BNPL trends: 11M consumers shop around, only 8% loyal

Your revenue is growing. Your bank account isn’t. Most businesses track revenue. Few track unit-level profitability. Not all revenue is created equal. Start here: → List every revenue stream → Calculate fully-loaded delivery cost for each → Rank by gross margin percentage → Kill or fix the bottom 20% The businesses that survive know their numbers at the unit level. The ones that don’t? They scale what doesn’t work and wonder why they’re always broke. Don’t wait until cash runs out to figure this out. #UnitEconomics #StartupFinance #ProfitabilityFirst

𝗛𝗼𝘄 𝗢𝗳𝘁𝗲𝗻 𝗗𝗼 𝗜𝘀𝘀𝘂𝗲𝗿𝘀 𝗢𝗳𝗳𝗲𝗿 𝟬% 𝗔𝗣𝗥 𝗣𝗿𝗼𝗺𝗼𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝗘𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗖𝗮𝗿𝗱𝗵𝗼𝗹𝗱𝗲𝗿𝘀? Many business owners think 0% APR is only for new cards—but that’s not always true. Some issuers reward existing customers with special promos: ✅ Balance Transfers – Limited-time 0% offers to move existing debt ✅ New Purchases – Short-term interest-free periods on fresh spending ✅ Targeted Offers – Based on your payment history & credit standing ⚠️ Frequency varies by issuer—some run promos a few times a year, while others only offer them occasionally. 💡 Pro Tip: Keep an eye on your email and online account dashboards—special deals often show up there first. #ZeroAPR #BusinessCredit #SmartFunding #Loancater

In-house net terms just don’t deliver the same value they once did. Only a small portion of your clients have payment flexibility, cash flow is stuck in A/R, and credit teams slow sales cycles — all leading to missed revenue growth opportunities. The good news? BackdPayments is changing the game. Discover how modern payment platforms like BackdPayments are transforming B2B credit in our latest article: https://lnkd.in/gW6yaY5X. #B2BPayments #PaymentFlexibility #BackdPayments

A lot of suppliers still manage net terms in-house. Only a few buyers get approved, cash sits in A/R, and credit checks slow down sales. BackdPayments removes the friction with instant approvals, flexible terms, and no A/R burden. #B2BPayments #NetTerms #CashFlow #WholesaleDistribution #B2BCommerce #ManufacturingGrowth #PaymentSolutions

Building credit strategically involves more than just making purchases; it's about responsible usage and timely payments. One individual secured a credit card with a modest limit, consistently paying off balances and leveraging rewards. Within months, responsible behavior led to substantial credit limit increases. This demonstrates how consistent, on-time payments can significantly boost creditworthiness. Consider how strategic credit card usage, coupled with disciplined repayment, can lead to enhanced financial opportunities. #CreditCard #FinancialLiteracy #CreditBuilding #PersonalFinance #SmartSpending

Hidden bank fee overspend averages 7% in Q4, and most teams never see it coming. SpendBrain™ applies anomaly detection to Treasury and Merchant Service contracts to flag errors before they drain your margins. 💡 Catch overspend before it hits your accounts: https://lnkd.in/gef7ah43

The Power of Paying on Time Payment history makes up 35% of your credit score. Yet millions of people underestimate the power of on-time payments. Missing even one can set you back months. In Boost Your Credit Score, I provide strategies to stay consistent with payments—even when life gets hectic. Tools like automatic payments, calendar reminders, and smart budgeting can keep you on track and moving forward. Consistency is everything. Each on-time payment is a step toward higher scores and stronger financial opportunities. 📘 Learn more inside the book: https://amzn.to/4fml3wY 🎤 In my credit workshops, I emphasize practical techniques for building habits around payment consistency. Organizations love how applicable this content is for their members. 📞 Don P. Baker | www.DonPBaker.com #OnTimePayments #BoostYourCredit #FinancialSuccess #SmartHabits #DonPBaker

The Power of Paying on Time Payment history makes up 35% of your credit score. Yet millions of people underestimate the power of on-time payments. Missing even one can set you back months. In Boost Your Credit Score, I provide strategies to stay consistent with payments—even when life gets hectic. Tools like automatic payments, calendar reminders, and smart budgeting can keep you on track and moving forward. Consistency is everything. Each on-time payment is a step toward higher scores and stronger financial opportunities. 📘 Learn more inside the book: https://amzn.to/4fml3wY 🎤 In my credit workshops, I emphasize practical techniques for building habits around payment consistency. Organizations love how applicable this content is for their members. 📞 Don P. Baker | www.DonPBaker.com #OnTimePayments #BoostYourCredit #FinancialSuccess #SmartHabits #DonPBaker

The Power of Paying on Time Payment history makes up 35% of your credit score. Yet millions of people underestimate the power of on-time payments. Missing even one can set you back months. In Boost Your Credit Score, I provide strategies to stay consistent with payments—even when life gets hectic. Tools like automatic payments, calendar reminders, and smart budgeting can keep you on track and moving forward. Consistency is everything. Each on-time payment is a step toward higher scores and stronger financial opportunities. 📘 Learn more inside the book: https://amzn.to/4fml3wY 🎤 In my credit workshops, I emphasize practical techniques for building habits around payment consistency. Organizations love how applicable this content is for their members. 📞 Don P. Baker | www.DonPBaker.com #OnTimePayments #BoostYourCredit #FinancialSuccess #SmartHabits #DonPBaker

Improving credit? Start with a quick win. Smaller balances across multiple cards can negatively impact utilization rate. A strategic approach involves targeting the right accounts for faster score increases, planning payments, using balance timing, and avoiding score drops before applying for credit. This method helps gain control, build momentum, and boost credit score strategically. Managing credit properly turns guessing into winning. #CreditImprovement #CreditScore #FinancialStrategy #CreditManagement