Gregory Gancarz, Ph.D.

A few insurers are already pulling ahead with AI, but it’s not just about using new tools. It’s about rewiring the entire enterprise to embed AI into every workflow, system, and decision. Here’s how leaders are building lasting value with end-to-end AI strategies: https://mck.co/3IyD3Tz

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The Society of Actuaries Research Institute explores how AI and wearables are transforming insurance, unlocking personalization, prediction, and prevention in life and health coverage. 🎧 In this episode of the AI Insights podcast, our very own Blake Hill, VP of Market Development & Growth, unpacks how AI-powered wearables are revolutionizing underwriting, engagement, and product design. He shares real-world use cases, discusses ROI across insurance lines, and offers a forward look at “hearables” and agentic AI—all aimed at helping insurers promote health, equity, and better outcomes. https://lnkd.in/dVGGyENf #HealthInnovation #SOAResearch #DigitalHealth #dacadoo

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Similarities and differences between human brains and GPUs. Both are about the same size/weight. So the internal processing is considerably different. GPU's draw much more power under load, brains no so much. Brains last much longer and require vastly much less infrastructure to produce. #genai #gpu

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As AI reshapes insurance pricing, knowing when and how to apply the right techniques is an invaluable skill. 🔗 Don’t miss out: https://lnkd.in/exDT8aqk Join Akur8's Lead Actuarial Data Scientists, Josh Meyers, FCAS and Max Martinelli, as they explore the role of domain knowledge in rules-based AI and reinforcement learning. Designed for professionals navigating AI adoption, this session offers guidance on aligning advanced modeling techniques with the realities of insurance pricing, regulation, and performance expectations. 💡

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What if the best way to build healthcare tech wasn't to teach engineers actuarial science, but to teach actuaries to code? In our latest #CTO2CTO episode, Robert Stewart, CTO at Arbital Health, shares how his team created "actuarial engineers", domain experts who write production code with AI assistance. The result? Features that would be nearly impossible for pure software engineers to build, no matter how talented. Robert’s approach to leadership, mentorship, and mission-driven work offers lessons for any CTO navigating complexity. Listen/watch and subscribe: https://lnkd.in/eG5q9nCu

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The Casualty Actuarial Society (CAS) and the Society of Actuaries (SOA) have released a new cosponsored Research Paper, “Advanced Analytics in Insurance: Utilizing Building Footprints Derived from Machine Learning and High-Resolution Imagery.” The paper showcases valuable applications in underwriting, rating, and claims settlement within the property and casualty (P&C) insurance sector. The integration of geospatial imagery and artificial intelligence is revolutionizing the property and casualty (P&C) insurance industry. By analyzing satellite and aerial imagery, insurers can assess risk more accurately, streamline claims processing, and enhance underwriting precision. Read more about this new research paper here: https://lnkd.in/eV7CCKpb

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How does an #actuary actually actualize #pricetransparency data? Well, we asked Turquoise Actuary and Solutions Engineer, Allen Chen, how he actually does anything. And folks, he delivered. Here's the TL; DR: Layers of data create the best utility. The best way to begin is to ask simple, straightforward questions and see what the data tells you. Data, actually: https://lnkd.in/dfFS2J8b #employer

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A few insurers are already pulling ahead with AI, but it’s not just about using new tools. It’s about rewiring the entire enterprise to embed AI into every workflow, system, and decision. Here’s how leaders are building lasting value with end-to-end AI strategies: https://mck.co/41nEsCR

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Dr. Gauri Puri, Business and Strategy Officer, analyzes the latest trends shaping revenue cycle management in this insightful new white paper. She discusses innovations such as conversational AI, AI-enabled coding, automated claims scrubbing, and automated payment reconciliation as tools for enhancing accuracy and reducing manual tasks. By leveraging predictive analytics, NLP, and AI technologies, providers can streamline revenue cycle operations to increase productivity and accelerate cashflow significantly. https://lnkd.in/enviqttw #rcm #revenuecyclemanagement #healthcarenews #ai #automation

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As the final chapter of our series on life actuarial technology advancement, we're exploring Agentic AI. What is Agentic AI? Agentic AI represents a significant leap forward in artificial intelligence, empowering systems to make decisions, utilize tools, and interact autonomously with their environment. These intelligent virtual agents can pursue defined goals and adapt to changing situations, bringing a new dimension to efficiency and problem-solving. Unlocking Potential: What Agentic AI Offers This transformative technology offers immense potential for: For Insurers: • Improve customer service systems, from policy set-up and alterations to claims processing. • Act as sales advisers, offering alternative policy options and improved coverage. • Monitor transactions for quality, fraud, bias, compliance, etc. For Life Actuaries: • Automate reporting processes, including data cleaning, checking outputs, and drafting reports. • Monitor for assumption drift and update dashboards. • Produce, replicate, or test modeling. • Suggest capital management optimizations for profit distribution, asset allocation, and reinsurance coverages. While responsible integration emphasizes human oversight and validation to ensure transparency and auditability, the dynamic frontier of Agentic AI is evolving rapidly. We are actively monitoring these advancements, researching how to sustainably harness their full potential to augment and enhance actuarial expertise. Ready to explore how Agentic AI will redefine efficiency and innovation in your actuarial practices? Discover the opportunities and critical considerations in our latest article: https://ow.ly/sh6K50Y4gKz Want to delve deeper into actuarial tech advancements? Contact us at ict@wtwco.com #WTWICT #LifeActuarialTechnology #AgenticAI

