An equipment finance credit memo does not look like a commercial real estate analysis. CreditNova knows the difference. Equipment finance needs asset values, payment history, and borrower financial summary. CRE needs DSCR, occupancy, and rent roll. Working capital needs cash flow patterns and receivables aging. These are different deals. They need different outputs. CreditNova structures the analysis to match the credit product, not the other way around. And if your credit committee has a memo format they have used for years, the output maps to it. No reformatting, no copy pasting, no parallel document to maintain alongside your existing workflow. The tool adapts to your process. What is in your credit memo template that you cannot live without? Tell us below. #CreditNova #FinTech #StructuredFinance #TAOSolutions
TAO Solutions Inc.
Software Development
Toronto, ON 6,001 followers
The Leading Global SaaS Provider for Structured Finance, Covered Bonds, ABCP Conduits, MBS, ABS and Securitizations
About us
Trusted by leading global banks and financial institutions of all sizes, TAO is a world leader of Structured Finance, ABCP Conduit, Warehouse Securitizations and Covered Bond SaaS solutions designed to empower the financial services industry with operational agility and robust capabilities. For over a decade, TAO has worked with financial industry leaders globally to drive growth, save costs, and increase efficiency by leveraging cutting-edge technology, deep-rooted industry expertise, and exceptional customer service.
- Website
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http://www.taosolutions.ca
External link for TAO Solutions Inc.
- Industry
- Software Development
- Company size
- 51-200 employees
- Headquarters
- Toronto, ON
- Type
- Privately Held
- Founded
- 2009
- Specialties
- Structured Finance, Securitization, Canada Mortgage Bond, Asset Backed Securities, Mortgage Backed Securities, Asset-based finance, ABCP conduit administration, treasury management, covered bond software, warehouse / ABS / RMBS, securitization administration, asset finance software, SaaS software , funding optimization, securitization pool cutting, structured finance portfolio rebalancing, regulatory compliance, regulatory reporting, Leasing Software, Lending Software, Asset Management and Administration, treasury platform, AI structured finance, borrowing base technology, and rating agency reporting
Locations
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Primary
Get directions
11 King Street West
Suite 400
Toronto, ON M5H 4C7, CA
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Get directions
180 George Street
Suite 22-2, Level 22
Sydney, NSW 2000, AU
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Get directions
8910 University Center Ln
400
San Diego, California 92122, US
Employees at TAO Solutions Inc.
Updates
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Most "AI workflows" in finance fail for the same reason: people try to do everything in one prompt. The fix predates AI entirely. Break the work into a sequence where each step does one thing, and the output of one becomes the input of the next. That's prompt chaining, and it's the foundation of every agentic workflow worth building. In practice: a lessee requests a buyout. The agent validates the lease → calculates the payoff → drafts the document → emails it → records the transaction. We've measured 40% lower ops effort on routine portfolio events when teams stop treating AI as a single-shot tool and start treating it as a pipeline. #EquipmentFinance #AgenticAI #TAOAILabs #PlugInPowerUp
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We're #hiring a new Software/Web App Developer (Associate) in Toronto, Ontario. Apply today or share this post with your network.
