How the health insurance system is broken: A former insider's view

State-Level Benchmarking is here! Introducing a stronger, data-driven approach with Mployer!! 💥 We’re excited to announce a major enhancement to our data-driven consulting, built on years of work and our high expectations for statistically significant cohorts. Our 3-dimensional approach - integrating tight-size segments and industries - stays at the core. 🧐 Increasingly, employers are demanding data-driven advice. They expect plan design benchmarking based on their unique DNA. 🦾 This enhancement, along with several others (Product Cohort Comparison, Cohort Snapshot), allows brokers to make a big impact on employer decisions and ultimately employee satisfaction. Great benefits win top talent. Companies that demonstrate strong benefits retain and attract talent faster. 📈 👉 New to Mployer? Schedule a call to learn more: https://lnkd.in/gfXbp3DX #benefits #employeebenefits #InsuranceInnovation #plandesignbenchmarking #Insurtech

The key is getting ahead, not reacting. Know what’s driving your renewal (and what you can control) Review data early Explore alternative funding options Ask smart questions before accepting a renewal Plan early and communicate with employees Every tough renewal is a chance to improve. Prepare early, stay informed, and turn renewal pain into progress. #EmployeeBenefits #RenewalStrategy #ClarkAdamson #HRCommunity #BenefitsThatWork

Employees don’t always see the full picture when it comes to their benefits, especially with cost-sharing. A strong broker steps in to educate, helping teams understand just how much value their employer is providing. The result? Better appreciation, smarter usage, and stronger retention. #BenefitsEducation #HRSupport #TheBusinessFix #EmployerValue #CostSharing #EmployeeEngagement #SmallBusinessHR #TeamAwareness

For companies with fewer than 50 employees, there’s a big misconception: that benefits are all about price. In reality, they’re about protection, compliance, and keeping the team you’ve built. The key is cutting through the noise and bringing back only what actually matters… what works, what fits, and what your business truly needs. #HRStrategy #SmallBusinessSupport #TheBusinessFix #BenefitsThatMatter #EmployeeRetention #SmartHR #ComplianceSupport #Under50Employees

🤝 Post 2 – “The Human Touch” 👂 Technology alone won’t fix the benefits experience. Nearly 9 in 10 Gen Z and Millennial employees say digital tools are essential — but that’s only half the story. According to Aflac’s new report: • 37% of employees want to talk to a real person during enrollment. • 32% want one-on-one access to a benefit consultant. Only about a quarter of employers provide it. At Benefit Communications Inc., we blend technology with the human touch. Our licensed benefit counselors guide employees through complex choices so they feel confident, not confused. Because benefits don’t work if employees don’t understand them. #BenefitsEducation #EmployeeExperience #BenefitsCounseling #BCI #HRTechnology #HumanConnection

Employees don’t always take full advantage of the benefits you provide and that leaves money on the table.  In our new blog, we outline simple, proven strategies employers can use to increase utilization and improve ROI.  Which incentive has worked best for your team?  🔗 Read here:  https://lnkd.in/emjr8xNQ #BenefitsUtilization #EmployeeBenefits #HRStrategy #EmployerROI #BSPInsights   

📢 From Guesswork to Game Plan: RiskMap Uncovers Cost Savings You Can Act On 💡 The Baldwin RiskMap brings clarity to complexity—providing a holistic review of your benefits program to surface gaps, prioritize actions, and align stakeholders around a smarter path forward. 💡 By connecting insights across funding, plan design, communications, technology, compliance, and advocacy, RiskMap helps uncover operational efficiencies and highlight areas of possible cost savings without sacrificing employee experience. 💡 From contribution modeling to member advocacy via our Employee Care Center, RiskMap turns findings into an executable, year‑round strategy HR can run with. #EmployeeBenefits #BenefitsStrategy #CostSavings #HR #DataDriven #Baldwin

The fastest way to achieve compensation transformation? Start with solid preparation. Before launching a new model or rolling out new technology, it’s critical to assess where you stand operationally, strategically, and culturally. Our latest article walks through how you can: • Clarify stakeholder roles • Evaluate data quality • Strengthen internal alignment Taking time now to close the gaps means smoother implementation, stronger adoption, and better outcomes down the line. Read now > https://hubs.la/Q03LV2YS0 #PhysicianCompensation #HealthCareFinance #TransformationStrategy

If your employees don’t know about their benefits… what’s the point in them? Don’t let them just sit there like ghosts, haunting the handbook and gathering dust! 👻 Bring them back to life with regular reminders, and make sure your team know they’re not invisible! 👏 #EmployeeBenefits #StaffPerks #EmployeeWellbeing #UKBusiness #SmallBusiness

Employer and Employee Benefits through Decisely Insurance Services, LLC. truly does matter for small and medium business around the country. Our data and White Paper proves meaningful reduction in turnover and increased retention for our customers. Our latest Blog from our gracious Chris Covill puts forward what this means to us. Smile Source Medical Association of Georgia American Academy of Emergency Medicine (AAEM) National Association of Dental Laboratories American Physical Therapy Association (APTA) Georgia Optometric Association MISSOURI OPTOMETRIC ASSOCIATION