Visa Protect Risk Solutions

How to fight back against the fraudsters making brute-force attacks on real-time payments Partner Content by Visa

As fraud grows more sophisticated, traditional models alone aren’t enough to tackle the challenge. Utilizing Large Transaction Models (LTMs), this new class of AI that's built on transformer architectures similar to large language models is helping financial institutions better understand the language of commerce. Trained on billions of anonymized transaction sequences, LTMs analyze entire transaction histories at once to detect subtle patterns, predict legitimate behavior, and surface anomalies earlier. By generating rich transaction embeddings, LTMs can supercharge existing fraud strategies, helping to improve fraud detection accuracy while reducing false positives. 👇Read the whitepaper to see how LTMs can help banks stay ahead of fraud 👇 #VisaProtect #LTM #BankingInnovation

Friendly fraud isn’t just about lost revenue, it's impacting your analytics, customer relationships, and business growth. Learn how the right tools and proactive strategies can turn this challenge into a competitive advantage. Discover actionable steps to protect your profits and stay ahead in the digital age. Read the full article for insights every business needs! 

Your team, our team, one goal. Visa Managed Services consultants specialize in maximizing the Visa risk products you already have, empowering your financial institution to combat fraud more effectively. 👇See what success looks like in our latest case study👇 #VisaProtect #VisaManagedServices #Visa

Don't let limited internal resources hold back your payments growth. Visa Managed Services consultants are here to strengthen your team and fine-tune your Visa risk solutions, ensuring you get the most out of your existing capabilities. Partner with Visa Managed Services to drive more approvals, reduce false declines, and achieve stronger, sustainable growth. #VisaProtect #VMS

Bad actors are using artificial intelligence technology to scale their payments fraud operations through deepfakes, synthetic identities, and cloned voices. The result is that commerce is now entering an AI identity era, where trust must be established not just through credentials but through behavioral analytics, cryptographic tokens, and ecosystem-wide cooperation. Listen in to the latest PYMNTS conversation with James Mirfin, Global Head of Risk and Security Intelligence Solutions at Visa, as he discusses how companies are reframing the architecture of fraud detection and adapting to the new fraud landscape. 👉Read the full article: https://vi.sa/4sQaKBS #PYMNTS #VisaProtect #AI

Even as digital payments grow, Americans still deposit 11 billion checks a year, creating opportunities fraudsters are exploiting. Tune into the latest PYMNTS conversation with Michele Herron , SVP and Head of North America Value-Added Services at Visa, as she discusses the evolving tactics behind check fraud and how Adaptive Behavioral Analytics helps financial institutions spot anomalies, flag risk, and protect customers before losses occur. 👉 Learn how AI is reshaping the fight against check fraud: https://vi.sa/4berywx #PYMNTS #VisaProtect #DigitalPayments

Fraud doesn’t stay in one lane anymore. Today’s fraudsters move seamlessly across cards, ACH, wires, real-time payments, and digital channels, exploiting the gaps between systems and teams. The banks that win this fight are the ones learning to detect fraud across rails — not just within them. Join Visa's Nikolaus Walser, Global Head of Risk & Security Intelligence Solutions Strategy, and other panelists on for a LEADERS conversation: “Rethinking Cross-Rail Fraud Detection in a Converged Payments World.” 📅Thursday, March 26 ⏰2:00 PM ET (11:00 AM PT) Moderated by Penny Crosman, Executive Editor at American Banker, the discussion features: - Ruchira Ghosh, Head of Enterprise Customer Authentication (CIAM) at TD Bank - John Fick, MLS, CFE, CFCI, CECFE, Director and Head of Fraud at Northwest Bank Together they’ll examine how leading institutions are building cross-rail visibility, applying behavioral analytics, and aligning teams to identify threats before fraud spreads across payment networks. 👉Reserve your seat and join the conversation: https://vi.sa/3P3cVne #Banking #Payments #FraudPrevention #RiskManagement

Your growth potential shouldn't be limited by internal bandwidth. Visa Managed Services consultants step in to strengthen your team and optimize your Visa risk solutions, so you can maximize every opportunity available to you. More approvals. Fewer false declines. Stronger growth. Read the report below to see what's possible. #VisaProtectRiskSolutions #VisaManagedServices