Love Finance integrates iwoca lending API for faster loan decisions

Numou is a fully owned subsidiary of Abu Dhabi Global Market (ADGM), established with a clear mission: to empower SMEs by simplifying and accelerating access to financing. As a digital lending marketplace, Numou connects SMEs with a growing network of financiers through a streamlined, transparent, and efficient platform, enabling faster credit access and better funding outcomes for businesses at different stages of growth. We are performing well with our existing partners. But to accelerate our delivery and impact, our focus for 2026 is to further strengthen the ecosystem by expanding across four key areas: 1. Lending Partners (Local & International) We welcome collaboration with banks, private credit funds, fintech lenders, and alternative financiers who are keen to: Broaden SME financing options in the UAE Access qualified SME demand through a regulated marketplace Co-create innovative financing products 2. Technology & Innovation Partners We are exploring state-of-the-art technologies to transform the SME credit journey, including: - AI & Data Science for smarter risk assessment and predictive credit insights - Alternative data sources & open banking avenues to addressed diversified UAE underwriting conditions - Workflow automation & orchestration tools (e.g. no-code / low-code platforms, intelligent process builders) - Generative AI to predict and simplify onboarding journey, accelerate credit evaluation to enhance customer engagement/retention 3. SME Communities & Ecosystem Partners We are looking to collaborate with SME associations, industry groups, accelerators, and business communities to build trusted, engaged SME communities. Our aim is to improve financial literacy, serve the underserved and enable responsible borrowing.through referrals. Our objective is to strengthen data-driven insights and building a trusted community through participation 4. Anchor Clients for Procurement & Supply Chain Finance - We are seeking large corporates, government-linked entities, and anchor buyers with forward looking mindset to support procurement and supply chain financing for SME vendors - By improving cash flow and working capital certainty for suppliers, we target to reduced anchor's counterparty risk through products such as reverse factoring. - Together, we build Stronger, more resilient SME supply chains and target to establish win-win situation for both anchors and their suppliers. 🎯 Our Objective By combining capital, technology, data, and ecosystem and anchor partnerships, Numou aims to: Shorten credit evaluation cycles Reduce time from application to approval Enhance customer experience, retention, and trust Lower overall financing friction for SMEs If you are a lender, technology provider, SME ecosystem partner, or anchor corporate looking to shape the future of SME financing in the region, we would welcome the conversation. 👉 Let’s build the next generation of SME finance—together.

SME Lending Automation Gap 70% of financial institutions automated consumer lending. Only 33% automated SME lending. (PYMNTS, 2024) Here's what that actually means for UAE businesses. A small company needs working capital. Strong financials, proven track record, clear growth plan. Consumer loan process: Automated credit scoring, instant decision, funds in 24 hours. SME loan process: Manual document review, credit committee meetings, three weeks if you're lucky. Same financial institution. Same technology stack. Completely different experience. And it shows in the numbers. Digital lending in NBFCs is growing 25% annually. (Gnani AI, May 2025) But that growth is concentrating where approvals are fastest. Consumer lending was simpler to automate - standardized income verification, single applicant, predictable risk models. SME lending is complex - multiple revenue streams, invoice financing, supplier payment histories, cash flow volatility. But complexity doesn't mean impossible. The 33% who figured it out are processing SME applications in under 3 minutes for qualified borrowers. (Gnani AI, 2025) AI document processing cutting verification time by 80%. Real-time bank account analysis through APIs. Alternative credit scoring beyond traditional bureau data. UAE fintech market is heading to $81.55 billion by 2030. (Mordor Intelligence, 2025) SME financing is a massive piece of that. But the opportunity goes to platforms that can actually move at the speed small businesses need. If your SME lending still needs committee approvals and manual document verification, you're not competing on 2025 timelines. You're explaining why you're slower than platforms built this year. #DigitalLending #SMEFinance #UAEFintech #BusinessAutomation

ABACUS digital Company Limited, a FinTech firm and the developer of Thailand’s digital lending application MoneyThunder, has successfully completed its inaugural $31 million bond offering to institutional and high-net-worth investors. #FinTech #Thailand https://lnkd.in/g_Z6RACt

CompareLoans.ph Ranks Top 9 with Wisefund Finance Corporation, Signaling Early Traction in Its Proof-of-Concept Stage Manila, Philippines — In a market where trust, execution discipline, and strategic partnerships define who survives, CompareLoans.ph has quietly secured a Top 9 performance ranking with Wisefund Finance Corporation, a lender under the Asialink Group — one of the Philippines’ most established financing institutions. The ranking comes while CompareLoans.ph is still in proof-of-concept mode, a program launched in October 2025 to stress-test the business model before committing to full-scale expansion. The review concludes on January 2, when leadership will decide whether the economics, traction, and market response justify acceleration. For the team, Top 9 is not about vanity metrics. It is about validation. Borrowers are using the platform. Lending partners are seeing measurable value. The systems are holding, improving, and converting — even while intentionally lean. Our processes may not be perfect, but we are doing things right. Behind CompareLoans.ph is its founder, Edwardo Miguel Roldan, a builder known for launching ventures that operate with real customers, real revenue, and disciplined execution. His philosophy has remained consistent: test the model rigorously, let the market decide, and scale only when the fundamentals prove themselves. That pragmatic approach is now meeting opportunity. The partnership with Wisefund highlights the company’s deliberate strategy of aligning only with reputable lenders. Working alongside an institution under the Asialink Group reinforces both governance credibility and borrower confidence — two elements critical to long-term fintech success in emerging markets. As the proof of concept approaches evaluation, CompareLoans.ph is reviewing a mix of operational and strategic indicators: borrower experience, partner retention, conversion quality, cost discipline, and scalability potential. Early signals suggest momentum. Ranking alongside established players, while still refining internal processes, shows that the platform’s direction is resonating with both borrowers and lenders. The next chapter will not be driven by hype, but by data, disciplined growth, and partnerships built on trust. CompareLoans.ph is positioning itself not just as another loan marketplace, but as a fintech platform shaped by execution, grounded economics, and a founder who prefers results over noise. APPLY NOW: www.compareloans.ph #CompareLoansPH

