Newest Questions
40,105 questions
2
votes
2
answers
315
views
Pay off mortgage and invest or stay the course?
I owe 45000 at a 3% loan on a home worth 700,000. I have the money to pay this off and could invest what I am currently paying per month, $2600. Suggestions? I have been told not to pay this off as it ...
0
votes
1
answer
35
views
USA - how to file and disclose this complicated tax year: foreign home sale by mother, passing through my account, etc
The complicated part is this. During 2025 my mother (overseas citizen), sold an overseas house to her sister (also a US citizen, but living domestically). My mother did not have a US bank account, so ...
0
votes
1
answer
31
views
What tax forms need to be filed when an irrevocable trust gives non-investment real estate to beneficiaries?
My parents put their house into an irrevocable trust with their children as beneficiaries. I'm the trustee. The house and all people involved are in the United States.
The trust isn't required to ...
0
votes
2
answers
85
views
What should I do with my 401k when moving out of country?
I have been working in US for past 12 years and I have accumulated some amount in 401k. I m planning to leave the country. Can someone suggest what do I do with the 401k without incurring heavy tax ...
0
votes
1
answer
49
views
Can't start GnuCash 5.13 and 5.14
Both updates to versions 5.13 and 5.14 on Windows 11 failed. The program doesn't start anymore. Fortunately, there are two error messages. They are identical for both versions:
‘Programme entry point ...
7
votes
4
answers
1k
views
Daily interest - is this being calculated correctly?
I have a loan. The initial balance was $39,488.00. The interest rate is 12.9%; interest is compounded daily.
I have made all payments on time so far (early even), but some months no portion of my ...
4
votes
2
answers
1k
views
Fraud/Credit that does NOT require a credit check
I was looking up the differences between a fraud alert and a credit check and saw this section from Experian. I couldn't think of cases of credit or even fraud that would not require a credit check. ...
1
vote
1
answer
102
views
Forex: Why are there significant variations among FX data providers?
I recently started looking into forex trading and noticed significant differences in the price data provided by various FX data sources. I was wondering whether this behavior is considered normal.
...
8
votes
4
answers
4k
views
Why did my credit score drop when I added a gold card?
Over the past couple years I’ve added 5 credit cards to my credit profile. The 4th card I added was an Amex gold card.
I’m very careful every time I add a card. I do the math to make sure I don’t ...
6
votes
4
answers
3k
views
What is the "breakeven" annual rent such that you would buy it if the rent exceeds this amount?
Question: Suppose you currently rent an apartment and have an option to buy it for $200,000. Property taxes are $2,000 per year and are deductible for income tax purposes. Annual maintenance costs on ...
0
votes
2
answers
174
views
Why isn't the "erase and replace" strategy routine for avoiding estimated payments and delaying taxes (for married retirees with IRAs, at least)?
Assume that a retired, married U.S. couple receives capital gains, possibly erratic, throughout the year for whatever reason.
The prevailing recommendation is to complete IRS Form 2210 Schedule AI ...
-4
votes
1
answer
94
views
Can CCVs be computed or looked up? [closed]
How is the CCV chosen? Is it some kind of checksum on the credit card account's other information?
2
votes
1
answer
149
views
Is this time-value of money calculation correct?
Context: I'm reading Chapter 3 of Principles of Finance textbook by Bodie, Merton, and Thaler. Section 3.3 is about personal finance and whether you should deposit your savings in an IRA account or a ...
1
vote
1
answer
72
views
For pairs of LETFs tracking the same index, is longing the bull LETF = shorting the bear LETF? Is shorting bull = longing bear? Why or why not?
Presuppose that these pairs of leveraged ETFs track the same underlying index. Is longing a 2× or 3× bull leveraged ETF equivalent to shorting its 2× or 3× bear counterpart?
Is buying long TQQQ (...
1
vote
1
answer
104
views
How are CD Interests computed when bought on the market?
I bought a CD that matured and got the principal back and one interest payment.
Here are the transactions:
Date Description Quantity Price Amount
08.26.2025 Purchase 2,...