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AI can drive real business value, but only if you get the basics right. Strong data, clear governance, and the right use cases are what separate success from chaos. See how one insurer saved 5.2M dollars by building the right AI foundations. Read the full story: https://hubs.la/Q03G7CC70 #AIForBusiness #AIMaturity #DigitalTransformation

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What does it take to turn agentic AI into a competitive advantage for insurers? Next month, Brandon Nuttall, Chief Digital & AI Officer at Xceedance, will join the speaker line-up at Intelligent Insurer's "Agentic & Generative AI for Insurance" Summit. Brandon will join Akhil Lalwani from Allianz UK, Sufen Lim from Tokio Marine Kiln, and Andre du Preez from McGill and Partners on the panel “Agentic AI Unleashed: Creating Competitive Advantage in Insurance,” moderated by Tony Tarquini. The session will dive into how Agentic AI can transform insurance operations, automating routine tasks, reducing costs, and enabling real-time decision-making through advanced data analysis. Brandon and the panel will also address the challenges of integrating AI into legacy infrastructures, the evolving regulatory landscape, and the cultural shifts needed for successful adoption. Learn more: https://lnkd.in/eXPY8HDn

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Treating AI like a black box? You’re leaving ROI on the table. Without observability, AI initiatives in insurance risk stalling or worse, failing quietly. The difference between AI that improves underwriting and claims, and AI that drains resources, comes down to visibility across every step. Leading insurers aren’t waiting. They’re already tracking the right indicators—real-time, contextual, and outcome-driven—to translate AI into real business value. If you're not measuring, you're guessing. And in this market, there's no time for guesswork. 👉 Read More: https://lnkd.in/gjQrm97R In this piece by Pieter Noppé, Co-founder & Chief Customer Officer at Neutrinos, on how observability is turning AI into a competitive advantage. #InsuranceInnovation #Insurtech #ArtificialIntelligence #AIinInsurance #Underwriting #DigitalInsurance #DigitalTransformation #InsuranceTechnology #OperationalExcellence #InsuranceTransformation #AIOps #Observability #InsuranceROI #FutureofInsurance #Neutrinos

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As the final chapter of our series on life actuarial technology advancement, we're exploring Agentic AI. What is Agentic AI? Agentic AI represents a significant leap forward in artificial intelligence, empowering systems to make decisions, utilize tools, and interact autonomously with their environment. These intelligent virtual agents can pursue defined goals and adapt to changing situations, bringing a new dimension to efficiency and problem-solving. Unlocking Potential: What Agentic AI Offers This transformative technology offers immense potential for: For Insurers: • Improve customer service systems, from policy set-up and alterations to claims processing. • Act as sales advisers, offering alternative policy options and improved coverage. • Monitor transactions for quality, fraud, bias, compliance, etc. For Life Actuaries: • Automate reporting processes, including data cleaning, checking outputs, and drafting reports. • Monitor for assumption drift and update dashboards. • Produce, replicate, or test modeling. • Suggest capital management optimizations for profit distribution, asset allocation, and reinsurance coverages. While responsible integration emphasizes human oversight and validation to ensure transparency and auditability, the dynamic frontier of Agentic AI is evolving rapidly. We are actively monitoring these advancements, researching how to sustainably harness their full potential to augment and enhance actuarial expertise. Ready to explore how Agentic AI will redefine efficiency and innovation in your actuarial practices? Discover the opportunities and critical considerations in our latest article: https://ow.ly/gbbf50Y4gUe Want to delve deeper into actuarial tech advancements? Contact us at ict@wtwco.com #WTWICT #LifeActuarialTechnology #AgenticAI

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The Future of Commercial Underwriting is Here: Guidewire UnderwritingCenter Commercial lines underwriting success demands speed and precision. The bottleneck? The time-consuming, manual intake and triage process. We're launching Underwriting Assistant, the foundational AI microservice for Guidewire UnderwritingCenter. It uses generative AI to instantly extract and enrich submission data, delivering a real-time, actionable risk summary. Give your underwriters an edge: 📉 Less time on clerical work 📈 More time on strategic risk assessment See the power of intelligent underwriting in action. 👇

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ICYMI, yesterday at the National Association of Insurance Commissioners (NAIC) National Meeting, NAMIC Policy VP Lindsey Klarkowski addressed the Big Data & AI Working Group, stressing that AI is not new to insurance — tools like Generalized Linear Models have been safely and effectively regulated for years. Her key points: 🔹 Focus on enhancing & leveraging current regulatory tools (NAIC 2025 charge 4.a.) 🔹 Avoid duplicative AI-specific standards 🔹 Maintain consistent enforcement & proven consumer protections NAMIC continues to advocate for strengthening what works to ensure fair, efficient oversight of AI in insurance. #NAMICconnects #NAIC #AIinInsurance #InsuranceRegulation

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How will AI impact insurance carriers and brokerages? Data Analytics Director Joe Schueller shared with Leader's Edge Magazine how Holmes Murphy is investing in technological solutions and how AI is changing the industry. #aiadaption #technologytrends

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Pharma teams don’t need more bold claims. They need tools that make everyday decisions sharper, faster, and grounded in reality. That’s the idea behind Resonance Read — a practical application of generative AI, powered by proprietary behavioral intelligence, built to help pharma teams pressure-test messages and creative before they go out the door. It’s not magic. It’s method. And it’s designed for the real world of healthcare marketing. Read how it works: https://lnkd.in/gktnkd2f #HeartofHealth

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