A significant portion of Dutch mortgages benefit from backing by NHG, a government-run guarantee scheme that protects lenders and borrowers against losses. This makes them an ideal instrument for capital optimization. The combination of: ✅ Government backing ✅ Attractive returns ✅ Favorable regulatory capital treatment makes NHG mortgages very suitable for balance sheet optimization. By directly investing in NHG-backed mortgages with DMFCO, banks can readily get access to this asset class in a capital efficient way. Curious to learn more? Check the link below.
Public Sector | Banking | Technology | Mortgages and Housing | Digital and Innovation | Management and Policy advise
1moJonathan Parr, Peter Simonse en Martijn Badir