The Asian Banker

How Techcombank (TCB) is driving growth and innovation in Vietnam’s banking sector Read the full article: https://bit.ly/3F6TW6a Techcombank, under the leadership of Alexandre Macaire, has reported a 20.3% increase in profit before tax, reaching VND 27.5 trillion ($1.15 billion). Key drivers of success: ● Strong credit growth – 21% expansion in the credit book ● Leading CASA ratio – 40.9%, ensuring low-cost funding ● Digital & AI-driven banking – Personalised financial services powered by AI ● Diversified revenue streams – Growth in fee-based income from investment banking, wealth management, and payments With cutting-edge AI, smart risk management, and customer-centric innovation, Techcombank continues to lead Vietnam’s financial transformation. Vietcombank, BIDV (Bank for Investment and Development of Vietnam), VietinBank, AgriBank (St. Paul, MN), The State Bank of Vietnam, NielsenIQ, DeepSeek AI #Techcombank #BankingInnovation #DigitalBanking #AI #WealthManagement #Finance #Vietnam #TheAsianBanker #TABGlobal

Hong Leong Finance recognised as Best Automobile Financing Product in Asia Pacific Read the full article: https://bit.ly/3GAofTj 🏆 Hong Leong Finance wins Best Automobile Financing Product in Asia Pacific at The Asian Banker International Excellence in Retail Financial Services Awards 2025. 🔹 The award recognises its API-driven digital platform that streamlines loan applications, automates workflows, and delivers real-time processing—redefining the automobile financing experience. 🔹 Developed entirely in-house, the platform led to a surge in vehicles financed (2023–2024), achieving high productivity with a lean team. 🔹 As a leader in EV financing, Hong Leong Finance saw a 300% increase in new EV loans in 2024, aligning closely with Singapore’s 2040 green mobility goals. 🔹 Strategic partnerships with top dealers like Porsche and Trans Eurokars enhance customer journeys and ecosystem resilience. 🔹 Building on this momentum, HLF Digital—its next-gen mobile app—will offer omnichannel access to financial services, pushing the frontier of customer convenience. “Your trust and collaboration have truly made the journey possible,” said Ang Tang Chor, President of Hong Leong Finance. 🚗💡 Setting a new benchmark in smart, green, customer-first automobile financing. #AutomobileFinancing #EVFinancing #DigitalTransformation #Fintech #Sustainability #GreenMobility #FinancialInnovation #HLFDigital #RetailFinance #AwardWinning #CustomerExperience #TheAsianBanker #TABGlobal

Weak banks, strong solutions: The bridge bank approach in Bangladesh Read the full article: https://bit.ly/3YXbyZ3 With non-performing loans at 9% - one of the highest in South Asia - Bangladesh is exploring the bridge bank model to safeguard its financial system, as highlighted by Dr. Md. Touhidul Alam Khan FCMA, CSRA former MD & CEO of a private commercial bank and a fellow cost and management accountant. 🔹 Governor of Bangladesh Bank proposes a temporary institution to manage failing banks’ assets and liabilities, ensuring continuity and protecting depositors. 🔹 Inspired by models from the US, Spain, and Japan, bridge banks offer a structured, bailout-free approach to resolving bank failures. 🔹 Implementation will require strong legal frameworks, funding, governance, and public communication to build confidence and accountability. 🔹 A credible and experienced administrator must lead the bridge bank to ensure integrity, efficiency, and a sustainable resolution. 📌 Could this model redefine how emerging markets handle financial instability? Federal Deposit Insurance Corporation (FDIC), Indymac Bank, European Union #BridgeBank #BangladeshBank #FinancialStability #BankingCrisis #NPLs #SouthAsiaFinance #BankingReform #ResilientEconomy #Governance #EconomicRecovery #BankingLeadership #TheAsianBanker #TABGlobal

