DD3 Media

What if the biggest change in money doesn’t look exciting at all? What if the real signal is that nobody talks about it anymore? Tedd Huff, CEO of Voalyre, raised the big question in Leaders One on One, and Nik Milanović, Founder of This Week in Fintech and Stablecon, gave an answer that should make bank leaders, fintech founders, and product teams stop and think. He wasn’t talking about hype. He was talking about adoption becoming normal. Nik Milanović said, "all of a sudden it's gonna feel like overnight every financial institution is just using stable coins and using blockchain." That’s the part a lot of people probably miss. The end state may not feel dramatic to the customer at all. It may just feel like payments work better, settlement happens faster, and fewer people need to explain why money is delayed. 📍 Stablecoins may become standard bank infrastructure 📍 Customer experience may feel mostly unchanged 📍 The biggest shift may happen behind the scenes 📍 Payments teams will need new operating assumptions 📍 Banks that wait too long may lose ground quietly Tedd Huff does a good job pulling practical answers out of big topics, and Nik Milanović makes a strong point here. The market may spend years talking about stablecoins, then wake up and realize they’re already built into everyday finance. Would your company know how to respond if stablecoins became standard faster than expected? #Fintech #Stablecoins #Blockchain #Banking #CryptoPayments #CrossBorderPayments #PaymentInfrastructure #TreasuryManagement #LeadersOneOnOne #TeddHuff #NikMilanovic #Voalyre #ThisWeekInFinTech #Stablecon Tedd Huff DD3 Media Fintech Confidential Voalyre

For Victor D. Lombard (DIVINE), CEO and Co-Founder of Notes, tech isn’t a luxury, it’s survival. He grew up watching his community get left out of banks, services, and opportunities. So he built something that opened the door for others who’ve been overlooked for far too long. 📩 Get more stories like this weekly: https://lnkd.in/g98UMh5r 1️⃣ He started with Blak 2️⃣ He evolved through Solvent 3️⃣ He built Notes to scale access for those left behind In this episode of Fintech Confidential, hosted by Tedd Huff CEO of Voalyre, you’ll hear what it takes to go from locked out to leading the charge. Victor’s vision is about ownership, equity, and tools that actually work for regular people. This one will change how you think about building. #Fintech #Leadership #TechForGood #Startup #BlackFounders #BusinessSuccess #CEO #Entrepreneurship #FounderFocus #UnderservedCommunities #WealthCreation #FinancialInclusion #Equity #NotesApp #FinancialServices #PodcastHighlight #BusinessAccess #TeddHuff #FintechConfidential #CommunityImpact #MoneyMatters #BankingSolutions #StartupPodcast #RealLeadership #UnderrepresentedVoices Tedd Huff DD3 Media Voalyre Fintech Confidential

Are merchant payouts about to move a lot faster than most teams expected? On Web3 with Fintech Confidential, Tedd Huff talks with Keith Vander Leest, US General Manager at BVNK, about why stablecoin payments matter in issuing and merchant acquiring. Keith Vander Leest of BVNK said, "On the issuing side the issuer can settle 24/7." That line matters because timing changes operations. If an issuer can settle all day, every day, the pressure on old funding schedules starts to loosen. This is where the conversation gets useful. Teams that issue cards or manage payout flows care about speed, funding pressure, and what happens over weekends. 📍 24/7 settlement changes issuer operations 📍 Faster merchant payouts improve cash access 📍 Weekend settlement reduces waiting time 📍 Stablecoin payment rails can ease funding friction Tedd keeps the focus on practical use cases, and Keith gives a grounded answer that payment leaders can actually use. That makes this one worth paying attention to if you work in issuing, acquiring, treasury, or merchant services. If your team could settle 24/7, what would you fix first? #Fintech #StablecoinPayments #MerchantPayouts #Issuing #Acquiring #Payments #OnChainSettlement #Web3 #FintechConfidential #TeddHuff Tedd Huff DD3 Media Fintech Confidential

