Privy

Privy is proud to be a founding partner of the Open Transaction Layer. Wallet infrastructure brought millions of users onchain. The next challenge is coordination between the institutions, wallets, and agents they transact with. Today, that coordination layer is still fragmented. Institutions rebuild identity, compliance, and transaction messaging flows for every counterparty relationship, chain, and jurisdiction. OTL is an open standard for solving that coordination problem together. As more financial activity moves onchain, shared standards for identity, compliance, and transaction coordination will become critical infrastructure for the industry. Learn more at https://otl.network.

Crypto users hold assets on different chains, exchanges, and wallets. Getting those funds into your product has remained a persistent problem, with too much complexity for busy users. Developers manage bridging logic, chain-switching flows, and swap infrastructure just to let users deposit assets they already own. Users deal with the friction on the other side. Today, we’re excited to launch universal deposit addresses to simplify that flow into a single step. Each user gets a persistent address. They send crypto from wherever they hold it, and Privy bridges, swaps, and settles it as the token your app expects. No KYC required on the deposit path. Deposit address are ideal for trading platforms, DeFi apps, gaming, or any product onboarding users with existing crypto holdings. Live today in all Privy accounts. Learn more about deposit addresses in our blog. (Link in comments)

Privy now has lower latency across all chains. Wallet signing is 30-45ms faster for all wallet operations, and for Solana trading apps, our new swap API delivers end-to-end latency under 200ms. Historically, many trading apps reduced latency through on-device signing, often giving up controls like policy enforcement, key quorums, and hardware isolation in the process. We have removed that tradeoff by reducing the typical three-step flow to a single authenticated request. This delivers faster trades and better fill quality for your users. Learn more about the architectural changes behind these improvements. (Link in comments)

We’ll be at Money20/20 in Amsterdam next week, and we’d love to meet you. Join us alongside Stripe and Bridge for an intimate evening of conversation and connections at the iconic Heineken Experience. Stablecoins and the future of money, all in one room. RSVP now 👉 https://lnkd.in/d-tPh-qH

At LangChain’s Interrupt conference last week, one question kept coming up for Privy: what happens when AI agents need to spend money? Enterprise agents have moved from prototype to production, but payments infrastructure still assumes a human in the loop. We're working to solve this through key infrastructure. We talked to teams building concierge, procurement, and research agents. The pattern was consistent: they all had payments on their roadmap, but no infrastructure designed for agents to actually transact. One workaround? Hand users off to a traditional checkout flow, breaking the autonomy an agent was built to provide. The challenge is not just moving money. It’s enforcing permissions, approvals, and spending limits safely when software acts on behalf of a user or business. As one builder told us, "that's a deep security problem that whole products are built around." Privy's agentic wallets integrate directly into agent workflows, backed by programmable spending policies, key isolation, and the same security architecture that handles millions of monthly signatures today. Give your agents the tools they need for autonomy. Start testing the Agent Sandbox and read the full recap of LangChain's premier conference. (Links in comments.)

Tempo introduces a new transaction type built for high-throughput stablecoin payments and programmable money flows. Privy now supports Tempo Transactions natively across our APIs and SDKs. Most blockchain transactions today are still fairly rigid. Tempo Transactions introduce a more flexible transaction model that feels closer to modern financial infrastructure. For teams building on Tempo with Privy, this unlocks: • higher throughput systems without nonce bottlenecks • automated treasury and payout flows • smoother stablecoin UX for everyday users • more programmable financial infrastructure built directly into apps Developers building on Tempo can now access these capabilities directly through Privy. If you’re building payment, treasury, or stablecoin experiences on Tempo, we'd love to chat.

This month has seen several notable developments in the Hyperliquid ecosystem. Coinbase announced plans to bring USDC to Hyperliquid under AQAv2, shortly after Hyperliquid introduced HIP-4: permissionless prediction and outcome markets. Taken together, these developments signal something much larger than a stablecoin transition or new market category, where Hyperliquid is evolving from a trading venue into programmable market infrastructure. At Privy, we’ve been seeing this shift firsthand through the teams building on Hyperliquid, including Outcome and Trade[xyz]. The next generation of market applications may not look like traditional exchanges at all, once markets become embedded directly into consumer products, social experiences, and entirely new financial interfaces. We wrote more about HIP-4, AQAv2, and what Hyperliquid’s next phase could look like here 👉 https://lnkd.in/eFFz3MHn

Definitive Finance just launched a new mobile trading experience built with Privy wallets and Stripe Onramp. Users can now go from discovery → onboarding → funding → execution in under a minute, while participating in community-driven trading experiences through leaderboards and shared competitions. By combining embedded wallets with native fiat-to-crypto funding, Definitive removes two of the biggest points of friction in onchain trading: getting a wallet, and getting funds into it. The result is a more accessible, mobile-first trading experience that brings advanced trading tools to a broader audience without sacrificing UX. Read more about how Definitive is building the next generation of onchain trading with Privy and Stripe 👉 https://lnkd.in/e28wJUht

At Stripe Sessions, we demonstrated integrating contactless stablecoin payments from a Privy wallet directly with Stripe Terminal. The same infrastructure already powering in-person payments for millions of merchants globally, including businesses like Warby Parker, Glossier, Inc., and Buck Mason. A merchant initiates a payment on Terminal as they would today. The user opens an app with a Privy embedded wallet, taps their phone, and completes the transaction. The payment settles near instantly in stablecoins, while the merchant receives fiat and reconciles through Stripe. No QR code, no custom hardware, and no new checkout flow. Stablecoins introduce a new model for moving money in person: global, real-time, and programmable by default, while working within infrastructure merchants already rely on. Learn more, and reach out if you’re interested in bringing this experience to your users 👉 https://lnkd.in/eC2d_Dm3

Agents are changing how software gets built. Entire integrations can now ship in a single pass, compressing days of work into hours. At Privy, we’re seeing the impact of that shift firsthand, on both the builder and the attacker side. Recent supply chain attacks—from malicious npm packages spreading across repos to widely used libraries being briefly backdoored—show how quickly risk can propagate through modern systems. The gap between code shipped and code secured is widening. We’ve built for this reality by treating security as part of the execution layer, not a periodic checkpoint. That means continuous enforcement instead of scheduled reviews, frequent third-party penetration testing with public reporting, and systems designed to isolate keys and constrain actions through programmable policies. As wallets become the account layer, they’re authorizing real transactions, and not just holding keys. Security has to match that reality. Learn more about our approach 👉 https://lnkd.in/e32TqGD7