Next week, Mastercard Open Finance will be on the ground at the Baltic Payment Forum by ProMoney in Vilnius - and we’re looking forward to connecting with partners, customers, and industry peers shaping the future of payments in the region. Join us on-site as Katharina Luschnik takes the stage to discuss partnerships, while our team - Vicky Nielsen, Ariane Batchelor, Kasper Tipsmark Madsen and Rune Krogh Kallehauge - will be there to meet, share insights, and explore meaningful collaborations. Interested in talking Open Finance, Pay by Bank, or exploring new partnership opportunities? Let’s connect - reach out and meet us in Vilnius. See you there 🇱🇹 #Mastercard #B2B #OpenFinance #payments
About us
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions secure, simple, smart and accessible—with open finance, we’re pursuing that mission even further. Today’s consumer expects choice, control, and flexibility — whether they’re paying their bills or buying a home. Open finance powers this data exchange, and in return, it unlocks new access — to credit, payment choice and insights that help people and businesses win. With a vast network of connections around the world and a unique suite of data-driven solutions, Mastercard is fueling financial experiences fit for a digital universe. Mastercard Open Finance is built upon trusted, reliable platforms with a history of principled innovation and delivers quality experiences to financial service providers and consumers alike. With consumer consent, we’re delivering the financial data needed to unlock new access with the ability to scale up confidently while meeting local regulations. And we do it in the way our customers require and consumers have come to expect—simply, safely and securely.
- Website
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https://www.mastercard.com/us/en/business/open-finance.html
External link for Mastercard Open Finance
- Industry
- Financial Services
- Company size
- 10,001+ employees
- Headquarters
- Purchase, New York
- Specialties
- Open banking, Open finance, Data aggregation services, API services, Transaction intelligence, API analytics, Credit decisioning, Account verification, Lending, Underwriting, Fintech, Account opening, SMB solutions, Open banking regulation, Account-to-account payments, Bill payments, VRP, AI, and Cybersecurity
Updates
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Smart Accurate Account Owner Verification — Now with Nickname Matching. We’ve enhanced Account Owner Verification to make your verification processes even more intuitive and reliable. Our upgraded matching model now recognizes common nicknames and scores them against bank account data — helping businesses reduce false “not a match” results and deliver a smoother, more trusted onboarding experience. Learn how Mastercard Open Finance is improving verification accuracy and building confidence across digital onboarding journeys at https://lnkd.in/eX42yTgq #Mastercard #OpenFinance #IdentityVerification #Fintech #DigitalOnboarding #AccountOwnerVerification #PaymentsInnovation
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Smart Accurate Account Owner Verification — Now with Nickname Matching. We’ve enhanced Account Owner Verification to make your verification processes even more intuitive and reliable. Our upgraded matching model now recognizes common nicknames and scores them against bank account data — helping businesses reduce false “not a match” results and deliver a smoother, more trusted onboarding experience. Learn how Mastercard Open Finance is improving verification accuracy and building confidence across digital onboarding journeys at https://lnkd.in/eX42yTgq #Mastercard #OpenFinance #IdentityVerification #Fintech #DigitalOnboarding #AccountOwnerVerification #PaymentsInnovation
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New enhancement: FedNow participation indicators now available through Mastercard’s Account Payment Details API Instant payments continue to reshape how money moves — and we’re excited to announce a new enhancement that helps our partners stay ahead. We’ve added FedNow participation indicators to our Account Payment Details API, in addition to RTP participation indicators that are already available, giving businesses clearer visibility into whether a financial institution supports FedNow or RTP as part of their payment and payout workflows. Why this matters • 1,500+ financial institutions are now live on FedNow • FedNow’s $10M transaction limit (as of Oct 2025) opens the door for higher value instant payments. What this unlocks: • More informed routing and payout decisions across ACH and instant payment rails. • A smoother path for organizations accelerating their instant payment strategies, including government and public sector. 🔗 Learn more and explore the documentation: https://lnkd.in/gwMQxX73 #Mastercard #OpenFinance #FedNow #InstantPayments #ACH #AccountToAccount #PaymentsInnovation
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Smarter data. Stronger decisions. Small Business Credit Analytics is now integrated with Mastercard Open Finance—giving lenders a more holistic view of a business’s real performance by unifying near real‑time sales insights, peer benchmarks, and permissioned cash‑flow data. This powerful combination helps financial institutions make faster, smarter credit decisions and gives more small businesses a better chance of securing the credit they need to grow. Read the blog at https://lnkd.in/eRDTuDBF #Mastercard #OpenFinance #SmallBusiness #LendingInnovation #FinancialInclusion
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Mastercard Open Finance reposted this
The Open Finance & AI Summit has wrapped— bringing together the builders, thinkers and partners shaping what’s next in financial services. Across dynamic mainstage conversations with Mastercard experts, Databricks and OpenAI, and breakout sessions with Klarna, Lendio, Intuit, NovaCredit, RecargaPay and LINA Open X, one theme was clear: The future of finance is being built right now— together. Through roundtables on identity and account opening, data-driven innovation, personalization and lending, attendees walked away with a few powerful insights: 🟠 Trust is the new infrastructure of innovation ➡️ Everything begins with trust—trust in data, trust in AI, trust in the ecosystem. 🟠 The future of finance is built through collaboration ➡️ When partners responsibly connect their data, they unlock intelligence that no single institution could achieve alone. 🟠 AI isn’t incremental—it’s transformative ➡️ It's redefining how financial services operate, compete, and grow—powering smarter experiences and reshaping the global economy. #OpenFinance #AI #data
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Mastercard Open Finance reposted this
One week to go! Join us at Mastercard Security Connect: Amsterdam We’re just one week away from bringing together leaders, innovators, and security experts for an energizing afternoon of insights and connections. There’s still time to register - and you won’t want to miss the incredible speakers joining us from across the industry, including guest speakers from Peaks, SpareBank 1 and ING Netherlands. From emerging fraud trends to the future of digital trust, we’ll explore the security challenges and opportunities shaping 2026 and beyond. Secure your spot today - last few places remaining! 🔗 cvent.me/qK7vVL #Mastercard #SecurityConnect #Cybersecurity #FraudPrevention #OpenFinance #DigitalTrust #Fintech
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What an incredible turnout so far – thank you everyone for taking the time to join us for the Open Finance & AI Summit! With our mainstage sessions, breakouts, roundtable discussions, customer interviews and priceless guest, attendees are sure to take home key strategies and actionable insights to help their businesses thrive in the world of Open Finance & AI. #Mastercard #OpenFinance #AI #B2B #insights
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Fraud is evolving fast — and financial institutions need smarter defenses. Fraud rings, synthetic identities, and account takeovers are growing more sophisticated every year. Traditional checks alone can’t keep up. That’s why we're delivering a new generation of identity and risk‑mitigation tools powered by consumer‑permissioned data, device intelligence and predictive scoring, helping financial institutions stop fraud before it happens, without disrupting the customer experience. Learn more in our latest blog post at https://lnkd.in/gUqwTxss #Mastercard #OpenFinance #FraudPrevention #RiskManagement #IdentityVerification #FinTech #AI
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See you tomorrow at the Open Finance & AI Summit! Join Mastercard thought leaders and industry experts for a full day event centered around Open Finance and the evolving role #AI plays in revolutionizing customers’ financial experiences. 📅 Date: February 5, 2026 📍 Location: NYC 🔗View the agenda: https://lnkd.in/eYSDcKba #Mastercard #OpenFinance #AI #Fintech #Security #Data