Flex

Introducing Beacon. Once a week, you, the business owner, receive a message. It includes a few observations worth your attention and a question worth asking yourself. It stays for 48 hours and disappears. - No dashboard. - No archive. - No team access. You probably don't have anyone on your team who sees the whole picture the way you do. - Your CFO looks at the P&L. - Your head of sales looks at pipeline. - Your COO looks at ops. None of them are looking at your business the way you look at your business. You don’t see your own blindspots. Beacon is the second set of eyes that does. Available to all Flex customers.

Every city has one person who knows everyone. We're hiring that person for Flex, WORLDWIDE. Nashville is where I want to start, but if you run your city no matter where that is, keep reading. You know your city inside and out. Every founder, every operator, every connector, every hidden gem. You're genuinely embedded in your community and people trust you because you've earned it. You create community both in person and online. You're hungry, creative, a little scrappy, and one hell of a host. This isn't a sit at your desk role. You're out making things happen and telling everyone about Flex. DM me or tag a person who should be our next City Manager 👇

Reposting this from Vishal, who leads our Risk function at Flex and I can say firsthand, he means every word of it. If you’re a builder in Portfolio Risk, Fraud,or Collections, this is worth a serious look!

11 companies that raised this month: 1. Pivot - $40M 2. Socket - $60M 3. Quartermaster - $43M 4. Decart - $300M 5. Primer - $100M 6. Moment - $78M 7. Nourish - $100M 8. bunch - $35M 9. Armada - $230M 10. Dust - $40M 11. Roadrunner - $22M Which one has the most potential? Sourced from startups.gallery -> news Founders -- business bank with Flex and get up to 5% cashback on your personal credit card (coming soon) Apply here: https://www.flex.one/elite

10 companies that just raised a shitton: 1. Corgi - $106M 2. Cognition - $1B 3. Pace - $46M 4. Default - $20M 5. Tensormesh - $20M 6. OpenRouter - $113M 7. Catena Labs - $30M 8. Exa - $250M 9. Modal - $355M 10. Mercury - $200M Add yourself if you did too. Sourced from startups.gallery -> news Attn founders: business bank with Flex and get up to 5% back on your personal spend (coming very very soon) Apply here: https://www.flex.one/elite

name a bigger flex than trademarking the name Flex, i'll wait

Did you know 5 of the ~4500 banks in the US hold half the deposits? The others are mostly community banks, regional banks, and credit unions. They have less than $1bn in assets and never built a good mobile app. So why do they exist? First, the Community Reinvestment Act. Federal law requires banks to serve the geographic communities where they take deposits. A national bank can't easily take deposits in rural Iowa and lend them in Manhattan. So community banks are created and the regulatory framework keeps them alive despite the economics don't. Second, relationship lending. A small business in a town of 8000 people gets a loan from First National of Wherever because the loan officer knows the owner, drinks at the same bar, and underwrites based on character. Both moats are disappearing. The CRA was written in 1977 where capital couldn't move at the speed of an API. Now it can. Relationship lending was a workaround for not having data. Now we have it. With both of these being true, Flex is positioned to absofuckinglutely dominate.

JPMorganChase spent $20bn on tech in 2025. (more than Stripe's revenue) So why does their app still feel like it was designed in 2004? Almost none of that $20bn goes to the consumer or SMB-facing product. The vast majority of it funds compliance infra, legacy mainframe maintenance, cybersecurity, and internal trading systems. Chase has like 6k engineers working on systems you'll never see that move trillions of dollars a day. It's not that these old banks don't have budget to build better software, it's that they don't care about you. This is why Flex exists. Turns out you can have the safe finance infra + sleek app + truly tech enabled features.

SMBs move 44% of US GDP. Yet you get treated like a rounding error by every institution. - U/W models trained on F500 - Branches to "go to the bank" - Decisions that take weeks You deserve better. You deserve Flex.

Most software gets bought. Banking gets tolerated. Founders pick a bank the way they pick an electricity company. You sign up once, you complain about it for ten years, and you switch only when something breaks to justify the migration cost. That's not how it should be in 2026. Every other business tool has been reinvented. Your CRM is unrecognizable from a decade ago. Your accounting stack is unrecognizable from five years ago. Your bank looks the same as the one your parents had. We started Flex because we think the next generation of business banking deserved an upgrade.