CMSPI

💳 Card-present transactions are often seen as lower risk… but are they really? In Part 2 of our series, we uncover why 𝗰𝗮𝗿𝗱-𝗽𝗿𝗲𝘀𝗲𝗻𝘁 𝗰𝗵𝗮𝗿𝗴𝗲𝗯𝗮𝗰𝗸𝘀 remain an overlooked problem for merchants and how they can quietly erode performance, increase costs, and create operational complexity. 🔍 What’s inside: • Why card-present disputes are rising despite lower perceived risk • Where gaps in visibility and data create challenges for merchants • How chargebacks impact performance beyond just fraud • What merchants can do to better manage and mitigate risk If card-present transactions are part of your strategy, this is a conversation worth paying attention to. 👉 𝗥𝗲𝗮𝗱 𝗣𝗮𝗿𝘁 𝟮: https://hubs.ly/Q049fyYQ0 #Chargebacks #MerchantPayments #FraudStrategy

It’s here. The 𝗥𝗲𝘀𝗲𝗿𝘃𝗲 𝗕𝗮𝗻𝗸 𝗼𝗳 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮’𝘀 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗿𝗲𝗳𝗼𝗿𝗺 has officially landed, and the impact on merchants will be significant. From interchange caps to surcharging rules and fee transparency, these changes are set to reshape how merchants manage costs, pricing, and payments strategy. 🔍 Key reforms include: 💸 Lower interchange caps on domestic debit and credit transactions 🚫 Changes to surcharging rules across all card types 🌍 New caps on foreign card payments 📊 Greater transparency into scheme and payment fees With potential shifts in payments budgets of up to 𝟰𝟬%, how merchants prepare now will determine whether this becomes a cost-saving opportunity or margin pressure. 👉 Read the full breakdown and what it means for merchants: https://hubs.ly/Q049855b0 #PaymentsRegulation #RBA #APACPayments #Surcharging

[𝗟𝗔𝗧𝗘𝗦𝗧 𝗕𝗟𝗢𝗚] There’s more to chargebacks than meets the eye 👀 Card-present transactions are often seen as lower risk, but chargebacks in this space are an overlooked and growing challenge for merchants 💳 In 𝗽𝗮𝗿𝘁 𝗼𝗻𝗲 of our chargebacks series, we explore: 🔎 Why card-present chargebacks deserve more attention 📊 How more accurate reason codes can strengthen your strategy If you’re not factoring this into your payments approach, you could be missing a key piece of the puzzle 👉 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗯𝗹𝗼𝗴: https://hubs.ly/Q048tWF00 #Payments #Chargebacks #Fintech #Ecommerce #PaymentsStrategy #MerchantPayments #FraudPrevention

𝗠𝗮𝘅𝗶𝗺𝗶𝘇𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝗖𝗠𝗦𝗣𝗜 & 𝗪𝗮𝗹𝗺𝗮𝗿𝘁! Join 𝗖𝗠𝗦𝗣𝗜 and 𝗪𝗮𝗹𝗺𝗮𝗿𝘁 for an exclusive 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗙𝗼𝗿𝘂𝗺 at Walmart HQ on 𝗔𝗽𝗿𝗶𝗹 𝟮𝟭𝘀𝘁! Designed 𝗯𝘆 𝗺𝗲𝗿𝗰𝗵𝗮𝗻𝘁𝘀, 𝗳𝗼𝗿 𝗺𝗲𝗿𝗰𝗵𝗮𝗻𝘁𝘀, this hands-on session will help payments leaders uncover new ways to: ✅ Reduce costs & eliminate hidden fees ✅ Improve approval rates & transaction performance ✅ Stay ahead of industry trends & innovations 📅 𝗪𝗵𝗲𝗻: April 21 | 12-5PM CT 📍 𝗪𝗵𝗲𝗿𝗲: Walmart HQ, Bentonville Spots are filling fast – don’t miss out! 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: https://hubs.ly/Q048jZvP0 #CMSPI #Walmart #PaymentsOptimization #Merchants #DigitalPayments

[𝗧𝗢𝗪𝗡𝗛𝗔𝗟𝗟] Chargebacks are impacting revenue, operations, and customer experience more than ever 💳 Yet many merchants are still navigating a system that was never designed for today’s complexity. Join our upcoming CMSPI Townhall as we break it all down: 🔎 How the chargeback system became broken ⚠️ The rise of “impossible” chargebacks 🤝 How payments and fraud teams can align for better outcomes 𝗖𝗵𝗮𝗿𝗴𝗲𝗯𝗮𝗰𝗸𝘀: 𝗔 𝗕𝗿𝗼𝗸𝗲𝗻 𝗦𝘆𝘀𝘁𝗲𝗺 𝗮𝗻𝗱 𝗶𝘁𝘀 𝗜𝗺𝗽𝗮𝗰𝘁 𝗼𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 📅 𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗠𝗮𝗿𝗰𝗵 𝟮𝟱 🕛 𝟭𝟮:𝟬𝟬–𝟭:𝟬𝟬 𝗣𝗠 𝗘𝗧 Featuring insights from CMSPI experts and guest speakers: Robbie MacDiarmid, CPFPP | Justin Staskiewicz, CFE | Karisse Hendrick | Dana Newman 🎟️ Register now to secure your spot and access the full Townhall series, on-demand content, and more: https://hubs.ly/Q04847V60 #Payments #Chargebacks #Fintech #Ecommerce #FraudPrevention #PaymentsStrategy #MerchantPayments