🌍 Global trade at a turning point: Geopolitical fractures, trade tensions and supply chain disruptions are reshaping the future of finance. At #FoFChina2025 in Beijing on Thursday, 26 June 2025, hear from Robert Koopman (Bob Koopman), former Chief Economist of the World Trade Organization, as he unveils: 🔹 The real impact of trade fragmentation on manufacturing and services 🔹 Strategies to rebuild and future-proof global value chains 🔹 Critical policy shifts every financial leader must watch Join us in person or virtually to explore more insightful topics at: • China's growth model recalibration • AI-driven financial innovation and challenges • Institutional resilience amid uncertainty Date: Thursday, 26 June 2025 Time: 9AM CST/HKT/SGT, 10 AM JST, 5AM GST, 2AM GST, 9PM EST, 6PM PDT Venue: Beijing, China Register and get your reminder here: https://bit.ly/42IDXDg Add to calendar: https://evt.to/euoaohedw For the detailed agenda and speaking opportunities, contact Daisy Wang: dwang@tab.global For registration queries and sponsorship opportunities, contact Grace Zhi: gzhi@tab.global ----------------------------------------------------------------------------------- 🌍 全球贸易转折点 地缘政治裂痕和供应链中断正在重塑金融格局。前WTO首席经济学家Robert Koopman将于2025年6月26日周四在中国未来金融峰会#FoFChina2025分享： 🔹 贸易碎片化对制造业和服务业的影响 🔹 重建全球价值链的战略 🔹 金融从业者必须关注的政策转向 注册会议，可探索更多议题： • 重塑中国经济增长路径 • 人工智能驱动的金融创新与挑战 • 不确定性中保持韧性，灵活破局 日期： 2025年6月26日 周四 时间：北京时间上午9点 | 东京时间上午10点 | 纽约时间晚9点（25日）| 洛杉矶时间晚6点（25日） 地点：中国北京 我们特别开通会议视频直播，敬请关注。了解会议详情，注册：https://bit.ly/42IDXDg 会议议程、演讲机会，联系王丽华 dwang@tab.global 注册参会、合作机会，联系支艺荃 gzhi@theasianbanker.com #FutureOfFinance #FinTech #DigitalTransformation #ChinaEconomy #US #TradeWar #Tariff #ArtificialIntelligence #Geopolitics #Globalization #Inflation #InterestRates #AGI #LLM #Banking #BigData #TheAsianBanker #TABGlobal

Calling the bankers in Indonesia to The Risk Olympiad 2025 – Indonesia's premier risk management competition bringing together the brightest minds in banking. Featured Panellist: Francis Chiu the First Vice President, Head of Consumer Banking Applications from BDO Unibank shares transformative strategies for enterprise risk management in volatile markets. Event Details: Date: 22 May 2025 Venue: The Ritz-Carlton, Mega Kuningan, Jakarta Time: 9:00 AM - 5:00 PM 𝐂𝐎𝐌𝐏𝐋𝐈𝐌𝐄𝐍𝐓𝐀𝐑𝐘 𝐏𝐀𝐒𝐒𝐄𝐒 available for Indonesian banking professionals! Register Today: Use promo code 𝐎𝐋𝐘𝐌𝐏𝐈𝐀𝐃𝐒𝐀𝐕𝐄𝟏𝟎𝟎 to secure free admission for your entire team! Limited seats available. Registration closes 15 May 2025. 🔗 Register: https://bit.ly/4jfuwSy #RiskOlympiad2025 #RiskOlympiadIndonesia #RiskManagementEvent #JakartaBankingEvent #BankingOlympiad #BankingProfessionals #IndonesianBankers #RiskManagement #EnterpriseRisk #BankingLeaders #FinanceIndonesia #BankingInnovation #TheAsianBanker #TABGlobal

China and ASEAN: Win-win cooperation as neighbours Read the full article: https://bit.ly/42Uay9k President Xi Jinping’s visit to Vietnam, Malaysia, and Cambodia reaffirms China’s commitment to neighbourhood diplomacy focused on mutual benefit, regional stability, and shared prosperity. 🔹 Surveys show over 90% favourability towards China in all three nations, with strong recognition of its economic and technological contributions. 🔹 Bilateral trade with ASEAN hit $982.3B in 2024, driven by infrastructure, digital innovation, and market openness. 🔹 Key projects—from expressways and special economic zones to AI tools and cross-border payment systems—are strengthening China-ASEAN connectivity. 🔹 Cultural ties are growing, with widespread regional engagement in Chinese media and heritage initiatives. As global challenges persist, China’s people-first, inclusive diplomacy is offering a stable path forward for South–South cooperation. 📌 How can regional partnerships drive shared growth in today’s complex world? CGTN, Renmin University of China #ChinaASEAN #NeighbourhoodDiplomacy #XiJinping #RegionalProsperity #SouthSouthCooperation #BeltAndRoad #DigitalTransformation #TheAsianBanker #FutureOfAsia #TheAsianBanker #TABGlobal

