Dynamic Credit’s Post

Curious about the latest developments in the Dutch housing market? Read all about the affordability issues for first-time home buyers, troubling setbacks in sustainability efforts, and pressing concerns regarding the rental sector in our newest quarterly update: https://lnkd.in/edkV_4it . . .

Is the UK Housing Market (Finally) Heating Up in 2025? 🔥🏡 The property market is off to a strong start this year: 📈 Biggest January price jump since 2020: Average asking prices are up 1.7% (+£5,992), now sitting at £366,189. 🏡 Record seller activity: New properties listed are up 11% compared to last year. 🔑 Buyers are active: Enquiries are up 9%, and sales agreed have risen 11%. 💸 Mortgage rates remain a challenge: Average five-year fixed rates are around 4.75%. But it’s not all good news: ⚠️ Interest rate cuts: The Bank of England’s next moves could influence demand. ⚠️ Stamp duty changes: Coming in April, they could slow activity in pricier areas. Are we set for a thriving market, or will affordability issues hold it back? What’s your take on the year ahead? Let us know in the comments! #PPNBromley #Promoveo #UKHousingMarket #PropertyTrends2025 #StampDuty #MortgageRates #BuyersMarket #PropertyInvestors #UKProperty

Is the UK Housing Market (Finally) Heating Up in 2025? 🔥🏡 The property market is off to a strong start this year: 📈 Biggest January price jump since 2020: Average asking prices are up 1.7% (+£5,992), now sitting at £366,189. 🏡 Record seller activity: New properties listed are up 11% compared to last year. 🔑 Buyers are active: Enquiries are up 9%, and sales agreed have risen 11%. 💸 Mortgage rates remain a challenge: Average five-year fixed rates are around 4.75%. But it’s not all good news: ⚠️ Interest rate cuts: The Bank of England’s next moves could influence demand. ⚠️ Stamp duty changes: Coming in April, they could slow activity in pricier areas. Are we set for a thriving market, or will affordability issues hold it back? What’s your take on the year ahead? Let us know in the comments! #PPNBromley #Promoveo #UKHousingMarket #PropertyTrends2025 #StampDuty #MortgageRates #BuyersMarket #PropertyInvestors #UKProperty

Is the UK Housing Market (Finally) Heating Up in 2025? 🔥🏡 The property market is off to a strong start this year: 📈 Biggest January price jump since 2020: Average asking prices are up 1.7% (+£5,992), now sitting at £366,189. 🏡 Record seller activity: New properties listed are up 11% compared to last year. 🔑 Buyers are active: Enquiries are up 9%, and sales agreed have risen 11%. 💸 Mortgage rates remain a challenge: Average five-year fixed rates are around 4.75%. But it’s not all good news: ⚠️ Interest rate cuts: The Bank of England’s next moves could influence demand. ⚠️ Stamp duty changes: Coming in April, they could slow activity in pricier areas. Are we set for a thriving market, or will affordability issues hold it back? What’s your take on the year ahead? Let us know in the comments! #PPNBromley #Promoveo #UKHousingMarket #PropertyTrends2025 #StampDuty #MortgageRates #BuyersMarket #PropertyInvestors #UKProperty

Is the UK Housing Market (Finally) Heating Up in 2025? 🔥🏡 The property market is off to a strong start this year: 📈 Biggest January price jump since 2020: Average asking prices are up 1.7% (+£5,992), now sitting at £366,189. 🏡 Record seller activity: New properties listed are up 11% compared to last year. 🔑 Buyers are active: Enquiries are up 9%, and sales agreed have risen 11%. 💸 Mortgage rates remain a challenge: Average five-year fixed rates are around 4.75%. But it’s not all good news: ⚠️ Interest rate cuts: The Bank of England’s next moves could influence demand. ⚠️ Stamp duty changes: Coming in April, they could slow activity in pricier areas. Are we set for a thriving market, or will affordability issues hold it back? What’s your take on the year ahead? Let us know in the comments! #PPNBromley #Promoveo #UKHousingMarket #PropertyTrends2025 #StampDuty #MortgageRates #BuyersMarket #PropertyInvestors #UKProperty

🔔 Amidst 14 consecutive months of rising home prices and a recent pause in interest rate adjustments, there's a notable surge in activity from investors and first-home buyers compared to the previous year. 📈 📊 New data from the Australian Bureau of Statistics reveals a 13.3% increase in the value of new loan commitments for housing, reaching $26.4 billion by February 2024. This surge is propelled by substantial annual growth in loans to first-home buyers and investors, escalating by 20.7% and 21.5%, respectively. The robust lending figures underscore the enduring demand among these buyer segments, despite tighter borrowing conditions compared to the pandemic era. Stable interest rates, although higher than previous years, have instilled confidence in the market, with predictions suggesting a potential peak and forthcoming decreases, reducing uncertainty for prospective buyers. With prices continuing to climb, there's a growing urgency among buyers to secure properties before further price escalations and heightened competition ensue. This trend reflects a proactive approach from buyers keen on capitalizing on current market conditions. 🏡 If you’re planning an exciting property purchase in 2024, we’re here to help you secure the finance you need to take the next step. 💰 Talk to us about getting pre-approved on your home loan today. 🤝 *Source: proptrack ☎️ 07 3147 8730 ✅ Make A Smarter Choice! ☀ www.scbrokers.com.au #scbrokers #finance #BrisbaneFinance #brisbanefinance #homeloan #homeloans #brisbane #loan #brisbanefinancebroker #brisbanepropertymarket #financebroker #finance #homeloans #BrisbaneFinance #firsthomebuyer #homeloan #loan #scbrokers #brisbanefinance

After 14 months of consistent home price growth and a recent pause in interest rates, both investor and first-home buyer activity is on the rise. According to new lending data from the Australian Bureau of Statistics, new loan commitments for housing reached $26.4 billion during the year to February 2024, with loans to first-home buyers and investors rising by 20.7% and 21.5% respectively. In this article, we explore what's behind this latest flurry of activity.

The Bank of England (BoE) cut interest rates by 0.25% last month, marking the first rate cut in four years. Widely welcomed by the London housing market, this move has led to a rebound in property prices as Halifax reported a 1.5% year-on-year (YoY) increase in house prices across the UK capital in August. Although the annual change in the national average is 4.3%, average property prices in London (£536,056) are almost double the rest of the country (£292,505), making it an attractive time for buyers and sellers to cash in on the favourable market conditions.

“In its Q3 2024 Home Price Update & Market Forecast, Royal LePage predicted that the aggregate price of a home in Canada will increase 5.5% in the fourth quarter of 2024, compared to the same quarter last year. As lower interest rates boost consumer confidence and borrowing power, home prices are expected to increase as more buyers re-enter the market. Rising demand in the late months of 2024 and into the new year will likely put Canada’s housing market on track for an early spring market” https://lnkd.in/gb8mEvTD

The Impact of Interest Rate Cuts on the Real Estate Sector The recent reduction in interest rates by the European Central Bank is having a notable impact on the real estate market, creating new opportunities for both buyers and investors. With the Euribor at its lowest level since 2022, variable-rate mortgage holders are experiencing relief in their monthly payments, achieving annual savings between €970 and €2,300. This change provides many families with additional liquidity, allowing them to allocate a portion of their income to other projects and expenses. #RealEstate #InterestRate #Market #Europe 📌 Read the full report: https://lnkd.in/d3zg4AhP