Uplinq Financial Technologies

CFPB Just Scaled Back Its Small Business Lending Rule — Here’s Why It Matters The CFPB has officially scaled back its small-business borrower data collection rule — and the changes are significant. 📊 Under the revised framework, only lenders originating 1,000+ small-business loans annually must comply, while required borrower data points were reduced from 81 to just 13. Supporters say the update reduces compliance burden and operational costs for financial institutions, especially smaller lenders. Critics argue the narrower scope may limit visibility into fair lending gaps and community development needs — highlighting the ongoing balance between regulation, transparency, and access to capital. ⚖️ 📖 Read the full article here: https://lnkd.in/e3vyZqS2 🚀 Follow @uplinqfinancial on YouTube and X for more conversations shaping the future of small business lending, regulation, and financial innovation. #Uplinq #FairandAccessibleLending #SmallBusinessLending #BankingRegulation #Fintech Banking Dive

Uplinq’s Underdog of the Week 🐾 — meet Milo, a playful and affectionate 1-year-old mixed breed in New York currently looking for a loving home to adopt him. 💙 At Uplinq, we believe some underdogs just need someone willing to look a little deeper — and behind Milo’s energy, curiosity, and ongoing squirrel investigations is a sweet dog who genuinely wants connection and companionship. Milo’s Profile Position Applied For: Junior Adventure Coordinator & Household Morale Manager 🐶 Milo specializes in stick discovery, expert-level cuddles, and bringing nonstop personality wherever he goes. He’s highly food motivated, eager to learn, and loves being around people, though he’s still refining his leash manners and occasionally gets a little too committed to squirrel patrol duties. Milo may still be figuring things out, but he’s trying his best every day — and he’s currently looking for someone willing to give him the loving forever home he deserves. 🐾 If you want to adopt Milo, visit the website here: https://lnkd.in/ezm-beWX Follow @uplinqfinancial for more real underdog stories — in business and beyond. #Uplinq #UnderdogoftheWeek #FairandAccessibleLending #AdoptDontShop #DogAdoption #RescueDog

Mastercard's Jane Prokop on Where Banks Must Innovate Next AI is opening new doors for small business lending but it’s also introducing new risks that financial institutions can’t ignore. 💡 In this clip from Uplinq Financial Technologies' webinar, Fair and Accessible Credit for Small Business and the Impact of AI, Jane Prokop, former EVP and Global Head of SMEs at Mastercard, shares where she believes financial institutions should continue investing and innovating. From predictive intelligence and modern decisioning systems to faster KYB and stronger fraud prevention, her perspective highlights both the opportunities and responsibilities shaping the future of lending. One especially important point: while AI can improve access and decision-making, tools like deepfakes and synthetic identities are also making fraud more sophisticated. Building safer, smarter systems may become one of the biggest priorities for lenders moving forward. 🔐 🎥 Watch Jane's take below and hear more insights from Uplinq's webinar. 🚀 Follow @uplinqfinancial on YouTube and X for more conversations shaping the future of AI, fintech, and small business lending. #Uplinq #FairandAccessibleLending #AIinFinance #SMBLending #FintechInnovation

Mastercard’s New Goal: Building Financial Resilience for 500 Million People Small businesses are often at the center of conversations about economic growth, but many still face major barriers when it comes to digital adoption and financial protection. 🏪 This article on Mastercard’s latest financial inclusion initiative explores how issues like fraud risk, limited trust, and fragmented financial ecosystems continue to impact small business resilience. One statistic that stood out: 60% of small businesses that experience a cyberattack don’t survive beyond six months. It’s a powerful reminder that protecting participation is just as important as creating access in the first place. Security, confidence, and collaboration may ultimately define the next chapter of financial inclusion. 🔐 📖 Read the full article here: https://lnkd.in/eV6k-vbj 🚀 Follow @uplinqfinancial on YouTube and X for more real-world discussions around lending, risk, and financial technology. #Uplinq #FairandAccessibleLending #CyberSecurity #SmallBusiness #DigitalTransformation PYMNTS

Running a small business means constantly balancing passion with responsibility. For Camille, founder of Little Orcas in Toronto, success comes from staying close to both the numbers and the people behind them. From carefully managing schedules and expenses to continuously improving her teaching skills, every detail matters. 🐳 But what stood out most in Part 4 of Uplinq’s Word on the Street series with Little Orcas is Camille’s focus on relationships. She shared how she wants her students to feel comfortable, supported, and genuinely connected. It’s a reminder that behind every small business is someone putting real care into every interaction. 💙 🎥 Watch Part 4 of our conversation with Camille from Little Orcas below. 🔔 Follow @uplinqfinancial on YouTube and X for more real small business stories. #Uplinq #WordontheStreet #FairandAccessibleLending #SmallBusiness #TorontoBusiness #WomenInBusiness

