2x Digital Banks 🇻🇳🇸🇦 2x FinTech 🇪🇺🇮🇳 | Fractional executive | Helping banks define and implement digital strategies using CX, behavioral data & technology | Global leader in digital banking & financial inclusion
Scarcity makes you sharper I've experienced this first hand. When there's less money, there's more pressure, but also more clarity. This is how we built TNEX in 9 months with 50 people. You stop hiding behind big budgets. You focus on what really matters. You listen more, test more, and waste less. Some of the most innovative ideas I’ve seen didn’t come from excess, but from constraint. Scarcity forces you to be scrappy. And that’s when creativity kicks in. Why many digital banks built their own core banking systems and now they are offering it as a SaaS? Traditional core banking systems were too expensive. They had to innovate and built their own for a fraction of the money they would have spent otherwise. Next time, instead of asking “what can we do with more money?” why don't think “what can we do with what we already have?” When Less Money Means More Innovation by HBS Working Knowledge: https://buff.ly/5egS0M5
