Marin Tchakarov

Plaid's recent $8 billion valuation through employee share sales signals a notable 31% increase from last year, reflecting a growing trend in fintech around using share liquidity as a strategic tool. This practice isn’t just about numbers—it plays a crucial role in employee retention and tax optimization, helping companies stay competitive in attracting and retaining top talent. While Plaid’s current valuation remains below its 2021 peak, this strategic move highlights how private firms are evolving their capital and talent management approaches. Key insights: 1. Employee share sales provide financial flexibility and motivation for employees. 2. Share liquidity strategies can influence company valuations and investor perceptions. 3. This trend may shape how fintech companies structure growth and retention plans going forward. How do you see employee share liquidity impacting fintech innovation and talent management in the next few years? #artificialintelligence #businessautomation #productivity

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Lawrence Rosenblum CPA, Managing Director, weighs in on how the #OBBBA is reshaping cost segregation and bonus depreciation strategies. With permanent 100% bonus depreciation and new asset categories now in play, businesses have fresh opportunities to accelerate deductions, improve cash flow, and strengthen long-term planning. 🔗Read more: https://okt.to/6yNkdA #CostSegregation #BonusDepreciation #OneBigBeautifulBill

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CO-97 isn’t a “denial.” It’s a payer saying: “We bundled it… prove it’s separately payable.” Welcome to Denial Code Series (RCM Reality) Code #1: CO-97 (Bundled / Included in payment) Here’s why CO-97 is so expensive: It doesn’t just reduce reimbursement. It adds 7–21 extra AR days through rework, rebills, and appeals. And most teams make the same mistake: They default to modifier 59 / X{E,S,U}… without proof. That’s how you turn a payment issue into a compliance risk. What’s really happening under CO-97 CO-97 usually comes from one of 3 root causes: 1) Coding/Documentation gap No clear “separate & distinct” story (site/time/session/lesion/provider). 2) Modifier/Claim build issue 25/59/X mods used without support = payer wins. 3) Payer policy/contract logic NCCI edits, MUE rules, LCD/NCD policy bundling, or payer-specific payment rules. Fast Fix Checklist (save this) ✅ Pull the payer edit detail (Column 1 vs Column 2 CPT) ✅ Check the NCCI edit + MUE (is a modifier even allowed?) ✅ If allowed: prove separation (site/session/incision/lesion/provider) ✅ Modifier 25 only when E/M is significant & separately identifiable ✅ Appeal with: clinical separation + op note excerpt + citations (payer policy varies) CO-97 is where underpayments hide, AR bloats, and teams lose time. So here’s the question that reveals your workflow maturity: Do you default 59/X modifiers first… or validate the edit + documentation first? Drop your approach “Mods First” or “Validate First”? #RevenueCycleManagement#ClaimsSubmission#ClaimsProcessing#DenialPrevention#CleanClaims#HealthcareFinance#HealthcareOperations#PracticeManagement#RevenueIntegrity#CashFlowManagement#RCM#MedicalBilling#Healthcare

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Why Real Estate Funds Should Outsource CFO & Fund Admin Functions In today’s market, managers cannot afford to let operational complexity slow them down. Partnering with a third-party specialist like WinOps provides three key advantages: -Focus on Investing: Free up partners to spend time on sourcing deals, raising capital, and creating value, not chasing reconciliations or compliance tasks. -Institutional-Grade Infrastructure: Gain the reporting, controls, and processes that today’s LPs demand without building a costly in-house team. Scalable, Cost-Efficient Expertise: Access CFO-level judgment and a full back office at a fraction of the cost of staffing it internally. -At WinOps, we give our clients the confidence to focus on growth while we handle the rest. How could outsourced CFO and fund admin help your firm scale? Let’s connect.

