Neobanks won customers with better mobile apps, faster onboarding, and lower fees, but the infrastructure they're built on hasn't changed. Cross-border payments still rely on correspondent banking, offering yield still depends on partner banks, and expansion still means more licenses, new integrations, and months of work. Stablecoins remove these constraints. With stablecoins, neobanks can launch new products, serve more customer segments, and expand into new markets: • Cross-border payments at a fraction of the cost • Stablecoin wallets alongside existing accounts • Self-custodial accounts in new markets We wrote a practical guide covering these three key unlocks for neobanks, along with what to evaluate before building. Link below.
They are cutting intermidiary banks but you still need banking partnerships and local rails for on/off ramps + acquiring ;)
Really interesting perspective on how stablecoins can reshape neobanking infrastructure. I’ve been following your project for some time and I’m impressed by the vision. One question: is there currently any way for retail investors to gain exposure to Tempo’s growth (directly or indirectly)? Would love to understand how someone outside the institutional side can participate in this evolution.
Read our full guide for neobanks evaluating stablecoins: https://tempo.xyz/blog/stablecoins-for-neobanks