Currency.com

Real-world asset tokenisation on-chain has crossed $32 billion. Three weeks ago it was $20 billion. That pace is not a forecast. It is a data point. On May 9, BlackRock filed with the SEC for two additional tokenised fund structures. BlackRock's BUIDL fund already holds $1.7 billion in on-chain assets — the largest tokenised Treasury product in the world. These filings are not an experiment expanding. They are a product line scaling. The infrastructure signals are equally clear. Ondo, JPMorgan, Mastercard, and Ripple recently completed the first live cross-border tokenised Treasury redemption on the XRP Ledger — bridging traditional clearing infrastructure with blockchain settlement rails in a live transaction. Chainlink's interoperability protocol now serves as the primary oracle layer for more than 60% of tokenised RWA products by AUM. The institutional question has shifted. Not whether tokenised assets are viable. Not which platforms are experimenting. But which platforms have the regulated custody and multi-jurisdictional compliance infrastructure to hold these assets at the scale that is now arriving. Which asset class do you expect to see the most institutional tokenisation activity in over the next 12 months? #rwa #tokenization #digitalassets #institutionaladoption #digitalfinance

The GENIUS Act is ten months old. The real work is happening now. Six federal agencies — the OCC, FDIC, NCUA, FinCEN, the Treasury, and OFAC — are each publishing final implementing regulations. Every primary federal payment stablecoin regulator must complete their rulemaking by July 18, 2026. The comment periods are closing. The final rules are being written. This is the phase that turns legislative intent into operational obligation. What the rulemaking covers. The OCC's framework covers reserve composition and segregation, capital requirements, disclosure standards, custody standards, and AML provisions. FinCEN and OFAC are setting the illicit finance and sanctions compliance layer on top. The Treasury's proposed rule addresses requirements across all issuer types. Each agency's rules are distinct but designed to interlock. A stablecoin platform operating across multiple issuer types needs to understand how all six fit together — not just the rules from its primary regulator. Why July 18 matters more than most realise. The GENIUS Act becomes binding within 120 days of final rules being issued. If all agencies meet the July 18 deadline, that window closes as early as November 2026. Platforms still mapping their compliance obligations to proposed rules are building against a moving target. Platforms that have been operating under equivalent standards — reserve requirements, custody standards, AML frameworks — are not adapting to a new regime. They are operating in the one that is arriving. At Currency.com, we hold a Gibraltar DLT licence active since 2019 and operate across 30 US states under money transmission licences. The standards the GENIUS Act is codifying are the standards we have been meeting for years. For us, July 18 is a validation, not a deadline. Combined with California's Digital Financial Assets Law taking effect July 1, the next five weeks represent the most significant concentration of digital asset compliance milestones in years. The window to build is closing. The window to operate is opening. What aspect of GENIUS Act implementation do you see as most consequential — the OCC's reserve framework, the multi-agency AML layer, or the federal versus state licensing divide? #stablecoins #geniusact #cryptoregulation #digitalfinance #compliance #digitalassets

Tokenised Treasuries. Tokenised private credit. Tokenised real estate. Real world assets are moving on-chain faster than most platforms are building for. The pipeline is wider than most expected. And the infrastructure question for institutional investors has shifted quickly from "can we tokenise this?" to "where will it be held compliantly?" For institutional investors, the answer requires a platform that understands both the digital asset layer and the regulatory layer. Not all platforms are built for both. The opportunity in RWA is substantial. The firms that capture it long term will be the ones that approach it with the same rigour as traditional asset management. Regulated custody. Auditable records. Clear recourse. That is the standard this market is moving toward. Which asset class do you see leading the next wave of real world tokenisation? #rwa #tokenization #digitalfinance #digitalassets

The US is building a legal framework for payment stablecoins. The GENIUS Act is one of the most consequential pieces of digital finance legislation advancing right now. For the past several years, stablecoins have operated in a grey zone in the United States. Widely used, substantial in market volume, and central to how digital asset transactions are settled, yet without a clear legal classification that tells issuers, platforms, or users what rules apply. That is changing. The GENIUS Act, currently advancing through Congress, would establish a formal legal framework for payment stablecoins. It defines what a payment stablecoin is, what reserve requirements apply, who can issue one, and under what oversight conditions. That combination of definition and enforceable requirement is precisely what the market has been waiting for. Stablecoins are not just a product category. They are infrastructure. They sit underneath cross border settlement, payments, and treasury management. When stablecoin infrastructure has clear legal status, the services built on top become more stable, more predictable, and more accessible to institutional investors who have been waiting for regulatory clarity. The GENIUS Act is moving alongside the SEC and CFTC cooperation agreement on digital assets, the SEC Crypto Task Force working through token classification, and the FCA extending its regulatory perimeter in the UK. These are not isolated events. They are coordinated regulatory infrastructure being built across major jurisdictions at the same time. For platforms with multi-jurisdictional licences, this convergence is significant. At Currency.com, we hold a Gibraltar DLT licence, active since 2019, and operate across 30 US states under money transmission licences. The foundation is already in place. As stablecoin regulation clarifies in the US, we do not need to retrofit our compliance approach. The direction is clear: payment stablecoins will have a legal framework in the US. The questions remaining are about timeline and technical detail, not destination. What aspects of stablecoin regulation do you see as most important to get right in the first framework? Reserve requirements, issuer eligibility, or cross border interoperability? #stablecoins #digitalfinance #regulation #geniusact #compliance #digitalassets

