Vivid Money

Are you ready to earn up to 6% returns on your capital? 📣 Introducing Interest Strategies – the first bond-based investment solution for business customers in Europe, and the latest addition to our business solution suite. What it’s all about → Thanks to our Interest Account, companies and freelancers can now earn up to 6% annual returns on idle funds: ⚡ Professionally managed by BlackRock ⚡️ Fully automated, right in your app ⚡️ Customizable to fit your business goals. And the best part ➡️ You’re in control – Switch anytime 🔄 seamless, flexible, fully transparent: ✔️ Fixed Interest Mode – earn up to 3% p.a. with zero volatility ✔️ Interest Strategies Mode – earn up to 6% p.a. (rates as of 15 April 2025) with higher upside Why now? With savings accounts offering less and less interest, it’s the right moment to start investing. It’s time to act – not to wait. Whether you're preserving runway or managing reserves, we are supporting you to make business capital grow – without complexity. Now live in all major Vivid markets (excl. PT, PL, HU, BG). Details via the link in the comments 💬 #InterestStrategies #BusinessBanking #SMEs #VividMoney

Workspaces on the go, now in your pocket. We’re excited to announce our partnership with Mindspace, one of Europe’s leading co-working space providers! 🎉 When booking accommodations through Vivid Business Travel, you can also reserve premium Mindspace workspaces directly through your app. Perfect for working in a calm, professional environment, meeting partners, or simply brainstorming with colleagues during your business trip. These are the new perks: ✅ 1✕ free daily access ✅ Free use of phone booths & meeting rooms ✅ Choice of 20 stylish locations across Berlin, Düsseldorf, Frankfurt, Hamburg, Munich, Amsterdam, Utrecht, Warsaw and Bucharest For modern professionals and teams on the move, flexibility is everything. That’s why we’re making it easier than ever to manage your day-to-day business – from finance to travel to workspaces – in one seamless experience. Kudos to the incredible teams at Vivid Money and Mindspace for making this partnership happen! Ready to try it out? Head to the Travel section in your Vivid Business app, book an accommodation in one of the cities mentioned above and reserve your next workspace with your unique promo code. ✈️ Be quick! Promo codes are limited and subject to availability. #Vivid #Mindspace

🌳 Earn on your spending — like never before You work hard for your revenue. Now your spending should start working for you, too. That’s why we’re introducing unlimited cashback on all card payments for all our Vivid Business customers: ✔️ Earn up to 1% cashback with no monthly limit on all purchases ✔️ Boost your earnings even more with up to 10% on selected categories But how does it work? Select your cashback categories in your app, including “All Purchases” �� Pay with your Vivid Business card → Receive instant rewards. Additionally, you enjoy: 🚀 Real-time top-ups to stay ready 💳 Virtual cards with individual limits 📈 Dedicated budgets for marketing, infrastructure, or team members ⚙️ Role-based access rights that scale with your business For us, it’s not just about launching another cashback feature — it’s about taking a bold step in reimagining how modern businesses manage liquidity, rewards, and financial control — all in one app. Now live. Learn more & get started via the link in the comments section 💬 #Cashback #VividMoney #BusinessBanking #SMEs

Access to capital – now just a few clicks away! We’re excited to announce our partnership with Banxware, a leading embedded lending providers, to offer fast and flexible business loans – directly within the Vivid app. ✅ Up to €250,000   ✅ 100% digital process   ✅ No paperwork   ✅ Funds in just a few clicks For too many entrepreneurs in Germany, securing a loan is still a slow and complex process. We’re changing that. With this launch, we’re continuing our mission to make Vivid the go-to financial platform for freelancers and SMEs – helping them manage everything from spend to liquidity to travel in one seamless experience. Learn more & apply now: https://lnkd.in/eTghnCus A big thank you to our amazing teams at Vivid Money and Banxware for making this fintech love story happen! #fintech #SMEs #vivid #banxware

SMEs & Entrepreneurs, pack your things — we’re going on an adventure ✈️ Today, Vivid Money becomes the first financial platform in Europe to integrate business travel directly into a finance app. From now on, you can: ⚡ Book accommodations in a few taps    ⚡ Earn up to 30% cashback — automatically, with no booking fees   ⚡ Track past trips, planned trips & expenses in real time   ⚡ Manage everything — finances and travel — in one single app Coming soon: 🚆 train and ✈️ flight bookings! Why are we doing this? Because business travel isn’t separate from finance — it’s part of it. All freelancers and organisations deserve tools that don’t feel fragmented. This is a big step towards our mission to build the #1 financial platform for modern business owners in Europe — simple, smart, and tailored to your real needs. 30,000 + organisations use Vivid Business already - This is just the beginning! Learn more & register today via the link in the comments 🔽 #Vivid #VividBusiness

