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Articles by David
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Fair Play Awards for Football Clubs and their Suppliers
Fair Play Awards for Football Clubs and their Suppliers
Manchester United may be facing an uphill task in the Premier League against their neighbours at Manchester City, but…
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More focus on poor payment practices
More focus on poor payment practices
In 2008, the UK Prime Minister promised that government, public agencies and the NHS would help SMEs by paying their…
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GDPR, the new PPI?
GDPR, the new PPI?
With nine weeks to go before we wake up to the GDPR becoming law, there has been an increasing focus on data breaches…
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Contributions
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What's your strategy for staying ahead of changing payment preferences?
With the increasing sophistication and options available to optimise the process of making a payment, why is late payment to suppliers still an issue? In the UK, it seems like every year that a survey draws attention to c. £25bn being owed to suppliers as late payments from their customers. If that money was made available to the economy, not only would the integrity of supply chains be better supported but the wellbeing of thousands of business owners would be enhanced. The problem is real but seems rarely newsworthy. More needs to be done for small businesses in particular and the positive actions of the Small Business Commissioner, Good Business Pays (https://goodbusinesspays.com/) and the business associations need to be amplified.
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What's your strategy for staying ahead of changing payment preferences?
Having seen the evolution of open banking in the UK, through mandated APIs managed through the CMA9 and OBIE and beyond, the perceived benefits are still skewed towards merchants. For PISPs, the benefits to buyers are regularly compared to cards or simple bank transfers. There is still a need to promote those benefits to both consumers and businesses alike as a viable alternative to existing options. For AISPs, the messaging seems clearer, in being able to offer alternatives to a credit check that impacts a individual or business's credit score. Offering a 'soft check' through access to an applicant's bank account is often seen as preferable. From experience to date, the challenge for PISPs still seems to be focused on the buyer.
Activity
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We’re live at ifgs by Innovate Finance 🚀 Fintech’s boldest voices are here and we’re excited to be part of the conversation! Our team is on the…
We’re live at ifgs by Innovate Finance 🚀 Fintech’s boldest voices are here and we’re excited to be part of the conversation! Our team is on the…
Liked by David Harrison
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Yesterday I had the privilege of joining a Mastercard’s FinTech 2.0 panel discussing the challenges and opportunities of building fintech businesses…
Yesterday I had the privilege of joining a Mastercard’s FinTech 2.0 panel discussing the challenges and opportunities of building fintech businesses…
Liked by David Harrison
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Reaching the end of an excellent week, and not just because of the weather, UK FinTech Week 2025 exceeded already high expectations…
Reaching the end of an excellent week, and not just because of the weather, UK FinTech Week 2025 exceeded already high expectations…
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Mastercard truly raised the bar for panel diversity at Fintech 2.0 today... by including a labrador! 😄 Look how relaxed she was chilling on stage…
Mastercard truly raised the bar for panel diversity at Fintech 2.0 today... by including a labrador! 😄 Look how relaxed she was chilling on stage…
Liked by David Harrison
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Could this sunny Thursday get any better...the answer is yes! I am thrilled that EY FinTech growth programme as been nominated for the "Best…
Could this sunny Thursday get any better...the answer is yes! I am thrilled that EY FinTech growth programme as been nominated for the "Best…
Liked by David Harrison
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Another fantastic IFGS by Innovate Finance in the books! Great spending the day with Philip Ogilvie and a hall full of friends and industry peers,…
Another fantastic IFGS by Innovate Finance in the books! Great spending the day with Philip Ogilvie and a hall full of friends and industry peers,…
Liked by David Harrison
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Delighted to attend DigiBank Summit #Indonesia in Jakarta 29th April. Stanchion Payment Solutions are headline sponsors at this local banking &…
Delighted to attend DigiBank Summit #Indonesia in Jakarta 29th April. Stanchion Payment Solutions are headline sponsors at this local banking &…
Liked by David Harrison
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The industry has congregated in the world famous Blackpool Ballroom for the KBBReview annual industry award ceremony ! And you all thought I’d never…
The industry has congregated in the world famous Blackpool Ballroom for the KBBReview annual industry award ceremony ! And you all thought I’d never…
Liked by David Harrison
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🚀 Exciting News! 🚀 We are thrilled to announce that Jim Wadsworth has joined our team as the new Chief Revenue Officer! With over 25 years of…
🚀 Exciting News! 🚀 We are thrilled to announce that Jim Wadsworth has joined our team as the new Chief Revenue Officer! With over 25 years of…
Liked by David Harrison
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I’ve never been happier to watch someone else achieve something that I want so badly myself. Rory deserves every bit of this and I was so happy to be…
I’ve never been happier to watch someone else achieve something that I want so badly myself. Rory deserves every bit of this and I was so happy to be…
Liked by David Harrison
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It’s 33 years ago today that we opened the first Hunters door for the first time. My life was pretty washed up at the time so I will be forever…
It’s 33 years ago today that we opened the first Hunters door for the first time. My life was pretty washed up at the time so I will be forever…
Liked by David Harrison
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Last week, we spoke about how Mastercard Services is supporting fintech growth - with our experts deep diving into topical areas of focus for the…
Last week, we spoke about how Mastercard Services is supporting fintech growth - with our experts deep diving into topical areas of focus for the…
Liked by David Harrison
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