The FCA just expanded what it means to operate in digital finance. What this week's consultation means for platforms still building toward compliance. On April 20, the UK Financial Conduct Authority launched a consultation extending its regulatory perimeter to DeFi protocols, Web3 user interfaces, and crypto wallet providers. These segments will now require FCA authorisation to operate in the UK. For many platforms, this arrives as a significant operational challenge. For those who built compliance into their core infrastructure from the start, it reads as confirmation of a direction we have been moving in for years. Here is why this consultation matters, and why it matters now. The observation phase is over. The FCA has watched DeFi and Web3 with increasing scrutiny. This consultation signals the end of informal operation as a viable option for platforms serving UK clients. The question is no longer whether these segments will be regulated. It is what the authorisation process will look like. Compliance infrastructure is not a quick build. Authorisation requires documented policies, operational controls, risk management frameworks, and the ability to evidence all of it to a regulator at any point. Platforms that have operated without this infrastructure face months of structural work. The divide between platforms that prepared early and those that did not will become visible quickly once final rules are in force. This is good for the people who use these platforms. Regulatory oversight creates enforceable protections. When a platform is authorised, clients have transparency about how their assets are held, recourse when things go wrong, and confidence the platform has met a minimum standard of operational integrity. The UK move does not sit in isolation. The EU's MiCA framework is now in force. The US SEC and CFTC recently signed a cooperation agreement on digital asset oversight. Stablecoin legislation is advancing in Congress. Regulators are building coordinated systems that overlap and reinforce each other across major markets. Platforms serving institutional clients across multiple jurisdictions will need multi-jurisdictional compliance capability. At Currency.com, this is the environment we were built for. We see regulatory convergence as the natural progression toward a digital finance market that works for everyone. The window for building compliance infrastructure ahead of regulatory pressure is narrowing. Platforms that act now will be better positioned than those waiting for final rules. We welcome the direction of travel. And we are ready for it. What do you see as the biggest challenge for platforms navigating this kind of regulatory expansion? #digitalfinance #regulation #compliance #cryptoregulation #fca #digitalassets

We’re proud to welcome James Lasry CIFD TEP as Chairman of the Board of our Gibraltar #DLT-licensed entity — a significant step forward in strengthening our governance and advancing our regulated finance vision 🚀 With over 25 years of experience across asset management, investment funds, and #financialregulation, James brings deep expertise shaped through leadership roles in organizations such as #Hassans International Law and the Gibraltar Funds & Investments Association. His appointment reinforces our commitment to building a trusted, #institution-ready #digitalfinance platform, designed for long-term value, secure access to #digitalassets, and evolving client needs. As the industry continues to mature, we remain focused on delivering regulated, infrastructure-grade solutions that go beyond trading — supporting a more resilient and accessible financial ecosystem. More details here 👇 https://bit.ly/4mgtXdP #CurrencyCom #DigitalAssets #Fintech #Regulation #Leadership #Blockchain 

🚀 Introducing the Currency.com Card Currency.com has launched its new crypto-native card, designed to make digital assets easier to use in everyday payments. The Currency.com Card allows clients to deposit USDC and spend through the Visa network, providing a seamless way to move from holding crypto to using it in real-world transactions. With no need for manual conversions or pre-funding, users can access their digital assets more efficiently wherever Visa is accepted. Built to support the needs of globally active investors, entrepreneurs, and businesses, the card helps simplify treasury management and day-to-day payments while maintaining the flexibility of digital assets. The launch of the Currency.com Card is another step toward expanding the practical use of crypto and building a more connected financial ecosystem where digital assets can be used as easily as traditional money. 🔗 Learn more: https://lnkd.in/egErkZKd #Crypto #Fintech #Payments #Stablecoins #DigitalAssets #CurrencyCom

We’re pleased to announce the appointment of Alexander Kravets as U.S. CEO of Currency.com. Alexander brings extensive experience building and scaling regulated digital asset businesses, with deep expertise in market infrastructure, compliance, and institutional trading. His appointment reflects our continued commitment to strengthening our presence in the United States and supporting the growing demand for secure, compliant digital finance solutions. The U.S. market is central to the evolution of digital assets, and we remain focused on delivering trusted, regulated infrastructure for professional and institutional participants. Please join us in welcoming Alexander to the team! https://lnkd.in/eJhp4qvB

Crypto in 2025 was less about momentum — and more about structure. Behind the headlines and price action, the past year revealed how digital assets are steadily embedding themselves into the mechanics of global finance. 5 developments captured this shift: 1. Crypto ETFs changed how the market behaves. They didn’t just expand access — they introduced discipline. Capital flows became more transparent, allocation strategies more repeatable, and crypto’s sensitivity to macro conditions more pronounced. 2. Stablecoins moved into an infrastructure role. Their use extended well beyond trading, supporting settlement, treasury operations, and cross-border activity — while regulatory clarity continued to reshape how they scale. These changes are signals, not endpoints.In our latest article, we analyze five financial trends that defined crypto in 2025, using major market events from the past year and highlighting what they’re already setting up for 2026 — from tokenized treasuries to infrastructure and balance-sheet adoption.  Read the full article via the link below 👇

We’re excited to announce a strategic partnership with Zodia Markets, a leading institutional-grade #liquidity provider backed by #StandardCharteredBank. This collaboration significantly strengthens our global trading infrastructure and elevates the execution experience for our users — especially for large-volume and #institutional-level transactions. By integrating with #ZodiaMarkets, Currency.com clients now benefit from deeper liquidity, more competitive pricing, and robust execution standards typically reserved for major institutional players. The enhanced infrastructure is designed to support transactions of up to $100M+, ensuring resilience and efficiency even during periods of heightened market activity. This marks another strategic milestone in our mission to #scaleglobally, meet evolving market needs, and deliver enterprise-grade trading capabilities across Europe, Asia, and the US. 👉 Read more about how this partnership enhances liquidity and execution quality for all Market participants https://lnkd.in/gTPmxJHq