🚀 Indonesia’s fastest-growing digital bank is doing what few others can. 📊 In an industry where profitability is notoriously elusive for digital banks, Bank Jago defied the odds — achieving a 178% profit surge in just one year, while adding 4 million new customers in only 12 months. This kind of growth is the result of bold strategy, innovation at scale, and a deep understanding of one of the world’s most dynamic emerging markets. 🌏 Backed by GoTo Group — Indonesia’s largest digital ecosystem and one of Southeast Asia’s most valuable tech giants — PT Bank Jago Tbk is setting new standards for what digital banking success can look like. Join us in Jakarta from 19–22 May 2025 for the Indonesia Innovation Study Tour for a closer look, and: ✅ Go behind the scenes at Bank Jago and other leading innovators ✅ Hear directly from C-level leaders driving change ✅ Explore how pioneering players are navigating hypergrowth, digital partnerships, and a fast-evolving regulatory landscape 📍 Where: Jakarta, Indonesia 🗓️ When: 19–22 May 2025 🎟️ Limited spots available — DM us or email to sales@tab.global to secure your seat! 🔗 Explore the full site lineup and event details: https://bit.ly/4lIGwOj ✅ Register now: https://bit.ly/42XjHPA #IndonesiaInnovationTour #IndonesiaStudyTour #DigitalBankProfitability #Fintech #Innovation #FintechInnovation #DigitalTransformation #FinancialInclusion #EmergingMarkets #DigitalBanking #FintechFrontier #TheBankingAcademy #TheAsianBanker #TABGlobal

🔒 Navigating Cybersecurity in the Digital Age   As cyber threats escalate and technology surges ahead, robust cybersecurity is no longer a luxury but it’s a non-negotiable.   Join David Gee GAICD, seasoned CIO, CISO, and award-winning technology leader, at The Asian Banker Summit 2025 in Jakarta for a high-energy masterclass on building resilient, future-ready cybersecurity strategies.   Explore how AI, quantum computing, and next-generation protocols are revolutionising the defence landscape and what it takes to stay two steps ahead.   Power up your knowledge. Fortify your organisation’s future. Lead the charge.   Register now: https://bit.ly/4lRjNjl   #TABSummit2025 #Masterclass #CyberSecurity #DigitalDefenders #AsianBankerSummit #FinanceSecurity #DavidGee #CyberRisk #AI #QuantumComputing #CyberLeadership #TheAsianBanker #TABGlobal

#ICYMI: China and UK strengthen bond market connectivity for RMB growth Read the full article: https://bit.ly/4246BQo China’s push to internationalise the renminbi (RMB) is gaining momentum through offshore hubs like London. By end-2023, the UK saw RMB deposits and loans exceed RMB 89 billion each, with London handling over 37% of global RMB forex spot trades. RMB bond activity is also rising 170 dim sum bonds worth RMB 102.6 billion are listed on the London Stock Exchange. Deepening China-UK bond market and collateral cooperation, like the PBoC-HKMA model, could boost global RMB adoption, especially in the Eurozone. Green finance is another focus. China led 2023 global green bond issuance (RMB 940 billion), and collaboration with the UK could expand access to sustainable investments in RMB. Building on Hong Kong’s Bond Connect success, a China-UK link could further accelerate RMB internationalisation. Swift, London Stock Exchange, People's Bank of China, Hong Kong Monetary Authority (HKMA), Eurozone #RMB #Renminbi #ChinaUK #GreenFinance #BondMarket #DimSumBonds #RMBInternationalisation #OffshoreFinance #SustainableInvesting #GlobalMarkets #TheAsianBanker #TABGlobal

Indonesia’s AI strategy must align innovation, competition and inclusion to drive future growth. TAB Global, together with KEIND INDONESIA, convened a focus group discussion at the House of Representatives of the Republic of Indonesia, in Jakarta, with the industry, policymakers and regulators to address how artificial intelligence will reshape finance, trade and the digital economy. The session examined the structural reforms needed to ensure AI adoption strengthens fair competition, expands financial inclusion, enhances regulatory governance and empowers MSMEs and underserved communities. The outcomes of this dialogue will contribute to the agenda for The Asian Banker Summit 2025 — Asia Pacific’s foremost multi-platform leadership event convening global leaders across finance, technology, policy and innovation. Read the full article here: https://bit.ly/44I30ce We thank Afda Rizal Armashita, Chairman of KEIND, Foo Boon Ping 胡文彬, Adisatrya Suryo Sulisto, Vice Chairman of Commission VI, and Entjik S Djafar, Chairman of AFPI for their leadership and insights, Shaanti Shamdasani for her excellent moderation and Redita Aliyah Utomo as event host. With appreciation also to Mukhamad Misbakhun, Chairman of Commission XI, Juliana Sofhia Damu FCILT CBEc, Rosita Faisal, Asri Rahayu for their support and hard work to make this possible. Ministry of Finance, Indonesia, Central Bank of Indonesia #ArtificialIntelligence #DigitalEconomy #FinancialInclusion #Innovation #Regulation #Indonesia #TheAsianBanker #TABGlobal