Aon's Wealth Solutions

Artificial intelligence is rapidly changing how defined contribution (DC) plans are designed, managed, and experienced by participants. 📌 In The Impact of Artificial Intelligence on DC Plans: 3 Questions with Beth Hanig, we explore: • How AIdriven personalization can enhance participant engagement and advice • Ways AI is being used within investment management and product design • Key ethical, data privacy, and governance considerations for plan sponsors and fiduciaries 🔗 Read the full article for a closer look at how AI may influence DC participant outcomes, investment options, and oversight: https://aon.io/4b5oaD1 #Wealth #BetterDecisions #DefinedContribution #Retirement #ArtificialIntelligence

How will evolving private equity trends shape your portfolio? Aon’s Karen Rode, Global Head of Private Markets and Lisa Staub, Associate Partner, Private Equity Research, share insights on competition, return spreads, and innovation in fund structures—plus what these shifts mean for long-term investors. This is a must-read for investors and professionals navigating a changing private equity landscape. 🔗 Read the whitepaper: https://aon.io/4aUsLHL #BetterDecisions #Wealth #PrivateEquity #PortfolioConstruction Diversification does not ensure profit nor does it protect against loss of principal. Diversification among investment options and asset classes may help to reduce overall volatility.

Volatility is no longer episodic—it’s structural. Economic, geopolitical, and operational shifts are reshaping how institutional investors think about risk, resilience, and long term outcomes. Many longstanding assumptions in markets and portfolio construction are being tested. 📌 Aon’s 2026 Investment Insights Series is designed as a practitioner forum to discuss how institutions are responding in practice—what’s changing across portfolios, governance, and implementation, and the trade offs investors are weighing. 2026 locations: • Singapore | September 2–3 • London | November 4–5 • Miami | December 7–9 🔗 Learn more & register: https://aon.io/3OGamHm #AonInvestmentInsightsSeries #BetterDecisions #PortfolioReslience #WealthSolutions

From new savings vehicles for children to heightened fiduciary expectations and emerging ways to use pension surplus, retirement plan sponsors are navigating a changing landscape in 2026. If you’re responsible for retirement, benefits, or fiduciary oversight, our Retirement Legal Consulting & Compliance Quarterly Update is a fast way to get current on what’s changing — and what may require action. Aon’s team highlights developments already shaping plan strategy and governance, including: 1. VSPs as a workforce tool 2. Section 530A “Trump Accounts” 3. Roth catch up for high earners 4. Missing participants & conditional forfeitures 5. Pension surplus & 401(h) accounts 6. Litigation & fiduciary trends 👉 Read the latest Quarterly Update to dive deeper into each topic and understand the potential implications for your plans:https://aon.io/4rRDFWd #WealthSolutions #BetterDecisions #Retirement #EmployeeBenefits #ERISA

Manager selection matters—but how those managers fit together in your total equity portfolio can be just as important. 📌 In How We Invest: Public Equity, Aon’s Global Head of Equity Manager Research, Chris Riley, shares perspectives on building more resilient portfolios: • Use broader active mandates (e.g., global or combined developed + emerging markets) to give skilled managers room to find opportunities • Combine diverse approaches—fundamental, quantitative, and flexible—so no single style or factor dominates risk • Avoid over-diversification: in broad global equity, a focused roster (often three to five managers) may be sufficient, particularly alongside low-cost passive exposure • Assess results at the total equity portfolio level, and maintain a long-term orientation despite short-term volatility 🔗 Learn more about Aon’s approach in How We Invest: Public Equity: https://aon.io/3MFNCXd #Wealth #BetterDecisions #PublicEquity Diversification does not ensure profit nor does it protect against loss of principal. Diversification among investment options and asset classes may help to reduce overall volatility.

AI adoption among investment managers continues to expand, with firms reporting use cases across the investment lifecycle. To better understand how organizations are approaching AI use, oversight, and governance maturity, Aon surveyed 126 investment managers across asset classes and jurisdictions. The results highlight a clear pattern: managers reporting more extensive AI use also tend to report more formal governance and oversight frameworks. This suggests that AI governance is increasingly viewed as an important organizational capability—not just an operational consideration. To explore the benchmark findings and key takeaways for investment managers, request the Top 10 Takeaways summary from Aon’s Head of Responsible Investing, Daniel E. Ingram. #Aon #BetterDecisions #AI #Governance #Investments

Plan sponsors are taking a fresh look at excess or “stranded” assets in DB plans and 401(h) accounts. 🪶 Quick refresher: 401(h) can fund retiree medical benefits, and Section 420 can allow transfers of excess pension assets into a plan’s 401(h) account for those benefits. Recent private letter rulings (PLRs) — including one confirming that certain annuitized “lift out” retirees remain eligible for 401(h) funded benefits — point to additional ways to unlock value. The opportunity is real, but so are the technical and fiduciary considerations. Aon helps sponsors assess whether existing authority supports action, and when tools like legal opinions or tax insurance may be appropriate. 📖 Read the latest Retirement Legal Consulting & Compliance Quarterly Update to explore emerging 401(h) and pension surplus strategies in more detail:https://aon.io/4rRDFWd #WealthSolutions #BetterDecisions #RetireeMedical #Pensions #ERISA

As pay equity and transparency requirements expand globally, employers are increasingly expected to assess gender disparities in retirement outcomes and pension equity, not just base pay. Aon’s global Wealth and Human Capital solution experts share a practical framework for finance and benefits leaders — aligning retirement gap analysis with pay equity efforts, pressure testing eligibility and vesting rules, and modernizing plan design to reduce unintended inequities while supporting workforce planning and long term cost management. 🔗 Read more for addressing the gender retirement gap: https://aon.io/3PIkM9K #WealthSolutions #BetterDecisions #Retirement #TotalRewards #FinancialWellbeing

Chae Hong, Aon’s Head of North America Real Estate, explores how the asset class is evolving and practical ways public fund investors can position real estate for the next phase of the market cycle. Gain practical ideas to position real estate allocations for the next phase of the market cycle. 🔗 Learn more and register today: https://aon.io/4rLkXPF #PublicFunds #PublicMarkets #BetterDecisions #AonInvestments

📈 Read our latest U.S. Month in Markets update for a monthly view of macroeconomic, policy, and geopolitical developments and cross asset performance. The report offers a high level snapshot of global markets, with an emphasis on U.S. conditions, highlighting key themes and performance across major asset classes. https://aon.io/478k8sh #WealthSolutions #BetterDecisions #Investments