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Beyond the Forest
For more than 20 years, I have built companies across…
For more than 20 years, I have built companies across…
Mga Artikulo ayon sa Burt
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Financial Inclusion in Emerging Markets
Financial Inclusion in Emerging Markets
Financial Inclusion is certainly the career changing buzz phrase of the world today, and almost any company or group…
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INCLUSION: Building Social Infrastructure in S.E. Asia
INCLUSION: Building Social Infrastructure in S.E. Asia
Social Inclusion in S.E.
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INCLUSION: FINANCIAL, SOCIAL, MEDICAL
INCLUSION: FINANCIAL, SOCIAL, MEDICAL
The market of almost 1 billion persons in S.E.
Aktibidad
2K tagasubaybay
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Burt Crapps nag-repost nitoBurt Crapps nag-repost nitoPower Without Sacrifice The clean energy transition is accelerating—but where we build matters just as much as what we build. Too often, large-scale solar projects replace fertile farmland, creating tension between food security and energy generation. Productive land is a limited resource. Using it inefficiently risks trading one global challenge for another. But there’s a smarter path forward. Parking lots, rooftops, warehouses, and urban infrastructure represent vast, underutilized spaces ready for transformation. Solar canopies over car parks don’t just generate electricity—they provide shade, reduce urban heat, and improve the everyday experience for people. This is the essence of better energy planning: ✔ Protect agricultural land ✔ Maximize existing built environments ✔ Deliver multiple benefits from a single space The future of energy isn’t just renewable—it’s optimized. It’s about integrating solutions into spaces that already serve human needs, instead of displacing them. The best energy solutions don’t compete with nature or food systems—they work alongside them. Ayan MandalHelen KopninaPaulin KouameDr.Abduljabbar Hassan #EnergyTransition #SolarEnergy #SustainableCities #ClimateSolutions #NetZero #UrbanInnovation #RenewableEnergy #Sustainability #GreenInfrastructure #FutureOfEnergy
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Burt Crapps nag-share nitoASEAN is entering a new phase of infrastructure development. Recent discussions around the Sustainable Infrastructure Action Plan (2026–2030) highlight a clear shift—from planning and financing… to execution, resilience, and long-term performance. But there’s a critical gap in the conversation. Across mining, plantations, solar, and wind projects, billions are being committed to infrastructure—yet one of the most fundamental elements remains overlooked: The ground itself. In many ASEAN markets, access roads are still: • Built with weak subgrade conditions • Highly vulnerable to rain and erosion • Expensive to maintain over time • Dependent on repeated rehabilitation cycles This is where true sustainability begins. Not at the surface—but below it. At RoadPacker, we see soil stabilization not as a niche engineering solution, but as a core enabler of resilient infrastructure: • Longer-lasting access roads • Reduced maintenance cycles • Lower lifecycle costs • Improved ESG outcomes through reduced material usage As ASEAN accelerates infrastructure delivery, the question is no longer just: “How do we build more?” It’s: “How do we build infrastructure that actually lasts?” roadpacker.com #soilstabilization #roadpacker #energy #mining #solar #renewable
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Burt Crapps nag-post nitoBack in 2014, industry leaders were already calling for a modern credit scoring system in the Philippines — one that would help lenders assess risk more accurately and serve more Filipinos responsibly. At the time, our banking system still lacked the infrastructure to meaningfully extend credit beyond a small, well-documented segment of the population. Today, that vision is becoming reality. I’m proud to stand behind LenderLink, a platform that is helping deliver real-time, dynamic credit intelligence — exactly what the market needs to close the massive credit gap in the Philippines. By securely aggregating lender-sourced data, LenderLink is giving financial institutions better insight into borrower behavior, reducing risk, and expanding access to credit for millions who were previously invisible to traditional systems. Why this matters: ✅ Smarter lending decisions — real-time data means lenders can make better choices without over-relying on outdated information. ✅ Greater financial inclusion — more Filipinos with limited credit histories can now build financial identities and gain access to credit. ✅ Stronger, safer growth for lenders — better risk assessment leads to fewer defaults and healthier loan portfolios. A modern credit infrastructure isn’t just good business — it’s foundational to economic growth, financial inclusion, and opportunity. I’m excited to support LenderLink’s mission to make credit more transparent, equitable, and impactful across the Philippines. LenderLink.ph #FinTech #CreditScoring #FinancialInclusion #Philippines #DataDrivenLending #ruralbanks