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Most SaaS finance teams aren't being slowed down by their people. They're being slowed down by their tools. Clunky ERPs. EPMs built on spreadsheet logic. Workflows that haven't kept up with how fast the business moves. We're changing that conversation. E78 Partners, Abacum, and Campfire are coming together for a hands-on session on what a modern, AI-enabled finance stack looks like — and how to actually get there. Here's what we'll dig into: → Why legacy ERP and EPM platforms are holding teams back → How AI-native tools are replacing outdated workflows → Real-world implementation insights from E78 Partners → Live demos of Campfire (ERP) and Abacum (EPM) Walk away with a framework to assess your own stack and concrete next steps you can act on immediately. Register here: https://lnkd.in/gnCxmQAC

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Audit trails aren’t just for auditors they’re for founders who value transparency and control. Every entry, adjustment, and transaction tells a story of how disciplined your business truly is. When records are clean, reconciled, and traceable, audits become effortless and investor confidence follows. At FACT-Ops, we maintain your books to be always audit-ready, not just audit-season ready. Because good governance isn’t an event it’s a habit. #FACTOps #StartupIndia #AccountingMatters #ComplianceSimplified #AuditReady #FinancialDiscipline #SMEIndia #FounderSupport #BusinessGrowth #FinanceOps

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Why does incorrect GL coding disrupt your tax and regulatory compliance? In this week’s CFO Bytes series, John Silverstein, CEO & Founder, Liv Data LLC, explains why GAAP-aligned GL coding is important for tax accuracy and working capital protection. When transactions are misclassified, tax calculations often break downstream, impacting VAT/GST treatment, statutory reporting, and audit readiness. Over time, this leads to excess tax payments, missed recoveries, and elevated compliance risk. Accurate classification ensures correct tax calculations, simplifies VAT returns, reduces audit risk, and minimizes noncompliance penalties, protecting both cash flow and credibility. #CFOBytes #FinanceAutomation #Hyperbots #GLCoding #TaxAccuracy #GAAP #TaxCalculations #VATReturns

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Here’s the smarter move: ✅ Revisit your tax projections quarterly ✅ Keep your W-4 and estimated payments aligned with new laws ✅ Use depreciation and bonus expensing strategically while they’re still available ✅ Build a flexible capex plan that adjusts with the policy climate The tax code will always change. Your financial game plan shouldn’t. It should evolve, adapt, and protect what you’ve built while still giving you room to grow. At Foster Financial CPA, we don’t chase headlines. We build proactive strategies that work, no matter what happens in D.C. 📞 Ready to stress-test your current tax strategy? Let’s talk.

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"Growth is Expensive"..... but what if..... we found you 💵 to cover the costs? Reduce your expenses, allocate tax breaks and government dollars to your business, get a kickback on your AP or purchasing spend and improve you workflow automation. We help Uncover hidden cost savings across 50+ categories, with no disruption to operations at a cost-neutral approach. 💡 Reinvest those savings into high-ROI strategies like AI-powered marketing and customer acquisition or workflow automation Grow without needing a bigger budget—because growth pays for itself. 👏 This isn't just cost-cutting. It’s a strategic reallocation model that turns operational efficiency into a growth engine. Insight backed by experience and Tools powered by AI. A vetted network of cost-reduction, technology solution, and growth-focused partners And a genuine commitment to helping businesses thrive. We do not push services—we deliver outcomes. Every engagement is built on trust, transparency, and RESULTS.

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Disconnected financial systems destroy profits quietly. Smart CFOs see it—and know how to fix it. Here’s how - https://lnkd.in/gr8whzhT #SystemsImplementation #FractionalCFO #FinancialEfficiency #ProfitMargins #TheFinanceGroup

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Your AP team works late to meet payment deadlines. Vendors still receive late payments. Hard work doesn't fix broken workflows. Late payments happen because approval routing is manual, payment scheduling is reactive, and cash flow visibility is delayed. Your team is compensating for process failures with extra hours. That's unsustainable. And it doesn't reduce the compliance risk, late fees, or vendor relationship damage caused by structural problems. Effort can't replace functional process design. https://lnkd.in/ght-wwPE