Hey SMEs 👋 – Now You Can Do Crypto Too! With #CryptoEarn, we are excited to kick off the First Crypto Earn Account for SMEs as Part of Vivid’s Broader SME Offering. Now live in 🇪🇸 Spain & 🇮🇹 Italy—with 🇩🇪 Germany and more markets to follow. With crypto earn, business owners can: ✔️ Earn staking rewards automatically—a seamless way to put digital assets to work ✔️ Withdraw funds anytime—full liquidity, no lock-up periods ✔️ Operate in a fully regulated environment—ensuring compliance and transparency How it works: Business owners first purchase eligible crypto assets within their crypto earnings account. These assets then automatically generate staking rewards with weekly payouts, offering businesses a new way to grow their funds effortlessly. More markets, more innovation—this is just the beginning. 📢 Learn more here: https://lnkd.in/eryUYPcK ➡️ Get started today: https://lnkd.in/eFasfqfs #Vivid #CryptoForSMEs #Fintech #BusinessBanking 

🇪🇺 𝗩𝗶𝘃𝗶𝗱 𝗴𝗼𝗲𝘀 𝗘𝘂𝗿𝗼𝗽𝗲! 🚀 In under a year, 30,000 SMEs have joined Vivid, proving the demand for smarter, more flexible financial solutions for business owners is stronger than ever. Now, we’re taking the next step: expanding into many new markets – #France, #Italy, #Spain, and the #Netherlands as well as doubling down on our growth in #Luxembourg – bringing seamless, borderless financial management to even more entrepreneurs. To drive this growth, we’ve expanded our leadership team of fintech experts with deep market knowledge: 🇱🇺 Stef Van Beek – managing our Luxembourg-based e-money institution, strengthening our cross-border financial infrastructure. 🇫🇷 Carole Danancher – leading our expansion in France with her expertise in fintech and business strategy. 🇪🇸 Armando Platero – driving growth in Spain with a strong background in SME finance. 🇮🇹 Gianluigi Girardi – shaping our presence in Italy with deep expertise in local business banking. This marks a new era for Vivid as we focus more than ever before on our B2B offering, focusing on delivering the best financial experience for #SMEs across Europe. And we’re just getting started: ✅ New products coming soon ✅ More market entries ahead ✅ Innovative partnerships on the way #SMEFinance #Fintech #Businessbanking #Vivid

Managing payments shouldn’t slow you down. Whether you're a freelancer, small business owner, or growing enterprise, getting paid on time is essential. That’s why Vivid Business makes collecting payments simple, efficient, and hassle-free. We also ensure compliance with the latest German regulations, so all your invoices are legally valid – without requiring any extra steps from you. ✨ Here’s how you can streamline your payment process: ✅ Create invoices directly from your web app in just a few clicks ✅ Get e-invoices in XRechnung format – fully compliant with the most recent German regulations ✅ Send unlimited invoices via email – completely free from your Vivid account 💸 ✅ Track payments & send reminders   Because every moment spent on admin tasks is time taken away from growing your business. With the right tools, you can focus on what truly matters – winning clients, delivering great work, and scaling your success. 🚀

Collaboration made easy! A business is only as strong as the team behind it. That’s why Vivid Business makes sure you have the right people equipped with the right tools. Easily assign roles and permissions to work together seamlessly: 🔹Owner – Full control over the account and settings. 🔹Admin – Full access except for account closure (not available for Freelancer accounts). 🔹Assistant – Limited access, ideal for accountants or financial managers, with view-only permissions and requiring Admins or Owners approval for transfers. No more shared logins and security concerns — just a well-organized team working together towards success. By giving your team the right level of access, you empower them to work efficiently while keeping your business secure. 💡 Vivid Business simplifies collaboration — so you can focus on growing your business.  Ready to set yours up for success? Learn more here 👉 https://lnkd.in/dEhZaEbR

As we wrap up this incredible year, we’re taking a moment to reflect on everything we’ve achieved at Vivid, none of it would’ve been possible without YOU. 💜 Our fantastic customers and dedicated team are at the heart of everything we do. Our Greatest Achievement of 2024 We officially launched Vivid Business to empower companies and freelancers. Here are some of the features we introduced this year: 💼 Daily interest on business funds (provided by Vivid Money B.V.) 📤 SWIFT and SEPA Instant transfers for seamless payments 💳 Cashback on every card purchase 📊 Integration with accounting software for easy financial management 🤖 AI-powered e-invoicing and bill management 💸 Instant deposits via card, Apple Pay, or Google Pay 🌍 Currency exchange in 22 currencies directly in the app 👥 Support for teams with up to 30 members and tailored permissions This is just the beginning. 2025 is going to be even bigger! 🚀 We’re working on exciting updates and more ways to make running your business easier, smarter, and more rewarding. Your trust and collaboration drive us to keep pushing boundaries, and we can’t wait to grow together in the year ahead. 🎆 Here’s to a New Year of possibilities, progress, and shared success Wishing you all the best in 2025, The Vivid Team 💜