Perfios

𝐏𝐞𝐫𝐟𝐢𝐨𝐬' 𝐃𝐚𝐭𝐚 𝐈𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐁𝐫𝐢𝐝𝐠𝐞 (𝐃𝐈𝐁) 𝐰𝐢𝐧𝐬 '𝐁𝐞𝐬𝐭 𝐔𝐬𝐞 𝐨𝐟 𝐀𝐈 𝐢𝐧 𝐁𝐅𝐒𝐈 & 𝐅𝐢𝐧𝐭𝐞𝐜𝐡' 𝐚𝐭 𝐭𝐡𝐞 𝐅𝐄 𝐀𝐈𝐂𝐨𝐧𝐢𝐜 𝐀𝐰𝐚𝐫𝐝𝐬 𝟐𝟎𝟐𝟔.🏆 Proud moment. Big one. DIB was built on one conviction, that generic #AI wasn't good enough for financial services. So we built something better. An orchestrated system of specialised models, purpose-built for the complexity of financial documents. The kind of better that looks like this: ✦ 20M KYC docs digitised for India's largest PSU bank - 80% faster ✦ 75% TAT reduction in loan underwriting ✦ Days-to-minutes loan approvals. 2X volume. Zero extra headcount ✦ 1B+ pages processed annually. 238 institutions. 20+ countries. 11 languages. Built-in explainability. Full regulatory compliance. Real ROI. This recognition belongs to the team that refused to cut corners, and to every client who trusted us to get it right. We're not done. Not even close. 🚀 Krishna Chaitanya B Suman Bhattacharya NEETU SEJWAL Mayank Gahlot Ritwik Bahukhandi Chaitra Bhat Clari5 - A Perfios Company CreditNirvana - A Perfios Company IHX - A Perfios Company

Your DPDP vendor says integration takes "4–6 weeks." Week 8: your IT team is still at it. Because the vendor assumed REST APIs. Your core banking system has SFTP and batch files. Constraint #2 from The Lending & Financial Services Leader's Playbook 👇 Part of our 𝐖𝐢𝐫𝐞𝐝 𝐟𝐨𝐫 𝐃𝐏𝐃𝐏 series — one playbook per industry: Lending, Insurance, Healthcare, Hospitality. Comment "DPDP Guide" and we will send a copy relevant to you straight to your DM as soon as it drops. #DPDP #PerfiosConsentManager #DataProtection #DataPrivacy Olivia Mukhopadhyay Krishna Chaitanya B Sumit Nigam Amit Gupta Sridhar Narayan Dr. Narayanan Iyer Anil Joseph Shashank PB Komathinayagam R Mohit Srivastava (मोहित श्रीवास्तव) Suhas Satyanarasimha Vinay Sathyanarayan Sumanth Suri Murthy Gundumogula Mrudul Dadhich

