Skip to content

25% of US adults under 40 have student loan debt.

Women owe a disproportionately high amount of the total student loan debt.

Borrowing for graduate schools accounts for nearly one-half of student loans issued each year.

Student loans should be a step up not a set up!

The Institute of Student Loan Advisors (TISLA™) was created to ensure that all consumers have access to fair, free, student loan advice and dispute resolution. We will never charge consumers for our services and do not require registration or affiliation to utilize our services. While we encourage all student loan borrowers to talk to their loan holders for help, we understand that sometimes, you just want a second opinion or need additional help. That’s why we’re here.

Who We Serve

20000+
student loan borrowers served annually
25%
Of TISLA clients who are part of a minority group
47%
Of TISLA borrowers age 45 and over
57%
Of TISLA borrowers with an income under $80,000

What Our Clients Are Saying

“This service is an absolute gift, as it relieved the stress of feeling very overwhelmed by a process that has many moving parts.”

“I really appreciate what you are doing. There is a sense of care that I get when I correspond with you. I am so confused and am so grateful to have you.”

“This has been a lifeline for me. The whole process is overwhelming and I can’t express how helpful you have been.”

Woman holding her daughter

Am I Eligible For Loan Forgiveness?

  • Public Service Loan Forgiveness
  • Perkins Loan Cancellation
  • Teacher Loan Forgiveness and other programs
Man looking at computer

Help Me Choose a Repayment Plan

  • Tips for choosing the right plan for you
  • Clear explanation of all the federal loan repayment plans
  • Strategies for private student loans
Woman looking at laptop, biting her pencil

My Loan is Past Due or In Default

  • Understand the consequences of student loan default
  • Learn the different ways to resolve your loan default
  • Tips for dealing with wage and tax refund garnishment
  • How to handle private loan default
Man with confused expression

Should I Consolidate My Loans?

  • The pros and cons of consolidating your loans
  • Understand the terms of loan consolidation
  • Who is a good candidate for private loan refinancing
Woman looking at phone

I Have A Dispute

Many student loan disputes come down to a simple misunderstanding or miscommunication. Even if that’s the case, you deserve to have a clear understanding of your student loans and the actions taken on them. While we can help you manage disputes, we strongly suggest you take the following steps first.

In The News

Need Help With Your Student Loan?

We are available Monday through Friday to answer your personal student loan questions. We strive to respond to all emails within one business day. Please note that we are unable to offer phone service due to the costs associated.

Donating to TISLA

We are funded by donations and fee for service partnerships. We do not accept advertising to ensure that all our services remain neutral. You do not need to make a donation to use our services.

No results found...