What happens when your AI strategy collects everything, and still tells you nothing useful? That gap is where most teams lose time, money, and trust. On Fintech Confidential, Leaders One on One, Tedd Huff, CEO of Voalyre, sat down with Mamta Rodrigues, Chief Client Officer of Banking at TP, and the point hit hard. Mamta said: “So the so what is why it's so important is it's the personal effect, It's personalizing what you get Tedd versus what I get at the end of the day.” That line matters. Because AI in finance, banking AI, and customer personalization only work when the output changes based on the person in front of you. Too many teams stop at dashboards. They can see activity. They can count events. They can report trends. They still can't answer the real question, which is, what should happen next for this customer right now? Tedd pushes into that issue in this episode. Mamta Rodrigues, Chief Client Officer of Banking at TP, brings it back to the consumer view, and honestly, that's where more leaders need to focus. 📍 Data has to lead to action 📍 Personalization has to feel relevant 📍 Consumer context has to shape the offer 📍 AI models need clear business purpose 📍 Teams need to define the “so what” early This is where a lot of AI pilots fail. They start with access to data, then stall because nobody tied the data to a decision, a product moment, or a customer need. That's expensive. And it's avoidable. If you're building AI in banking, customer experience in finance, or personalization programs, ask yourself one simple thing. Can your team explain the “so what” in one sentence? What’s one customer signal your business collects today, and still doesn’t use well? #AIinFinance #AIinBanking #Fintech #Banking #Payments #CustomerExperience #Personalization #DataAnalytics #FinancialServices #TeddHuff #Voalyre #FintechConfidential #LeadersOneOnOne #TP Tedd Huff DD3 Media Fintech Confidential

What happens when value changes hands right away How would that change your vendor terms Tedd Huff, CEO of Voalyre, sits down with Geetha Panchapakesan, Founder and CEO of Tesser, to show how instant ownership helps partners trust you. Planning gets easier; payouts move with confidence. Audits stay clean when policy and procedures are clear. Ownership updates fast. You stop babysitting balances. You start allocating cash where it matters. 📍 Replace refills with onchain transfer plus payout 📍 Use clear status to cut support tickets 📍 Keep policy and procedures tight for clean audits Ready to retire your refill calendar for one corridor #Stablecoins #CrossBorderPayments #Fintech #Payments #Treasury #WorkingCapital #Onchain #USDC #USDT #Remittance #FintechConfidential #Voalyre #Tesser #GeethaPanchapakesan #TeddHuff Tedd Huff DD3 Media Fintech Confidential

What if one of the strongest BaaS play is coming from a market most people overlook? Tedd Huff and Stephen Bishop got into a point that deserves more attention, Lindsay Borgeson, President of Partner Banking at Core Bank, made it plain: "We are not the biggest name in BaaS yet We certainly aim to be a well-known respected name," Lindsay Borgeson, Core Bank. That kind of statement matters. It tells you Core Bank knows exactly where it stands, and exactly where it wants to go. A lot of sponsor bank programs chase attention. This sounds different. It sounds measured, focused, and built with a long view in mind. What stood out in this Inside The Vault episode was how Tedd Huff and Stephen Bishop pulled out the discipline behind the growth story. Lindsay Borgeson, President of Partner Banking at Core Bank, wasn't selling hype. She was talking about being respected, being built correctly, and knowing who they want to serve. That's the part many people miss. You don't build trust in partner banking by being loud. You build it by being clear, consistent, and very good at the basics that actually matter. 📍 Clear market position 📍 Strong sponsor bank focus 📍 Practical BaaS strategy 📍 Real partner selection discipline 📍 Business fintech alignment This is why the episode lands. Tedd Huff, Stephen Bishop, and Lindsay Borgeson are talking about bank sponsorship, fintech partnerships, card issuance, deposits, and money movement in a way that's useful to people actually doing the work. If you're building in BaaS, sponsor banking, embedded finance, or fintech infrastructure, you should pay attention to who is quietly getting the foundation right. Are the strongest sponsor bank partnerships being built away from the spotlight? #Fintech #BaaS #SponsorBank #BankingAsAService #EmbeddedFinance #FintechPartnerships #CardIssuance #MoneyMovement #PartnerBanking #Deposits #CoreBank #LindsayBorgeson #TeddHuff #StephenBishop #InsideTheVault Tedd Huff DD3 Media Fintech Confidential