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Meet Jeremy Wesley. Senior Implementation Manager at TAO Solutions, based in Greece. Jeremy's the person clients call when they need structured finance software to work the way their operation actually runs. ABS, MBS, warehousing, covered bonds. Every asset class, every jurisdiction. He brings deep technical implementation and strategic business analysis together, from first discovery through go-live, making sure nothing gets lost between what was promised and what gets delivered. Want to know what implementing SecureHub actually looks like on the ground? Come find Jeremy in Barcelona. June 9 to 11. #30Vision #GlobalABS2026 #StructuredFinance #Securitization
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Your waterfall calculation still depends on the person who built the spreadsheet. No one has spent more time inside this problem than us. When you're administering structured finance transactions across multiple asset classes and jurisdictions, your waterfall is a living sequence of payment priorities, triggers, reserve accounts, swap mechanics, and tranche allocations that has to execute flawlessly every single period. And in too many institutions, the logic for all of it lives in one person's model that no one else can fully replicate. The industry has been squinting at this for 30 years. SecureHub calculates waterfalls the same way every time, across every structure, with a complete audit trail that doesn't depend on institutional memory. ~20% of the world's top 50 banks run their structured finance operations on it because the logic lives in the system, auditable and repeatable, regardless of who's at the desk. We'll be showing this in Barcelona, June 9 to 11. #GlobalABS2026 #30Vision #StructuredFinance #Securitization
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~20% of the world's top 50 banks run on TAO daily. If you have 5+ years with SQL Server and T-SQL and want work that's complex, link in the original post and in the comments. #TAOSolutions #StructuredFinance #FinTech
TAO Solutions Inc. is hiring a Software Developer. Here's why it's worth your time. Our software runs inside some of the most complex financial programmes in the market. We're talking about securitization, covered bonds, asset-backed structures, and the infrastructure that ~20% of the world's top 50 banks depend on daily. This isn't generic fintech work, so the expertise you build here is rare. We're a small, experienced team, which means real ownership from day one. We're also actively building AI into our products and developing new ones, so if you want to be close to where that's actually happening in financial software, this is the place. The base range is $90-105K, plus profit sharing, a learning allowance, benefits, and a hybrid model with real flexibility. Great Place to Work certified. If you have 5+ years with SQL Server and T-SQL and you've been waiting for work that's worth your skills, the link to the full posting is in the comments.
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Global ABS is going on 30. Here are 13 things the industry figured out. And 1 it hasn't. Swipe to the end. #30Vision #GlobalABS #StructuredFinance #Securitization
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If your opinion of AI in credit was formed 18 months ago it is time for an update. If you evaluated these tools before and passed, your skepticism was earned. Early AI document processing had real problems. Inconsistent extraction. Outputs nobody could trace or defend in front of a regulator. Poor handling of anything outside a clean formatted PDF. The tools being built now are a different conversation. Verification layers, audit trails, and explainability that were missing entirely from earlier products are now foundational to how the better ones work. The gap between what AI promised and what it delivered has closed considerably. Not completely or for every use case. But enough that the teams who looked at this before and walked away are worth talking to again. If you evaluated AI underwriting tools before and passed, what was the dealbreaker? We'd love to know, comment below. #AI #CreditNova #TAOSolutions #Creditunderwriting
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CreditNova scores every single line item in a financial spread by confidence level. High-confidence extractions need a glance. Lower-confidence items get flagged automatically with a note explaining exactly why the score dropped and a direct link to the source location in the original document. That changes how a review works. Instead of scanning hundreds of rows with equal attention, your analysts focus on the ten or fifteen items that actually need expertise. The rest are verified, source-traced, and ready for committee. DM us "confidence" for a walkthrough. #CreditNova #AI #CreditUnderwriting #TAOSolutions
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TAO Solutions has been selected by the European Bank for Reconstruction and Development (EBRD) to deliver the digital infrastructure underpinning Georgia's covered bond market. Under the EBRD's Local Currency and Capital Markets Development (LC2) initiative, TAO will deliver a single covered bond administration and treasury management platform, to be made available to every bank licensed by the National Bank of Georgia. Why this matters: every emerging market that introduces a covered bond framework hits the same wall. Each issuer has to build the operational, risk and regulatory reporting toolkit from scratch, a fixed cost that disadvantages smaller banks and slows the entire sector. A shared, regulator-endorsed platform changes that math: turn-key access for every issuer, consistent data for the regulator, standardised disclosures for investors and rating agencies. "This engagement is significant on two levels," said Jim Metaxas, Managing Director and Global Head of Business Development at TAO Solutions. "First, it allows us to support Georgia's banking sector in bringing a new long-term funding instrument to market. Second, it validates a model, shared, regulator-endorsed digital infrastructure, that we believe is the most efficient way for any emerging or developing capital market to stand up a covered bond programme." The platform is built on TAO's established structured finance technology stack, anchored by SecureHub and trusted today by several of the world's top banks. A special thanks to the team at EBRD. TAO Solutions will be at Global ABS in Barcelona and the 2026 ECBC Plenary, Covered Bond Congress in Seville. Issuers, regulators and central banks considering covered bond market development in their own jurisdictions are invited to get in touch. Full press release attached. #CoveredBonds #StructuredFinance #EBRD #CapitalMarkets #Georgia #SecureHub