F

financial-intelligence

AuthTrace AI is an AGPL-3.0+ licensed provenance and licensing intelligence system that verifies authorship, tracks content lineage, and transforms human-created knowledge into structured, licensable digital assets. It provides a trust and economic layer for the open knowledge ecosystem, enabling transparent attribution, distribution, and monetization while preserving creator ownership and enforcing attribution integrity across all derived works. https://roxanneardary.com/authtrace-ai/

Nexa: Continuity Engine is a generational wealth operating system designed to structure, simulate, and govern long-term financial systems through programmable trust logic, multi-trust networks, and lifecycle-aware rules. It enables deterministic modeling of inheritance, asset growth, and governance across decades, transforming traditional estate planning into a structured, time-aware computational framework. https://roxanneardary.com/nexa/

CashOps is a modular AI personal finance optimization system designed to help users earn more from available cash without losing control of it. It intelligently evaluates cash allocation, liquidity, payment timing, prepayment opportunities, and risk-free or principal-protected yield while integrating Nexa, PrePayGuard, and Soluna Finance OS to support safer, more efficient financial operations. https://roxanneardary.com/cashops/

Tax Accountability System is a modular specification for transparent, government-controlled property tax recovery, delinquency, statutory redemption, foreclosure, tax forfeiture, and property disposition. It establishes public financial accountability, transparent property sales and expenses, and an equal township-wide distribution of eligible excess proceeds to primary homeowners. https://roxanneardary.com/tax-accountability-system/

MedFair is an AI-powered medical financial rights and obligation optimization specification designed to search every available avenue for reducing or resolving medical debt. It analyzes insurance coverage, billing errors, negotiated rates, financial assistance, charity care, government programs, legal protections, appeals, settlements, and repayment options to help determine the fairest and lowest-cost lawful resolution. https://roxanneardary.com/medfair/

PrePayGuard is an open source AI specification designed to help people keep payments on time while protecting their bank accounts from overdrafts and bounced checks. It monitors bills, statements, and payment deadlines, coordinates funding across authorized accounts, provides advance warnings, and keeps the human in control of financial decisions. https://roxanneardary.com/prepayguard/

ExitCompute is an open-source AI platform that combines macroeconomic signals, portfolio risk models, and tax-aware analysis to help retail investors plan a safe, optimized exit from the stock market. Built with transparent RIA-style principles, it provides scenario modeling, personalized exit pacing, and clear decision-support tools—all licensed under AGPL-3.0+ with required attribution. https://roxanneardary.com/exitcompute/

FiscalTruth is an open-source civic watchdog platform that provides full transparency into state and public spending. It aggregates budgets, contracts, and financial records into a unified system with AI-driven anomaly detection, interactive visualizations, and secure whistleblower reporting tools. Built under the AGPL 3.0+ license, it empowers citizens, journalists, and researchers to track public funds, uncover inefficiencies, and promote accountability in government spending. https://roxanneardary.com/fiscaltruth/

FiniteTerm is a modular open source specification for deterministic financing across industries and products, designed to make financing transparent, predictable, and modelable. It provides a common framework for defining financing terms, affordability, payments, costs, asset lifecycles, insurance, portability, and settlement while allowing industry and product-specific modules to extend the system without changing the core. https://roxanneardary.com/finiteterm/

Altius Capital OS is a modular financial operating system that transforms jurisdictional rules, tax codes, and custody constraints into a deterministic computation framework. It models capital allocation across banking, treasury, and brokerage systems while incorporating federal and state tax logic through a versioned rule-graph architecture. The system is designed to produce transparent, auditable, and constraint-compliant capital structures, enabling users to evaluate financial strategies as structured, reproducible outputs rather than subjective advice. https://roxanneardary.com/altius-capital-os/