𝐃𝐏𝐃𝐏 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐢𝐧 𝐥𝐞𝐧𝐝𝐢𝐧𝐠 isn't the same as DPDP compliance anywhere else. A bank or NBFC doesn't just collect customer data. It collects it under obligations that existed long before 2023 — PMLA and multiple RBI Directions — 𝐞𝐚𝐜𝐡 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞𝐢𝐫 𝐨𝐰𝐧 𝐫𝐮𝐥𝐞𝐬 𝐚𝐛𝐨𝐮𝐭 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐤𝐞𝐞𝐩, 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐦𝐮𝐬𝐭 𝐤𝐞𝐞𝐩, 𝐚𝐧𝐝 𝐟𝐨𝐫 𝐡𝐨𝐰 𝐥𝐨𝐧𝐠. DPDP walked into that regulatory stack and said: delete data when the purpose is fulfilled. The stack didn't budge. The DPDP Act itself acknowledges this — it carves out an exception for retention mandated under any other law in force. Which means sectoral obligations survive the erasure right. In other words, 𝐚 𝐛𝐚𝐧𝐤 𝐫𝐞𝐜𝐞𝐢𝐯𝐢𝐧𝐠 𝐚 𝐝𝐞𝐥𝐞𝐭𝐢𝐨𝐧 𝐫𝐞𝐪𝐮𝐞𝐬𝐭 𝐡𝐚𝐬 𝐭𝐨 𝐚𝐧𝐬𝐰𝐞𝐫 𝐚 𝐡𝐚𝐫𝐝𝐞𝐫 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧: 𝐰𝐡𝐢𝐜𝐡 𝐬𝐭𝐚𝐭𝐮𝐭𝐨𝐫𝐲 𝐡𝐨𝐥𝐝 𝐢𝐬 𝐬𝐭𝐢𝐥𝐥 𝐫𝐮𝐧𝐧𝐢𝐧𝐠 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐫𝐞𝐜𝐨𝐫𝐝, 𝐚𝐧𝐝 𝐡𝐚𝐬 𝐞𝐯𝐞𝐫𝐲 𝐨𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞𝐦 𝐜𝐥𝐞𝐚𝐫𝐞𝐝? The DPDP Rules 2025 were expected to map this out. They didn't. 𝐒𝐞𝐜𝐭𝐨𝐫-𝐬𝐩𝐞𝐜𝐢𝐟𝐢𝐜 𝐡𝐚𝐫𝐦𝐨𝐧𝐢𝐬𝐚𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 𝐢𝐬 𝐞𝐱𝐩𝐥𝐢𝐜𝐢𝐭𝐥𝐲 𝐚𝐛𝐬𝐞𝐧𝐭. Swipe to see what that conflict actually looks like — and why "just configure retention policies" is the wrong answer. 👇 𝑨 𝒔𝒏𝒊𝒑𝒑𝒆𝒕 𝒇𝒓𝒐𝒎 𝒕𝒉𝒆 𝒇𝒊𝒓𝒔𝒕 𝒊𝒏 𝒐𝒖𝒓 𝒇𝒐𝒖𝒓-𝒑𝒂𝒓𝒕 𝒆𝒃𝒐𝒐𝒌 𝒔𝒆𝒓𝒊𝒆𝒔 — 𝑾𝒊𝒓𝒆𝒅 𝒇𝒐𝒓 𝑫𝑷𝑫𝑷 — 𝒄𝒐𝒗𝒆𝒓𝒊𝒏𝒈 𝑳𝒆𝒏𝒅𝒊𝒏𝒈, 𝑰𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆, 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆, 𝒂𝒏𝒅 𝑯𝒐𝒔𝒑𝒊𝒕𝒂𝒍𝒊𝒕𝒚. Comment "DPDP Guide" and tell us your industry — we'll send you the relevant playbook directly when it drops. Mohit Srivastava (मोहित श्रीवास्तव) Krishna Chaitanya B Sumit Nigam Sridhar Narayan Murthy Gundumogula Prasad Krishnamorthy Dr. Narayanan Iyer Suhas Satyanarasimha Vinay Sathyanarayan Sumanth Suri Olivia Mukhopadhyay Anil Joseph Anna Catherine Shashank PB Komathinayagam R Amit Gupta #DPDP #DataProtection #DataPrivacy #PerfiosConsentManager

"𝑾𝒊𝒓𝒆𝒅 𝒇𝒐𝒓 𝑫𝑷𝑫𝑷" — a new e-book series coming soon. 𝐋𝐞𝐧𝐝𝐢𝐧𝐠. 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞. 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞. 𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐭𝐲. We've wired DPDP for all four. Here's how. Every industry carries data relationships, regulatory obligations, and operational realities that existed long before DPDP arrived. Lending was built on shared data. Insurance was built on long tenure consent. Healthcare was built on fragmented systems. Hospitality was built on guest trust. None of them were built for DPDP. But all of them have to comply. A bank isn't a hospital. A hotel isn't a lender. The compliance work looks different in each one — different constraints, different risks, different things that can go wrong. Over the next few weeks, we're publishing one guide per industry. Not generic compliance advice. The specific things that make DPDP hard in your sector — and what it actually takes to navigate them. Each guide is free. No forms. No landing pages. Just 𝐜𝐨𝐦𝐦𝐞𝐧𝐭 𝐃𝐏𝐃𝐏 𝐆𝐮𝐢𝐝𝐞 and we'll send you the one most relevant to your industry — directly to your DMs. Follow the page to catch each guide as it drops. Olivia Mukhopadhyay Komathinayagam R Shashank PB Mohit Srivastava (मोहित श्रीवास्तव) Anil Joseph Amit Gupta Anna Catherine Krishna Chaitanya B Sumit Nigam Sridhar Narayan Murthy Gundumogula Prasad Krishnamorthy Dr. Narayanan Iyer Suhas Satyanarasimha Vinay Sathyanarayan Sumanth Suri #DPDP #ConsentManager #DataProtection #DataPrivacy

