Power your growth
with Klarna
Attract, convert, and retain customers with flexible payment options and performance-driven marketing.
120m
shoppers
1.2m+
retail partners
3.4m
daily transactions
If you are a private customer, please find our Customer Service here.
Millions shop and pay with Klarna
Klarna is the preferred payment option for both brands and customers, used by millions of shoppers every month, online and in-store. Brands using Klarna see:
40%
increase in average order value
20%
Increase in conversion
46%
higher purchase frequency than average shoppers
Trusted by the world’s most loved brands
Shoppers' favorite way to pay
With globally available payment options like Pay in full, Pay in 3 or 4, Pay in 30 days and Financing, you can offer your customers full flexibility in how and when they pay, online and in-store.
Pay in full
Let customers pay for what they love right away. Fast and secure, with stored cards and buyer protection.
Pay in 30 days
Give customers the flexibility to shop now and pay up to 30 days later, with no late fees or interest when you pay on time.
Pay in 3 or 4
Let customers split what they love into smaller, interest-free payments. Paid automatically with more flexibility.
Financing
Give customers more time to pay with manageable monthly payments offering the flexibility to break up a big purchase and pay over time.
No risk, just rewards
Engage ready-to-buy shoppers and turn them into loyal customers. All backed by seamless, reliable tech for a smooth experience—more trust, less churn.
Attract new customers
Millions of shoppers discover retailers through us—lowering acquisition costs and increasing lifetime value.
Get paid upfront
You always get paid upfront and in full with any Klarna payment option.
Seller protection
We assume credit and fraud risk, so you can focus on running a successful business.
24/7 customer service
We're here to support you and your customers if anything unexpected happens.
Global enterprise solutions
Benefit from adaptable products that fit local preferences and legislation.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.
Smart solutions to maximize your sales
Add these conversion boosters for a better customer experience.
A full-funnel media offering
Our performance-driven marketing solutions put you in front of engaged shoppers at the point of purchase, turning them into loyal customers.
23m
daily shopper interactions
86%
of the world's top brands leverage our media offering
Get started with our partners
Boost your sales and shopping experience by integrating Klarna through our partners. Quick, easy, and no coding needed.
Stripe
A powerful, flexible platform for businesses of any size to accept and manage payments.
Adyen
Offers a global payments platform to help businesses grow online, mobile, and in-store.
Nexi
Delivers simple, fast, and secure payment solutions at scale.
Mollie
A leading PSP simplifying online payments with flexible, scalable solutions.
Worldpay
Ensures a seamless and scalable payment experience from start to finish.
Worldline
Provides secure, sustainable payments and transaction solutions globally.
Checkout.com
Provides a full suite of payment capabilities through a single API.
What retailers say about Klarna
“By leveraging Klarna's integration with Stripe, we were able to minimize the technical complexity and get up and running fast.”
— Greg Dalby, Chief Product Officer at Fender
Make our fans your customers
Attract Klarna shoppers and boost your sales. Get set up in minutes through one of our partners.