Ellen Dearborn’s Post

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Product and Fintech Consulting

One of the longest-running debates between Matthew Goldman and me is over how complicated auth really is. My new rule is to start with a simple implementation, limiting it to username and password, and layer from there. Add things like passkeys or social login when they actually solve a problem, not just because they sound cool or create less friction. Matthew just wrote a breakdown of why authentication sucks, how it’s evolved, and what to do about it. Highly recommend it:

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