American Banker Webinar: Closing the Gap Between Credit Risk and Small Business Reality Small businesses are often evaluated through snapshots — a credit score, a bank statement, or limited historical data. But real businesses are far more dynamic than that. Behind every application is a business adapting to market shifts, customer behavior, rising costs, and changing economic conditions every single day. In this upcoming American Banker webinar, leaders from Mastercard and Uplinq Financial Technologies will explore how AI-enabled analytics, Open Finance, and transaction-based insights are helping lenders build a more complete picture of small business health. The conversation will unpack what this shift means for risk management, customer relationships, and long-term portfolio growth. Join Patrick Reily of Uplinq alongside Mastercard leaders Derek Agri and Scott Lichtenthal, moderated by Mike Sisk of American Banker. 🗓️ When: May 19, 2026 ⏱️ Time: 2:00pm EST / 11:00am PST 🎟️ Save your spot here: https://lnkd.in/enVndMbw Follow @uplinqfinancial on YouTube and X for more conversations shaping the future of SMB lending. #Uplinq #FairandAccessibleLending #SMBLending #OpenFinance #AIinFinance

Fed Capital Changes Put Small Business Lending Back in Play More capital for small business lending is on the horizon. But that does not automatically mean more access. 💡 New regulatory proposals aim to reduce capital requirements and give banks more room to lend. On paper, this is a positive step forward. But the reality is more nuanced. Access to credit has been declining in real terms, and small businesses are still feeling the gap. The real differentiator now is not just capital but execution. Lenders that can deliver fast, seamless, and digital-first experiences will be the ones that truly capture demand and support small business growth. 📖 Read the full article: https://lnkd.in/emeNaP-v 🚀 Want to stay ahead of where SME lending is going next? Follow @uplinqfinancial on YouTube and X for insights that go beyond the headlines #Uplinq #FairandAccessibleLending #SMELending #Fintech #DigitalBanking PYMNTS

What if your credit decisions could reflect how a business is actually performing today, not just what history says about it? 💡 Small business lending is evolving, and lenders are starting to look beyond traditional credit data to better understand real-world performance. With the help of AI and broader data sources, a more complete picture is beginning to take shape. And that shift is opening new doors for both lenders and small businesses. Join Uplinq Financial Technologies alongside Mastercard and American Banker as we explore how this transformation is reshaping risk assessment, customer management, and long-term portfolio performance. This is a conversation designed for leaders who want to stay ahead of where lending is going. 🎟️ Save your spot for our free Webinar---May 19 at 2:00 pm EST / 11:00 am PST: https://lnkd.in/enVndMbw 🚀 Follow @uplinqfinancial on YouTube and X for insights that help you make smarter credit decisions. #Uplinq #FairandAccessibleLending #SMELending #CreditRisk #AIinFinance Patrick Reily Derek Agri Scott Lichtenthal

Introducing Uplinq’s Underdog of the Week 🐾 — meet Hokuto. At Uplinq, we spend a lot of time thinking about underdogs. In business, they are often overlooked, yet full of potential when given the right visibility and opportunity. That belief extends beyond what we do—our Underdog of the Week series highlights dogs who deserve that same second look. Because sometimes, all it takes is a little more visibility to change a story. Some underdogs just need time to be seen. Hokuto, a 5-year-old Shiba Inu in Osaka, once had no experience with walks, structure, or affection. When he first arrived, everything felt unfamiliar and overwhelming. Today, Hokuto is a completely different dog. He has learned to trust, enjoys long walks, and will even look back as if to say, “Let’s keep going.” 🐕 His journey is a quiet reminder that growth does not always happen instantly, but with patience, it happens. Hokuto’s Profile Position Applied For: Resident Adventure Companion & Head of Daily Momentum Core Competencies: • Resilient and adaptable • Strong walking companion • Positive with other dogs • Builds trust over time Development Areas: • Can be cautious at first • Thrives with patient guidance Hokuto has come a long way and deserves a place to call his own. If you’d like to learn more or adopt Hokuto: https://lnkd.in/dxkc-b8w #Uplinq #FairandAccessibleLending #UnderdogOfTheWeek #AdoptDontShop #RescueDogs #SecondChances

The Rise of Peer-to-Business Lending in 2026 For decades, traditional banks led SME lending. Today, that story is evolving. 💡 Peer-to-business platforms are creating a new path forward. With faster approvals, transparent pricing, and flexible loan structures, they are helping small businesses access capital when it matters most. No long waits. No unnecessary complexity. At the same time, investors are gaining new opportunities to support local businesses while earning returns. It is a model built on connection, efficiency, and impact. And it is growing fast. 📖 Read the full article: https://lnkd.in/e_7j9j7T 🚀 Want more real insights like this? Follow @uplinqfinancial on YouTube and X and stay ahead of the future of lending #Uplinq #FairandAccessibleLending #SMEFinance #AltLending #Innovation