𝗢𝘂𝗿 𝟯𝟬-𝗦𝗲𝗰𝗼𝗻𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗦𝗲𝗿𝗶𝗲𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝘀 ⏱️ This time, we’re breaking down 𝗰𝗵𝗮𝗿𝗴𝗲𝗯𝗮𝗰𝗸𝘀 💳 Originally introduced under the Fair Credit Billing Act to protect consumers, chargebacks have evolved into a growing challenge for merchants, driving increased disputes and first-party fraud. Understanding their impact is key to protecting revenue and improving payment performance. 𝗝𝗼𝗶𝗻 𝗼𝘂𝗿 𝘂𝗽𝗰𝗼𝗺𝗶𝗻𝗴 𝗧𝗼𝘄𝗻𝗵𝗮𝗹𝗹 to go deeper and learn how to navigate today’s chargeback landscape. 🎟️ 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗵𝗲𝗿𝗲: https://hubs.ly/Q047ngKz0 (𝘮𝘦𝘳𝘤𝘩𝘢𝘯𝘵𝘴 𝘰𝘯𝘭𝘺) #Payments #Chargebacks #Fintech #FraudPrevention #Ecommerce #PaymentsStrategy #MerchantPayments

𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 + 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲: 𝗝𝗼𝗶𝗻 𝗖𝗠𝗦𝗣𝗜 & 𝗪𝗮𝗹𝗺𝗮𝗿𝘁 𝗶𝗻 𝗕𝗲𝗻𝘁𝗼𝗻𝘃𝗶𝗹𝗹𝗲! Big brands, big insights, and 𝗯𝗶𝗴 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 to optimize your payments strategy. 🚀 On 𝗔𝗽𝗿𝗶𝗹 𝟮𝟭𝘀𝘁, CMSPI is teaming up with 𝗪𝗮𝗹𝗺𝗮𝗿𝘁 to host an exclusive 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗙𝗼𝗿𝘂𝗺 at their Bentonville HQ – a deep dive into boosting performance and cutting costs. 📊 𝗖𝘂𝗿𝗮𝘁𝗲𝗱 𝗯𝘆 𝗺𝗲𝗿𝗰𝗵𝗮𝗻𝘁𝘀, 𝗯𝘂𝗶𝗹𝘁 𝗳𝗼𝗿 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗹𝗲𝗮𝗱𝗲𝗿𝘀, this hands-on session will uncover: ✅ Key strategies to reduce costs ✅ Actionable insights to improve approval rates ✅ The latest trends shaping the payments landscape 📅 𝗪𝗵𝗲𝗻: April 21 | 12-5PM CT 📍 𝗪𝗵𝗲𝗿𝗲: Walmart HQ, Bentonville 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: https://hubs.ly/Q047ndpR0 #CMSPI #Walmart #DigitalPayments #Merchants #PaymentStrategies  

With Merchant Payments Ecosystem Berlin just around the corner, the CMSPI team is looking forward to a few days of conversations focused on what matters most to merchants right now. 💳 We’ll be at the event meeting with retailers and industry experts to exchange perspectives on today’s payments challenges, including: 📈 Improving authorisation performance ⚙️ Driving greater operational efficiency 🌐 Navigating an increasingly complex payments ecosystem 👋 Heading to MPE Berlin? Come say hello. #MPEBerlin #BNPL #MerchantStrategy

Many merchants are investing heavily in fraud prevention and authorization optimization, yet chargebacks continue to rise. Why? Because the chargeback system itself is fundamentally misaligned with how modern payments operate. 💳 Originally designed to protect consumers, today’s dispute process is fragmented, costly, and often disconnected from the operational realities merchants face. In our upcoming merchant Townhall, we’ll take a closer look at: 📊 The hidden operational and revenue impact of chargebacks 🔍 Why the current dispute framework creates inefficiencies across the payments supply chain 🧭 What payment leaders should consider when aligning fraud, disputes, and performance strategies If chargebacks are creating friction between fraud prevention, approvals, and operational efficiency, this session will provide practical insight into how merchants can better navigate the system today while preparing for what comes next. 👉 Save your spot: https://hubs.ly/Q046nbsm0 #Chargebacks #MerchantPayments #PaymentsStrategy