EvolutionOS is a modular, multi-agent economic intelligence platform that evaluates industry viability, models macroeconomic and market conditions, and identifies alternative business opportunities across evolving global sectors. It transforms complex financial, geopolitical, and technological signals into structured, explainable decision support, helping organizations understand when to stay in an industry, when to pivot, and where future growth is likely to emerge. https://roxanneardary.com/evolutionos/

Municipal Resource Intelligence is an open source AI specification designed to help municipalities identify actionable savings, optimize public services, compare municipal and private service costs, evaluate personnel and compensation, and measure the economic impact of reforms. The system tracks verified savings, recalculates potential property-tax reductions, generates property-specific tax impact reports, and provides transparent, auditable data to support informed municipal decision-making. https://roxanneardary.com/municipal-resource-intelligence/

Econexus is an AI-driven modular incentive economy engine that transforms traditional pay-to-play systems into contribution-based ecosystems. It analyzes games and digital platforms, then redesigns their economic structures so that participation, engagement, and meaningful contributions are directly rewarded through configurable modules such as bounties, marketplaces, sponsor funding, and dynamic revenue sharing. https://roxanneardary.com/econexus/

LoyalCredit is an open source, relationship-based credit specification that rewards reliable repayment with progressively greater access to capital. Through its Credit Trust Ladder, borrowers can move from secured lending toward unsecured credit by demonstrating consistent payment performance, while late payments reduce trust and default permanently ends the lending relationship with that business. https://roxanneardary.com/loyalcredit/

DealSignal is an AI-driven real estate investment specification designed to help investors identify, evaluate, and prioritize property flipping opportunities. It combines property analysis, market signals, cost estimates, profit projections, and investment criteria to support faster, more informed acquisition and renovation decisions. https://roxanneardary.com/dealsignal/

Ledger Watch is an open-source financial data infrastructure project that organizes publicly available market information—such as trades, SEC filings, corporate actions, and economic events—into a structured, verifiable system. It connects entities like individuals, companies, and institutions to market events through a transparent data model designed for analysis, research, and pattern discovery. The system emphasizes neutrality, reproducibility, and strict reliance on public, source-backed data rather than speculation or inferred intent. https://roxanneardary.com/ledgerwatch/

Universal Peg Framework (UPF) is an open-source, modular protocol that allows any cryptocurrency, stablecoin, or fiat-backed asset to be pegged to any reference asset such as BTC, USD, gold, or baskets of assets. It features fully embedded on-chain governance, dynamic peg maintenance, multi-asset collateral support, oracle integration, and treasury management. Designed to be secure, transparent, and cross-chain adaptable, UPF provides a universal framework for creating stable, self-regulating pegged assets while maintaining compliance and auditability for both crypto and fiat systems. https://roxanneardary.com/universalpegframework/

Shoebox+ is an open-source AI-powered platform designed to help users maximize the benefits of their Health Savings Accounts (HSAs). It combines receipt tracking, IRS compliance monitoring, investment optimization, and financial institution recommendations to ensure users make the most of their contributions while minimizing taxes. Shoebox+ empowers users to implement the “shoebox strategy”, letting HSA funds grow tax-free and be reimbursed at any time. https://roxanneardary.com/shoebox/

SignalCredit API is an open-source, consent-driven credit computation platform that replaces traditional credit reporting with real-time, explainable scoring. Instead of storing permanent credit files, it generates financial evaluations on demand using transparent, auditable models and user-authorized data access. Built with modern AI, zero-trust security, and fairness-focused design, the project aims to create a fully transparent financial trust layer where individuals control access to their data and every credit decision is mathematically explainable. https://roxanneardary.com/signalcreditapi/

BalanceForward is an open source deterministic financing specification that helps businesses design sustainable debt-refinancing solutions based on a borrower's income, cost of living, repayment capacity, qualifying debt, and collateral. With a fixed 5% interest rate, maximum 50% collateral advance rate, and 20-year maximum term, BalanceForward provides a modular framework for predictable, transparent, and borrower-centered financing. https://roxanneardary.com/balanceforward/