From banker to barista… we’ll let you decide how it went ☕️
We recently spent time with NAB customer Industry Beans, to hear how they’re navigating the current environment.
From a single Fitzroy café to a national brand, a clear focus on quality and consistency have underpinned their growth.
As co-founder Steven Simmons says:
“It always feels challenging, but there’s always opportunity to make the business better.”
Watch NAB banker Daniel Goodman’s (attempted) coffee skills, then read more about their story on NAB News: https://lnkd.in/ghh32fZH
📈 Client News Alert: Brinker International Gains Analyst Momentum
Chili's owner Brinker International received multiple analyst upgrades this month, highlighted by KeyBanc Capital Markets raising its rating to Overweight with a $177 price target.
Analysts cited strong sales momentum, margin expansion, and continued customer traction driven by Chili’s refreshed product offerings and value-focused strategy. Despite recent gains, shares are still trading below historical and peer valuation averages, signaling potential upside opportunity for investors.
Congratulations to the Brinker team on the continued momentum and market recognition.
Read more: https://lnkd.in/e-KBzUQJ#ClientNews#RestaurantIndustry#ConsumerBrands#NYSE#Investing#Chilis#BrinkerInternational#EscalonServices
There are four levels of economic value in business: commodities, products, services, and experiences.
Commodities are bought purely on price (coffee beans, sugar).
Products add branding but lack human connection (packaged goods).
Services deliver the work you've hired someone to do (your accountant completes your tax return).
Experiences make you feel something and give you a story to tell (the cafe barista remembered you).
Each level commands a higher price and greater customer loyalty. The question isn't which level you operate at. It's whether you're climbing the ladder or staying in the race to the bottom.
A salesperson from J.P. Morgan was once asked:
“How do you close deals?”
He said:
“I give them one option. Just one.”
Most people think more options increase the chances of a “yes.”
Basic. Standard. Premium.
But the moment you give people too many choices, they stop deciding *whether* to buy —
they start deciding *what* to buy.
And confusion delays decisions.
I once saw a restaurant cut its menu from 40 dishes to just 10. Their revenue increased exponentially.
People don’t always want more options.
They want clarity.
They want confidence.
They want someone who knows exactly what they need.
It's a heatwave out there but its even hotter in the kitchens for the UK's food and beverage (F&B) operators. F&B is one of Zempler's key industry sectors. We're passionate about understanding our customer base and this report delivers some tough but important messages.
Feeling cashflow tight? You're not alone 😅
Our newly released research 'Feeling the heat' shows just how squeezed things are in food and drink right now. Only 1 in 3 small pub operators say they are profitable.
We spoke to 101 food and beverage (F&B) operators and overall confidence about growth is mixed:
• 24% feel confident 👍
• 55% are managing but concerned 🙋♂️
• 18% are questioning long-term viability 😥
👉 Read our new report Feeling the heat for exclusive data, real insights and practical tips to help tackle cashflow pressure in #hospitality. Link in comments.
Source: Zempler Bank survey of 101 micro and small food and drink operators in England, March to April 2026, plus expert interviews.
#SmallBusiness#Cashflow#FoodAndDrink#ZemplerBank
Feeling cashflow tight? You're not alone 😅
Our newly released research 'Feeling the heat' shows just how squeezed things are in food and drink right now. Only 1 in 3 small pub operators say they are profitable.
We spoke to 101 food and beverage (F&B) operators and overall confidence about growth is mixed:
• 24% feel confident 👍
• 55% are managing but concerned 🙋♂️
• 18% are questioning long-term viability 😥
👉 Read our new report Feeling the heat for exclusive data, real insights and practical tips to help tackle cashflow pressure in #hospitality. Link in comments.
Source: Zempler Bank survey of 101 micro and small food and drink operators in England, March to April 2026, plus expert interviews.
#SmallBusiness#Cashflow#FoodAndDrink#ZemplerBank
A timely piece of “feeling the heat” research just released by the team at Zempler Bank — and it certainly resonates, especially given the heat wave we’re experiencing across the UK right now.
On a more serious note, this research highlights the very real challenges facing the Food & Beverage sector, while also pointing to practical, forward-looking solutions. It’s a great example of how Zempler continues to deliver valuable insight into the needs of small businesses.
Just as importantly, it reflects how Zempler’s products are evolving to support this vital segment — with simple, effective, and genuinely useful #businessbanking solutions.
http://bit.ly/49lmntp
Feeling cashflow tight? You're not alone 😅
Our newly released research 'Feeling the heat' shows just how squeezed things are in food and drink right now. Only 1 in 3 small pub operators say they are profitable.
We spoke to 101 food and beverage (F&B) operators and overall confidence about growth is mixed:
• 24% feel confident 👍
• 55% are managing but concerned 🙋♂️
• 18% are questioning long-term viability 😥
👉 Read our new report Feeling the heat for exclusive data, real insights and practical tips to help tackle cashflow pressure in #hospitality. Link in comments.