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Burt Crapps nag-share nitoIn the Philippines, ESG disclosures are increasingly expected to be: • Structured • Comparable • Connected to financial risk • Ready for regulator and stakeholder review This is why ESG can no longer live in isolation from IFRS-aligned credit and risk reporting. The approach behind this 6Sigma dashboard is simple: • One view combining ESG signals and IFRS-style risk metrics • Portfolio-level visibility, not marketing narratives • Outputs that work via Excel or API, alongside existing systems • Designed for rural banks, digital banks, and fintech lenders This isn’t about perfection on day one — it’s about being ready for the conversation. 6SigmaGrp.com #compliance #Philippines #ESG #IFRS #ruralbanking
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Burt Crapps nag-share nitoSalve Ibañez, as always you focus on the most relevant topics. Sustainability is a topic that the Philippines most definitely must address. From ESG to Financial Impact • IFRS S1 & S2 disclosures embedded • Physical & transition risk assessment • Scenario planning & stress testing • Climate-adjusted collateral valuations • Expected loss & portfolio impact visibility Climate risk is financial risk — now measurable. www.6sigmagrp.com #ESG #IFRS #ClimateRisk #RiskManagement #SustainableFinance #Fintech #BankingBurt Crapps nag-share nitoWithout our planet, we have nothing. That’s why sustainability isn’t just a buzzword — it’s this generation’s most urgent mandate. On ABS-CBN News Channel’s Business Outlook, Ron Cruz and I sat down with Bangko Sentral Assistant Governor Pia Bernadette Roman Tayag to unpack what this means for financial institutions: risk management frameworks, lending decisions, and beyond. Thirty minutes was nowhere near enough. We could have talked for hours. Thank you, Pia, for coming!
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Burt Crapps nag-share nitoJames Mendoza, what an incredible company you have built. Congratulations!Burt Crapps nag-share nitoTwelve years ago, we started with a small team and a big vision. Today, we’re celebrating more than just a date on the calendar—we’re celebrating the partnerships, the challenges we've overcome, and the incredible community that has supported us since Day 1. Thank you to our clients and our tireless team for being the backbone of our success. Here’s to the next dozen! 🥂
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Burt Crapps nag-share nitoThe scope of platform and services you are providing gives a stable and comprehensive solution to the rapidly developing payments marketplace.Burt Crapps nag-share nitoTransforming the Payments Landscape One Card Bin at a time. At SmartCard Marketing Systems Inc (OTC:SMKG) Digital Transformation with #PaaS
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Burt Crapps nag-repost nitoBurt Crapps nag-repost nitoMaking credit decisions at scale is not just about using more data or new tools. Without the right setup, costs rise, staying organized becomes harder, and launching new products takes longer. The latest issue of 𝗧𝗵𝗲 𝗥𝗶𝘀𝗸 𝗥𝗮𝗱𝗮𝗿 talks about how TBC is updating how it makes credit decisions by using a more flexible set of rules, why rising customer sign-up costs are quietly affecting how loans are approved, and how GDS Link Quick Start is helping lenders launch faster at Fintech Meetup. Subscribe to 𝗧𝗵𝗲 𝗥𝗶𝘀𝗸 𝗥𝗮𝗱𝗮𝗿 for updates every two weeks on what is changing credit strategies, data choices, and lending results. #GDSLink #RiskRadar #CreditRisk gdslink.comTBC Bank’s Decisioning Shift, Data Cost Drift, and Faster Time to LendTBC Bank’s Decisioning Shift, Data Cost Drift, and Faster Time to Lend
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Burt Crapps nag-share nitoThanks for sharing Gary Repchuk. This looks to be a game-changer.Burt Crapps nag-share nitoBe Ready! The First ever #DecentralizedPayment structure #Tokenized by XFund.Ventures A SmartCard Marketing Systems Inc (OTC:SMKG) #TokenIssuer Project.
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Burt Crapps nag-react ditoWhat you see on the surface of Xpay.World vs what lies underneath. Global partnership delivered by Massimo Barone & SmartCard Marketing Systems Inc (OTC:SMKG)Burt Crapps nag-react ditoGlobal initiatives requires global infrastructures and financial sponsors. At SmartCard Marketing Systems Inc (OTC:SMKG) #PaaS begins here, here as well AXEPAY Inc. Fintech, Paytech, BaaS Global Solutions and Cross-Border Rails and here Xpay.World card processing host.