𝐏𝐞𝐫𝐟𝐢𝐨𝐬 𝐢𝐬 𝐩𝐫𝐨𝐮𝐝 𝐭𝐨 𝐛𝐞 𝐧𝐚𝐦𝐞𝐝 '𝐑𝐞𝐠𝐭𝐞𝐜𝐡 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧 𝐏𝐫𝐨𝐯𝐢𝐝𝐞𝐫 𝐨𝐟 𝐭𝐡𝐞 𝐘𝐞𝐚𝐫' 𝐚𝐭 𝐭𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐈𝐧𝐝𝐢𝐚 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐀𝐰𝐚𝐫𝐝𝐬 𝟐𝟎𝟐𝟔! This recognition is a testament to the relentless dedication of every person at Perfios - engineers, product thinkers, compliance experts, and customer champions - who wake up every day committed to building technology that truly matters. At Perfios, we believe that compliance doesn't have to be a bottleneck. It can be a competitive edge. Our AI-driven digital compliance and regulatory automation platforms are helping financial institutions across India streamline KYC, risk assessment, and regulatory reporting - faster, smarter, and at scale. This award affirms that we're not simply keeping pace with the future of financial regulation, instead we're helping shape it. To our customers who trust us with their most critical compliance workflows - thank you. To our team that makes the impossible look effortless - this one's for you. And to the ecosystem that continues to challenge and inspire us - we're just getting started. Here's to building a more transparent, efficient, and compliant financial world together. Suman Bhattacharya NEETU SEJWAL Clari5 - A Perfios Company CreditNirvana - A Perfios Company IHX - A Perfios Company

As insurance ecosystems evolve, the role of data, analytics, and AI in driving smarter decisions across origination, underwriting, and claims has never been more critical. We are looking forward to engaging with industry leaders in Hong Kong and sharing perspectives on the future of health insurance distribution in Asia. Catch Amitabh Singh अमिताभ सिंघ at the panel discussion on this evolving landscape. #Perfios #InsuranceInnovation #HealthInsurance #AI #InsurTech #DigitalHealth

𝐖𝐞 𝐚𝐫𝐞 𝐝𝐞𝐥𝐢𝐠𝐡𝐭𝐞𝐝 𝐭𝐨 𝐰𝐞𝐥𝐜𝐨𝐦𝐞 Nitin Chugh 𝐚𝐬 𝐭𝐡𝐞 𝐌𝐃 & 𝐆𝐫𝐨𝐮𝐩 𝐂𝐄𝐎 𝐨𝐟 𝐭𝐡𝐞 𝐏𝐞𝐫𝐟𝐢𝐨𝐬 𝐆𝐫𝐨𝐮𝐩. Nitin is a seasoned #BFSI leader with nearly three decades of experience driving large-scale digital transformation, building high-impact businesses, and shaping the future of financial services across some of India's most prominent institutions - State Bank of India, Ujjivan Small Finance Bank, and HDFC Bank. His track record of leading complex, high-stakes initiatives at scale makes him well poised to helm the next phase of Perfios' journey. And that journey is one of immense ambition. Perfios is building the 𝐀𝐈-𝐩𝐨𝐰𝐞𝐫𝐞𝐝 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐧𝐠 𝐒𝐲𝐬𝐭𝐞𝐦 𝐟𝐨𝐫 𝐁𝐅𝐒𝐈, bringing together intelligent credit decisioning, real-time fraud prevention (𝐂𝐥𝐚𝐫𝐢𝟓), digital collections (𝐂𝐫𝐞𝐝𝐢𝐭𝐍𝐢𝐫𝐯𝐚𝐧𝐚), and health insurance claims transformation (𝐈𝐇𝐗) to power the full financial services lifecycle. Nitin's leadership will be instrumental in accelerating the depth and reach of this vision. With a clear focus on strengthening the tech stack, accelerating innovation, and deepening global presence, the Perfios Group is pushing the boundaries of what #AI can deliver for financial institutions and the customers they serve. We are entering this next chapter with exceptional leadership, deepening capabilities, and an unwavering commitment to making financial decisions faster, smarter, and more inclusive for the world. Join us as we build the future of BFSI. Sabyasachi Goswami Pramod Veturi Sridhar Narayan Krishna Chaitanya B Vinay Sathyanarayan Sumit Nigam Prashant Mahagaonkar Anu Mathew Clari5 - A Perfios Company Rivi Varghese CreditNirvana - A Perfios Company Raj MKK IHX - A Perfios Company Mahesh Nagaraj

Wishing you and your loved ones happiness, peace and good health on this special occasion.