripple effect of positive impact. Our first ever Ramadan Syawal special video was inspired by the 'Niat' (intention) of ‘Keluarga Azam’ (Azam Family) to do good, extend a helping hand to their loved ones, and their 'Azam' (resolution or commitment) to find ways of being helpful and bring joy to the community around them. Click on the link to view the video : https://lnkd.in/gTBhEr82 Do share your thoughts, comments and Ramadan Syawal Niat with us. #AEONBank #IslamicDigitalBank #ShariahCompliantDigitalBank #DigitalBank #Ramadan2025 #Ramadan1446H #Syawal2025 #Syawal1446H

Thank you Bursa Malaysia, the CEO of Bursa Malaysia, Dato’ Fad'l Mohamed, the Chairman of Bursa Malaysia, Tan Sri Abdul Wahid Omar, as well as the UN Resident Coordinator for Malaysia, Singapore and Brunei Karima El Korri, UN Women, LeadWomen for inviting our CEO Raja Teh Maimunah to be part of the ‘Ring the Bell for Gender Equality’ in conjunction with International Women’s Day 2025, alongside panel speakers Amy Baum Programme Specialist, UN Women Asia-Pacific, Sedef Gunsur, Senior Investment Officer, International Finance Corporation and Anne Abraham, Founder & Chairperson, LeadWomen. AEON Bank is committed to support the movement towards action-driven gender equality, inclusion and diversity in the corporate world, especially across the banking and finance industry.

AEON Bank (M) Berhad has signed a Memorandum of Understanding (MoU) with the Malaysia Esports Federation (MESF), as part of the effort to engage the youth and nurture the esports talents in Malaysia. The MoU signing took place at Pavilion Bukit Jalil's Exhibition Centre, with the signatories -  Tsutomu Kamagata Deputy CEO and Chief Corporate Management Officer of AEON Bank; Naim Al-Amin, President of MESF; Hazruddin Hassan Chief Marketing Officer of Takaful Malaysia; and an official representative from Retromania; witnessed by Suhaidi Alias, Sports Commissioner Malaysia; Afiq Fadhli Narawi Vice President of MESF; Aizuddin Danian Chief Personal Banking Officer of AEON Bank; and Ahmed Faris Amir, CEO of Esports Integrated (ESI). The MoU signing was preceded by the launch of 'Piala Esports Malaysia', followed by the acceptance and commitment towards strict compliance to the Code for the Anti-Doping Agency Malaysia (ADAMAS) and World Anti-Doping Code by the World Anti-Doping Agency (WADA), demonstrating the commitment to uphold integrity and fair play among Malaysian esports players. Electronic sports is now beyond just leisure-based video gaming as it involves professional or semi-professional players or teams competing in structured tournaments and leagues, with significant prize money and income earning potential for the players. As the official digital banking partner, AEON Bank will work together with MESF in the following scope: 🎮 Onboarding of MESF members and players onto the AEON Bank app, hence giving them seamless access to the full suite of Shariah-compliant digital banking to serve their daily digital transactions 🎮 Onboarding of MESF as a client of AEON Bank Biz and development of relevant commercial collaborations 🎮 Adoption of AEON Bank's safe, secure and Shariah-compliant banking to facilitate MESF's fund management and disbursement of tournament prize money 🎮 Curation of MESF x AEON Bank-exclusive rewards and referral programmes 🎮 Development of MESF x AEON Bank co-branded debit card, special merchandise and collaterals 🎮 Cross promotion of MESF activities and esports champions across AEON Bank's campaigns, channels, platforms and vice versa 🎮 Branding collaborations for upcoming tournaments, such as the SEA Games 2025 in Bangkok, Asian Youth Games 2025 in Bahrain, Asian Games 2026 in Japan, namely Aichi and Nagoya, Olympic Esports 2027 in Riyadh, and SEA Games 2027 in Malaysia. AEON Bank and MESF will continue to explore ways to make esports a catalyst for youth engagement and talent development in Malaysia, while cultivating a vibrant growth of a high potential industry that is relevant in this digital era. 💪 Click on the link to read more about this MoU : https://lnkd.in/gvWGVYCF #AEONBank #DigitalBank #DigitalBanking #Esports #MalaysiaEsports #YouthEmpowerment #IslamicDigitalBank

Marilah kita bersama-sama mengimarahkan keberkatan 10 malam terakhir Ramadan dengan mutiara kata daripada Ustaz Wan Rumaizi Wan Husin, Pengerusi Jawatankuasa Syariah dan Ustaz Ibrahim Mohd Hasan, Ketua Pegawai Syariah. Salam ikhlas daripada kami di AEON Bank.

🌸 'Salam Prihatin' Ramadan CSR 2025, Engaging 400 Beneficiaries from Perumahan Pantai Permai 🌸 This Ramadan, we build on the positive momentum of AEON Bank’s Ramadan CSR initiatives that have been rolled out since 2023. This year, we continue on our journey of giving back through 'Salam Prihatin' — a community impact initiative that engaged the B40 families of Perumahan Pantai Permai, organised in collaboration with AEON CO. (M) BHD., AEON Taman Maluri, and a local NGO - Pertubuhan Kebajikan Masyarakat Penyayang (PERKEMP) Lembah Pantai. Over 400 total beneficiaries from 100 families including single mothers were allocated RM300 per family to purchase their Ramadan and Syawal groceries, based on the needs of their respective households. By giving the beneficiaries the freedom and autonomy to choose what they need the most, we hope to spark some joy, while making them feel seen, valued and supported. On 11 March 2025, the beneficiaries were transported by chartered buses to AEON Mall Taman Maluri and upon arrival, they were warmly welcomed and ushered to the AEON Supermarket. We also mobilised our employees as volunteers to assist the beneficiaries on that day, including senior citizens, while providing guidance to ensure that their RM300 allocations were used efficiently, hence staying true to the 'Niat' of financial mindfulness and purposeful spending. It is more than just sponsoring their groceries, this initiative is also about empathy, togetherness and the 'Niat' to perform good deeds and 'amal'. The beneficiaries were paired with our volunteers which helped in making the grocery shopping experience smoother and more meaningful for the beneficiaries that were buying essential items for their multigenerational families. It also reflects our ongoing commitment towards building a more financially mindful and compassionate society - because here at AEON Bank, we believe that giving back isn’t just a corporate responsibility, it’s a reflection of the positive values that we hold close to our hearts. 💕 Click on the link to read more about AEON Bank's Ramadan and Syawal initiatives and campaign : https://lnkd.in/gvWGVYCF #AEONBank #SalamPrihatin #CSR #RamadanCSR #Ramadan2025 #FinanciallyMindful #PurposefulSpending #KitaBantuKita #islamicdigitalbank