FICO

The AI readiness gap is growing, and financial institutions are feeling it. FICO and Corinium Global Intelligence's State of Responsible AI in Financial Services research found that 95% of C-suite leaders report a lack of alignment between their AI initiatives and their business goals. Only 12% have fully integrated operational standards, meaning most organizations are building AI without the governance infrastructure to make it scale or deliver measurable returns. What the research makes clear is that responsible AI standards, including bias mitigation, performance monitoring, and audit trails, are a stronger driver of ROI than generative AI. Over 75% of those surveyed believe cross-functional collaboration and a shared AI platform could unlock ROI gains of 50% or more. "Responsible AI extends beyond risk mitigation. It's a business imperative," says Dr. Scott Zoldi, Chief Analytics Officer at FICO. Read the full report: https://lnkd.in/gt3w48kx

FICO introduces automated credit planning to the FICO® Score Mortgage Simulator, with FICO® Smart Plans and FICO® Score Potential helping lenders identify opportunities and generate personalized, data‑driven actions for better loan outcomes. As Geoff Smith, VP & GM of Consumer Scores at FICO, shares, these enhancements replace manual scenarios with faster, algorithm‑driven decisioning powered by the trusted FICO® Score. Available through partners including Xactus, MeridianLink, Credit Interlink, #SharperLending Solutions, and Credco, now a part of CoreLogic, the solution helps mortgage professionals move clients toward homeownership with greater speed and confidence. Learn more https://brnw.ch/21x2Sys #FICOScore #mortgagenews #homeownership

We're recognizing four outstanding leaders as our newest FICO Decision Heroes and we couldn't be more proud of them. Read their stories here: https://lnkd.in/gqmjSMnQ Sasha, David, Will, and Sarut have each spent decades turning bold ideas into real-world impact, taking the complexity of AI and analytics and making it work for real people, in real markets. That's an achievement worth celebrating. These are the people behind some of the most significant analytics and AI transformations in financial services today. Sasha Radulovich David Bordeleau Will Ashman Sarut Ruttanaporn

Fraudsters are weaponizing AI to exploit contact centers. Financial institutions need to catch up. Meet the newest addition to FICO® Marketplace: Pindrop® Protect. Pindrop® Protect analyzes every call in real time, generating dynamic risk scores that feed directly into fraud decisioning workflows without complicated integrations. One major national bank saw 57% more fraud detected than all other controls combined, saving an estimated $3.5M annually. https://brnw.ch/21x2RTw

Had a great lunch conversation with Sol Rashidi, MBA and Susan Disney - Catterton at FICO World. Sol's keynote has been on my mind since she stepped off the stage. She spoke about the difference between "using AI" and "doing AI" and how buying an AI Assistant to write emails faster is not the same as completely reimagining the way we work. A financial analyst in 2026 is doing fundamentally different work than one 10 years ago. And that shift is only accelerating. I loved her message about the generation entering the workforce right now. The young professionals starting their careers today are navigating ground that is shifting beneath them. I have always believed in mentoring and sponsoring people earlier in their careers. And I am grateful for those who invested in me early in mine. We owe this generation the same investment, and the opportunities to learn and grow. Sol Rashidi, MBA, thank you for the reminder of what matters most. #FICOWorld

A special moment at FICO World 26 as Wells Fargo was recognized as FICO’s very first software customer back in 1972 and celebrated during FICO’s 70th year. To mark the occasion, John Morgan Whitacre, CRO for Consumer Lending at Wells Fargo, posed with the award alongside a hologram of Earl Isaac, one of FICO’s founders. It was a powerful reminder that we stand on the foundation built by the legends of the past while helping shape the next era of innovation celebrating FICO’s lasting legacy and building what comes next with innovative leaders from across financial services. #FICOWorld #FICO70 #HelloFuture