In this episode of Bank on it, Koshiek Karan sits down with Johan Peens, to talk about financial planning that doesn’t have to feel overwhelming. From managing debt and budgeting to understanding fees, interest rates and long-term planning. Koshiek and Johan break down the essentials of building a solid financial foundation. If you’re looking to simplify your finances, these insights will help you get ahead. 📊 Watch it on Business Day TV or our YouTube channel. https://lnkd.in/dZuf-4cz #CapitecBusiness #BankOnCapitec #BankOnBetter
Capitec
Banking
Stellenbosch, Western Cape 929,441 followers
Join 25 million South Africans who bank smart and pay less with our affordable banking solutions.
About us
Imagine simple, affordable banking solutions that work for you – just like it does for over 25 million South Africans. They’re banking smart, paying less and getting more value every day with us. As the country’s leading digital bank, we’re proud to have been voted the Coolest Bank by the youth in the 2024 Sunday Times GenNext Awards. With 880 branches and a team of over 16,900, we’re here to grow with you.
- Website
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http://www.capitecbank.co.za
External link for Capitec
- Industry
- Banking
- Company size
- 10,001+ employees
- Headquarters
- Stellenbosch, Western Cape
- Type
- Public Company
- Founded
- 2001
- Specialties
- One solution to your money management
Locations
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Primary
Get directions
5 Neutron Road
Stellenbosch, Western Cape 7600, ZA
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Get directions
5 Neutron Road
Stellenbosch, Western Cape 7600, ZA
Employees at Capitec
Updates
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In Episode 8, we open a new chapter in Business Banking. 📒 This week, Capitec Business Banking executives: Amrei Botha, Karl Kumbier and Sicelo Mkhize share their perspectives on what it takes to build a truly human‑first business bank in South Africa. They reflect on their career journeys, the calculated risks that shaped their leadership and the vision they’re actively investing in to support Mzansi’s entrepreneurs. If you’re looking to capitalise on thoughtful insights from leaders reshaping the Business Banking landscape, listen via the link below or wherever you get your podcasts. 👉 https://bit.ly/49dUhRw #GrowWithCapitec #CapitecBusiness
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We are thrilled to announce Andrew Baker 🧠 ☁️🥷 as Capitec’s next CIO, taking over the helm from Wim de Bruyn. Andrew comes with a wealth of technology and data expertise, and is well equipped to lead the next phase of Capitec’s technology evolution. Wim will be leading a new executive portfolio comprising of Payments, Value Added Services and Forex. For the last 11 years Wim has been instrumental in leading Capitec’s technology and data transformation. We are excited about what lies ahead. These changes position us to grow, to innovate, and to deepen the trust our clients place in us.
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Ever heard a scam story at a braai and thought, ‘That would never happen to me’? Remember fraud doesn’t happen because people are foolish or greedy. It happens because we’re human – tired, distracted and busy trying to do life. And scammers know how to use that. This first article in our monthly Fraud Unpacked series with Nicholas Harris, our Head of Financial Crime, breaks down the tactics criminals use and the human behaviours that make us vulnerable. That includes things like urgency, trust and ‘it won’t happen to me’ thinking. Read it here: https://bit.ly/3Opxmdo
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Innovation with real payoff is the theme of Episode 8 of The Finance Ghost. 👻 We speak to Capitec Business Banking execs; Amrei Botha, Karl Kumbier and Sicelo Mkhize about how they’re helping Mzansi entrepreneurs and established businesses get more rands in their pockets. 🤑 From fees that don’t withdraw your energy to tools that deposit convenience back into your day, they unpack their mission to reshape business banking. Coming soon – an episode you can bank on for returns. #GrowWithCapitec #CapitecBusiness
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We’re looking at SME funding differently. 🇿🇦 In the heart of communities like Tembisa, business happens on the ground—vibrant, fast-paced, and often informal. But "informal" shouldn't mean "unsupported." As we saw during our recent site visit, many side hustlers and sole proprietors are the "means of production" in their communities, yet they lack access to the capital they need to scale. That’s why we’ve launched the Entrepreneur Account. If you’re a freelancer or business owner who isn't CIPC registered, you can finally: - Keep your business and personal finances separate - Pay R0 monthly fees - Get a dedicated card with your business name on it We’re not just scratching the surface; we’re changing the model to help you grow. Open your account on our app today: https://bit.ly/4a3AWCB #SMEGrowth #CapitecBusiness #SMEGrowth #CapitecBusiness
Open your account on our app today
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Why should Business Banking fees cost more? We really don’t believe they should. So we’ve kept ours to simple, transparent and affordable – just like Personal Banking. Because when banking costs less, businesses can focus on growing. That kind of thinking isn’t the industry norm. But it’s more than a norm for us, it’s part of our commitment to make a meaningful difference in the lives of South Africans. Valid from 1 March 2026. Find out more https://bit.ly/4km7n2r
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We simply refuse to complicate banking. With us, there’s no hiding behind confusing terms or slipping in surprise fees. What you see is what you pay, always. We want to remove the complexity of banking for over 25 million South Africans. That’s why our 5 key fees for 2026 are still easy to understand and explain – it’s simplicity you can bank on. Valid from 1 March 2026. Find out morehttps://bit.ly/4km7n2r
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How do you know when a digital investment is actually a scam? Jean Rossouw (Head of CSI and Financial Education) and Nick Harris (Head of Financial Crime), unpack common techniques and share what to look out for. Listen here 👉 https://bit.ly/4rExHaO New episode Mondays on RSG.
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MoneyUp is financial education that meets you where you are, created to support real South Africans in their daily lives. Whether you want to squeeze in a quick lesson or to dive deeper into learning, there's something for everyone. Plus, you can do it on your smartphone. Sarah Bassett, Programme Lead for Financial Education at Capitec says: "When someone entrusts you with their money, they are entrusting you with their hopes, dreams and plans for their family and future." This is what our MoneyUp solutions are all about – ensuring Mzansi's financial education is simplified and accesssible on platforms they're already using. Read more here: https://bit.ly/3NX04lW #BankOnBetter #BankOnCapitec #UpliftInAction
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