Source: Zempler Bank survey of 101 micro and small food and drink operators in England, March to April 2026, plus expert interviews.
#SmallBusiness#Cashflow#FoodAndDrink#ZemplerBank
Alcohol by Volume (ABV) is one of the most overlooked variables in bar performance.
When it’s treated intentionally, it impacts far more than the recipe itself:
• It improves cocktail balance and guest experience
• It helps guide customer decisions on the menu
• It creates consistency across shifts and bartenders
• It supports more predictable margins
In other words, ABV isn’t just a technical metric: it’s an operational lever.
The bars that perform best aren’t necessarily the busiest.
They’re the ones that understand what’s being poured, how it’s being poured, and how that translates into both experience and profitability.
Clarity at this level is what allows operators to move from assumptions to control.
👉 If you’re looking to better understand what’s happening behind your bar, we’re happy to walk you through it.
Fantastic news for the UK Coffee2Go market! We are thrilled to partner with L’OR To Go to bring a premium, recognizable coffee experience to operators nationwide. Backed by JDE Professional UK and supported end-to-end by the Beanology team, this partnership is all about driving quality and convenience. Read the full announcement below! 👇
🚨 Exciting announcement from Beanology Coffee2Go 🚨
We’re delighted to announce a new profit share partnership with L’OR To Go, bringing another recognised coffee brand into the growing UK Coffee2Go market.
The L’OR On-The-Go solution is developed by JDE Professional UK, combining strong brand recognition with operational simplicity for the self-serve coffee channel.
That’s why we’re excited to continue expanding the L’OR To Go proposition across the UK market, helping operators deliver a high-quality self-serve coffee experience with minimal operational complexity.
At Beanology, we know that convenience gets customers to the machine; but brand recognition and quality are what keep them coming back.
📊 Consumer behaviour tells us:
☕ 39.4% of consumers actively seek consistent coffee quality
☕ 61% are more likely to purchase from a recognisable coffee brand
L’OR To Go combines trusted branding, consistent quality, and operational simplicity; creating a Coffee2Go solution that helps drive both customer satisfaction and incremental revenue.
At Beanology, we don’t just supply solutions; we support them end-to-end. From installation through to ongoing servicing and maintenance, our team ensures every Coffee2Go unit performs reliably and consistently, so operators can focus on the customer experience.
Whatever sectors you operate in ie. Petrol, Forecourts and Convenience, high-quality self-serve coffee is an increasingly important part of the customer experience.
If you're looking to elevate your Coffee2Go offering, we’d love to talk.
#Beanology#LORToGo#Coffee2Go#SelfServeCoffee#Petrol#Forecourts#CoffeeSolutions#Hospitality#Retail#OnTheGoCoffee
🚨 Exciting announcement from Beanology Coffee2Go 🚨
We’re delighted to announce a new profit share partnership with L’OR To Go, bringing another recognised coffee brand into the growing UK Coffee2Go market.
The L’OR On-The-Go solution is developed by JDE Professional UK, combining strong brand recognition with operational simplicity for the self-serve coffee channel.
That’s why we’re excited to continue expanding the L’OR To Go proposition across the UK market, helping operators deliver a high-quality self-serve coffee experience with minimal operational complexity.
At Beanology, we know that convenience gets customers to the machine; but brand recognition and quality are what keep them coming back.
📊 Consumer behaviour tells us:
☕ 39.4% of consumers actively seek consistent coffee quality
☕ 61% are more likely to purchase from a recognisable coffee brand
L’OR To Go combines trusted branding, consistent quality, and operational simplicity; creating a Coffee2Go solution that helps drive both customer satisfaction and incremental revenue.
At Beanology, we don’t just supply solutions; we support them end-to-end. From installation through to ongoing servicing and maintenance, our team ensures every Coffee2Go unit performs reliably and consistently, so operators can focus on the customer experience.
Whatever sectors you operate in ie. Petrol, Forecourts and Convenience, high-quality self-serve coffee is an increasingly important part of the customer experience.
If you're looking to elevate your Coffee2Go offering, we’d love to talk.
#Beanology#LORToGo#Coffee2Go#SelfServeCoffee#Petrol#Forecourts#CoffeeSolutions#Hospitality#Retail#OnTheGoCoffee
A cappuccino at Starbucks costs around ₹400 for a 450 ml drink. Is it really worth paying such a high price for coffee?
Let’s understand the reasons behind Starbucks’ premium pricing and what truly differentiates it from other coffee brands.
Do let me know your thoughts — is Starbucks worth paying more for?
Day5/100
#100DaysWithTVS#LinkedIn#FinanceThe Valuation SchoolParth Verma
You have some of the coolest clients in Melbourne! They are so lucky to have you, keep shining DG 👏🏻👏🏻👏🏻👏🏻