What do smart operators actually keep after the hype blows up? Tedd Huff brought a sharp conversation to Web3 with Fintech Confidential, sitting down with Keith Vander Leest, US General Manager at BVNK, to talk about what stood out when so much noise was flying around crypto payments. Keith Vander Leest of BVNK said, "My one takeaway from that, the only use case that I could wrap my head around was the cross-border use case." That matters. When experienced people strip a market down to what actually works, cross-border payments keep coming up. A lot of founders chased headlines. Keith focused on utility, speed, and the fact that businesses still need money to move at all hours. 📍 Cross-border payments stayed relevant when other ideas lost credibility 📍 Stablecoins got attention because the use case was clear 📍 24/7 movement matters for real businesses, not theory 📍 Operators follow working payment flows, not noise Tedd Huff and Keith Vander Leest of BVNK put this in practical terms, and honestly, that’s why this episode hits. It speaks to founders, payment teams, and finance leaders who care more about use than hype. If you were in the room back then, would you have spotted the same use case? #Fintech #Stablecoins #CrossBorderPayments #CryptoPayments #Web3 #BVNK #Payments #GlobalPayments #FintechConfidential #TeddHuff Tedd Huff Fintech Confidential DD3 Media Voalyre

Most banks still talk about stablecoins like they’re a side project. What happens when the side project becomes the payment expectation? Tedd Huff sits down with Nik Milanović, Founder of This Week in Fintech and Stablecon, and the message is pretty clear. The real shift isn’t just faster movement of money, it’s what money can do once it gets there. Nik Milanović of This Week in Fintech and Stablecon said, "when more of these companies start using and experimenting with and adopting stable coins they'll start doing things that aren't actually possible on analog rails." That should get every bank and fintech operator paying attention. If your team still sees stablecoins as a crypto topic, you’re probably missing the operational story. This is about product design, customer support, dispute handling, and how money behaves inside software. 📍 Faster settlement expectations 📍 New payment logic tied to the transaction itself 📍 Escrow and dispute workflows built into the payment layer 📍 Better cross-border options for modern platforms 📍 A real shift in how customers will expect money to work Tedd Huff brings this conversation into focus with Nik Milanović in Leaders One on One, and honestly, it gets practical fast. This isn’t theory for the next decade, it’s a decision set that product, bank, and payment teams need to work through now. So here’s the question, is your company building for stablecoin capability, or just watching other teams get there first? #Fintech #Stablecoins #Banking #Payments #CrossBorderPayments #CryptoPayments #TreasuryManagement #FintechConfidential #LeadersOneOnOne #TeddHuff #NikMilanovic #Voalyre #ThisWeekInFinTech #Stablecon Tedd Huff DD3 Media Fintech Confidential

If you had to bet your own money on what embedded finance looks like in three years, what would you actually write down? Would it match what experienced operators are saying on and off the stage? In this Inside The Vault clip, host Tedd Huff, Founder and CEO of Voalyre and host of Fintech Confidential, asks the panel to “look deep into the crystal ball” and share their honest view of embedded banking three years from now.  Rodrigo Suarez talks about fewer players, fewer programs, and higher quality offerings as consolidation hits and the market matures.  AnaLiza Grandner sees fewer banks in embedded banking, yet bigger and stronger programs, with the stablecoin movement starting to play a real part.  Stephen Bishop says, “It is gonna be very interesting to see where it goes and a lot of excitement,” as he weighs how these forces may reshape what banks and fintechs actually do together.  📍 Write your own three year prediction for embedded finance and compare it to what this panel is saying.  📍 List the specific moves you would need to make this year for your company to look smart in that future.  📍 Share those moves with your bank partners and see which ones they support and which ones they push back on.  📍 Stop chasing every new idea and focus on the use cases that are likely to matter in this tighter, more focused market.  📍 Build an internal habit of revisiting your three year view every quarter so it stays grounded in real signals.  If you sat across from Tedd Huff, AnaLiza Grandner, Rodrigo Suarez, and Stephen Bishop and showed them your three year plan for embedded banking, would they see a hype slide or a serious strategy? #embeddedfinance #baas #bankingasaservice #stablecoins #crossborderpayments #sponsorbanks #fintech #money2020 #teddhuff #fintechconfidential Tedd Huff Fintech Confidential DD3 Media