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Burt Crapps nag-react ditoBurt Crapps nag-react ditoPower Without Sacrifice The clean energy transition is accelerating—but where we build matters just as much as what we build. Too often, large-scale solar projects replace fertile farmland, creating tension between food security and energy generation. Productive land is a limited resource. Using it inefficiently risks trading one global challenge for another. But there’s a smarter path forward. Parking lots, rooftops, warehouses, and urban infrastructure represent vast, underutilized spaces ready for transformation. Solar canopies over car parks don’t just generate electricity—they provide shade, reduce urban heat, and improve the everyday experience for people. This is the essence of better energy planning: ✔ Protect agricultural land ✔ Maximize existing built environments ✔ Deliver multiple benefits from a single space The future of energy isn’t just renewable—it’s optimized. It’s about integrating solutions into spaces that already serve human needs, instead of displacing them. The best energy solutions don’t compete with nature or food systems—they work alongside them. Ayan MandalHelen KopninaPaulin KouameDr.Abduljabbar Hassan #EnergyTransition #SolarEnergy #SustainableCities #ClimateSolutions #NetZero #UrbanInnovation #RenewableEnergy #Sustainability #GreenInfrastructure #FutureOfEnergy
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Burt Crapps nagustuhan itoBurt Crapps nagustuhan itoMPT South Product Presentation "Driving the future of road engineering with RoadPacker Plus-efficient, durable, and environmentally responsible soil stabilization." #roadpackerplus #soilstabilizer #RoadDevelopment #windmillfarms #infrastructure #soilstabilization #RoadPacker #BuildingTheFuture #solarfarms
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Burt Crapps nag-react ditoBurt Crapps nag-react ditoBuilt to last — concrete pavements stand strong against Texas’ challenging soils. In regions like Texas, concrete pavements are widely preferred due to the presence of expansive soils that shrink and swell with moisture changes. A rigid pavement, typically around 10 inches thick, provides the stiffness needed to resist these movements and maintain surface integrity. Using slipform paving machines, concrete is placed, leveled, and finished continuously, ensuring uniform thickness and smooth riding quality. Proper jointing is introduced to control cracking, while curing ensures long-term strength and durability. Compared to flexible pavements, concrete roads offer lower maintenance and longer service life in such challenging ground conditions. This makes them a reliable choice for highways and heavy traffic routes. Video credits : @aaronwitt and Ames Construction #road #concrete #construction #civilengineering #civilconstruction #civilengineer
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Burt Crapps nagustuhan itoBurt Crapps nagustuhan itoWhere stability meets performance- RoadPacker Plus Ionic Soil Stabilizer treated subgrade.
Karanasan at Edukasyon
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Purlieu Management Ltd
Tingnan ang buong karanasan ni Burt
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Mga proyekto
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CollectionWorks
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1990 – 1998 Envisioned, developed financial industry receivables management software CollectionWorks). Accomplished sales of 60+ clients in USA, Sold the company in 1998.
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Consumer Credit Score Philippines
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2015 – 2021 Envisioned, developed a financial scoring business in the Philippines, to provide national standard credit scores for the banked and unbanked in the Philippines. Developed interface and collaboration with the CIC (Country credit information database) and the Central Bank (BSP). Sold the scores to major Philippine banks and financial companies. Exited the company in 2021.
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CWX
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1998 – 2004 Envisioned, developed international banking industry receivables management software (CWX/ADMEREX). Sold to major global and regional banks in Middle East, Asia, Australia (StanChart, RBS, DinersClub etc). Sold the company to ADMEREX in 2004. The software currently purchased and owned by Temenos.
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FICO Philippines
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2010 - 2018 Country Head of FICO APAC for the Philippines. Developed business model in the financial industry for FICO from zero to millions of USD in the major banks in the country. Established FICO as the leader in financial systems for fraud management and financial modeling.
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FINANTIER
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2021-2022 Worked as Philippines BusDev leader to open markets for the FinTech company to start business in the country.
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RoadPacker
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2016 – 2024 Established a regional (ASEAN) company for providing farm-to-market road stabilization for critically under-served populations in the region (RoadPacker International). Established country teams in various countries and setup engineering teams and sales teams for the business development.
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