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What’s the #1 blind spot holding back most accounting firms from scaling? (Hint: it’s not staffing, tech, or cash flow…) 1. Build leadership bench strength now Only ~10% of small - medium size firms have written succession plans. 2. Reinvest in efficiency— not just headcount 87% face staffing gaps. Smart tech and process save equity, not sap it. 3. Architect your process, don’t rely on people With half the workforce nearing retirement, repeatable systems set you apart. Strategy first, scaling second. Want deeper insight? We unpacked this and more in a real‑deal conversation with industry leaders. #Accounting #Productivity #AccountingFirms #TaxTech #AI #WorkflowAutomation #AccountingSoftware

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Does a DIY approach to cost segregation sound appealing? 🛑 STOP 🛑 What seems like a $500 shortcut can turn into a multi-thousand-dollar headache - misclassified assets, missed deductions, and audit risk lurking around every corner. Not to mention, your CPA or tax preparer may outright refuse to accept it! In a recent blog we dig deep into why “going solo” is risky, why TurboTax-style tools can’t handle complex real estate, and how professional studies uncover 20–40% MORE value than a spreadsheet ever could. Don’t leave money on the table—get it done right the first time. Read the full breakdown. Your future self (and your portfolio) will thank you. https://lnkd.in/g9JknGFZ #CostSegregation #RealEstateTaxStrategy #TaxSavings

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Your entire finance department — in one place. Growing businesses don’t just need bookkeeping. They need clear financial visibility, tax readiness, and strategic insight to scale with confidence. At MaxReturn, we support U.S. businesses with: • Professional Bookkeeping Services • Accurate Tax Preparation & Compliance • Strategic CFO Advisory Services • Real-time Financial Reporting & Dashboards Instead of managing multiple tools and vendors, companies work with one financial partner that keeps their numbers accurate and decision-ready. If your business relies on data to grow, your finance operations should do the same. #BookkeepingServices #CFOservices #TaxPreparation #FinancialReporting #SmallBusinessAccounting #USBusinesses #FinancialPartner

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Many startups think the R&D tax credit only matters once they’re profitable. That’s not the case. The payroll tax offset allows eligible early-stage businesses to apply up to $500,000 per year of their R&D credit toward payroll taxes. This means real cash flow benefits, even if you don’t owe income tax. To qualify, a business must have less than $5 million in gross receipts for the current year and be within its first five years of revenue. Claiming the credit requires filing Form 6765 with your federal return and attaching Form 8974 to your payroll tax filings. Keeping clear documentation of your research expenses is essential. This is a smart way to reduce costs and reinvest in growth. State-level R&D incentives may offer even more savings. Not sure where to begin? Your CRI advisor can help you make the most of every opportunity. 🔗 https://lnkd.in/eUscYUhY #CRIadv #RDtaxcredit #PayrollTaxOffset #StartupFinance #TaxSavings #InnovationFunding #SmallBusinessSupport #GrowthStrategy #TaxPlanning #LinkedInBusiness

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An exit doesn’t start when the offer arrives, it starts long before. Investor-backed CFOs are expected to lead both day-to-day financial operations and the company’s eventual sale process. The challenge? Staying transaction-ready while running the business. Our Exit Readiness eBook breaks down how finance leaders can prepare early, build a defensible financial story, and ensure their organization is ready when the right opportunity emerges. In this guide, you’ll learn how to: • Establish a repeatable framework for exit readiness • Build audit-ready financials and standardized KPIs • Anticipate buyer diligence and valuation drivers • Align finance operations with long-term value creation • Prepare your team and systems for a fast, credible transaction process The best exits aren’t improvised, they’re engineered over time. Download the eBook: https://bit.ly/4sDxrJk #CFOLeadership #ExitStrategy #PrivateEquity #FinanceLeadership

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