2025–2026 Small Business Lending Trends Every Owner Needs to Know Small business lending is changing rapidly — and the businesses that understand how lenders evaluate risk in 2025–2026 will have a major advantage. Key trends shaping the next 12–24 months include: • Cash-flow lending replacing collateral • AI-driven and automated underwriting • Open banking becoming standard • Faster approvals and same-day funding • Greater emphasis on revolving credit and funding stacks Understanding these shifts helps business owners secure capital faster, improve terms, and avoid unnecessary denials. 📘 Read the full trend analysis: https://lnkd.in/gVeAwWZ3 📙 Explore the complete 29-Step SMB Financing Roadmap: https://lnkd.in/gcg7mDz4 Contact Prestige Commercial Capital The lending landscape is evolving — and the businesses that understand these trends will have a major advantage in 2025–2026. 📞 Call (888) 913-2240 🌐 https://lnkd.in/gfFzUDD9 #SmallBusiness #SMBFinance #Funding2026 #BusinessLending #PrestigeCommercialCapital

What challenges are UK private companies facing when it comes to securing finance? Bizcap's blog on 2025 UK lending trends explores how private companies are adapting to a changing funding landscape. While high-street banks approved more loans and increased Private Company lending last year, many businesses still struggle to access essential capital. Tight eligibility criteria, lengthy application processes, and cautious traditional lenders are leaving funding needs unmet. The blog highlights the growing importance of alternative lending as a key solution for business growth. Offering quicker approvals, flexible terms, and the ability to cater to diverse risk profiles, these options are helping to bridge the gaps left by traditional lenders. However, navigating alternative financing can be challenging in a landscape shaped by shifting economic conditions and fluctuating interest rates. https://lnkd.in/ef9wXmCW?

What challenges are UK private companies facing when it comes to securing finance? Bizcap's blog on 2025 UK lending trends explores how private companies are adapting to a changing funding landscape. While high-street banks approved more loans and increased Private Company lending last year, many businesses still struggle to access essential capital. Tight eligibility criteria, lengthy application processes, and cautious traditional lenders are leaving funding needs unmet. The blog highlights the growing importance of alternative lending as a key solution for business growth. Offering quicker approvals, flexible terms, and the ability to cater to diverse risk profiles, these options are helping to bridge the gaps left by traditional lenders. However, navigating alternative financing can be challenging in a landscape shaped by shifting economic conditions and fluctuating interest rates. https://lnkd.in/eV82Kgig?

Reward Funding has reported another record year of activity, as the alternative lender set out its performance across 2025 and outlined early priorities for 2026, with a continued focus on supporting small and medium-sized enterprises (SMEs) and widening access to finance. Read the article in full at: https://lnkd.in/eZ9Jdj_k

SME Fintech Weekly | 5–12 December 2025 Consolidation is reshaping SME finance but the broker channel is not going anywhere. Three signals this week: 1️⃣ Payments platforms are absorbing credit Mollie acquires GoCardless for €1.05bn. Combined entity serves 350,000+ businesses. Translation: payment networks are becoming primary SME financing channels. Lenders without embedded credit capabilities or payment partnerships will struggle to compete on distribution. 2️⃣ Brokers facilitated 70% of £38bn UK SME lending in 2024 HSBC secures NACFB sponsorship. Shawbrook acquires Playter. Starling explores acquisitions. Every incumbent and challenger is doubling down on the intermediary channel, not abandoning it. For brokers: your centrality to SME credit origination is not threatened. Your products need to evolve. 3️⃣ Asset finance is emerging as the priority demand segment 72% of brokers expect asset finance to be the strongest SME funding segment over the next 12 months. Yet term lending growth is moderating (Q3 2025 data). Brokers and lenders should stop betting on traditional term debt and start building capability in acquisition lending, invoice finance and asset-backed working capital. The bigger picture: Consolidation (Mollie/GoCardless, Allica/Kriya, Enova/Grasshopper) + institutional capital ($100bn alternative lending market forecast by 2029) + broker channel resilience = a market in structural shift, not decline. Specialist lenders and brokers with product diversification and platform partnerships will win. Full analysis in this week's report 👇 #SMEFinance #Fintech #BrokerChannel #EmbeddedFinance #AlternativeLending #PaymentsPlatforms #SMELending

OCEN has completely redefined MSME Credit Quality. November 2025 has officially set a new standard for the future of cash flow based digital lending for MSMEs in India. For the first time, monthly disbursements through the OCEN protocol have breached the ₹200 Crore mark, proving that the shift toward cash flow-based lending is not just a pilot—it is a powerhouse. As we move toward the close of 2025, the narrative is shifting from "how much" can be lent to "how well" it is being managed. Read our complete report here: https://lnkd.in/g-diCHV8 Sharad Sharma Sagar Parikh Akhilesh Kamble Anshumal Pandey Ravi Tyagi Government e Marketplace (GeM) SIDBI(Small Industries Development Bank of India) OPLinnovate Perfios Finarkein GetVantage 121 Finance Pvt. Ltd. OCEN