Avtal

Email is here to stay. Listen to Carlson & Messer’s David Kaminski outline why email has a lower regulatory hurdle to stay compliant compared to other digital collections methods such as voice with Avtal’s Chief Growth Officer and former CFPB regulator John McNamara.

Avtal Chief Growth Officer John McNamara sat down to talk the necessity of digital adoption with Carlson & Messer’s David Kaminski. Listen to David speak about why agencies need to “use everything in the arsenal” as digital collections can fundamentally level up the way agencies do business and deliver the fastest conversion rates possible.

With the rise of AI Voice, collectors need to be sure they are operating within the bounds set by the regulators. Listen to Carlson & Messer’s David Kaminski outline with former CFPB regulator and Avtal’s Chief Growth Officer John McNamara why outbound AI Voice requires prior express consent. 

After more than a decade at the CFPB, current Avtal Chief Growth Officer John McNamara sat down to talk the impact of digital communication with Carlson & Messer’s David Kaminski. Listen to David speak about why the CFPB might want agencies to adopt digital as a part of their collection strategy.

We are pleased to announce that Avtal has raised $24 million in Series A and Seed funding, led by S3 Ventures with participation from NJP Ventures, LLC Ventures. This capital will accelerate our mission to provide the foundational digital infrastructure for the debt collection industry. By equipping agencies with fully white-labeled, compliant digital outreach and payment tools, we enable them to modernize their workflows, increase recovery rates, and offer consumers a streamlined, self-serve resolution experience. We will utilize this investment to scale our engineering team and further enhance our platform capabilities. We extend our gratitude to our investors, our dedicated team, and our agency partners for their continued trust and support. We’re actively hiring engineers in Austin to help us build the future of digital debt collection. If you want to work on high-scale messaging, payments, and real-world financial systems please see below: Learn more: https://lnkd.in/gtHaF_wD Apply here: https://lnkd.in/g8AYBvRz Read the full press release here: https://lnkd.in/giUW8GaP

After more than a decade at the CFPB, current Avtal Chief Growth Officer John McNamara will take the stage at RMAI in Vegas next week to give his unvarnished take on compliance in degranulated times. As a regulator, John saw consumers increasingly engage with collectors digitally. In this clip from a recent podcast with the industry's Steve Ruderman, hear John talk about the three things that should agencies the most about Avtal's platform. #RMAI2026 #Compliance #DigitalEngagement #Collections

We’re excited for the 2026 RMAI Annual Conference in Las Vegas in just over a week. Our own John McNamara will be speaking alongside Andrew Blady and John K. Rossman on compliance in deregulated times. John spent more than a decade at the CFPB and played a central role in shaping Regulation F. The session will cover shifts in federal and state enforcement, private litigation, and how debt buyers should adjust their strategies. If you work in compliance, collections, or debt buying, this is a session worth planning around. #RMAI2026 #Compliance #DebtBuying #Collections #FinancialServices

We’re excited to be heading to ARMTech 2026 next week in Dallas with Mike Gibb. Most agencies we talk to fall in two camps. Some are still trying to figure out how to start with digital without adding compliance risk, tech roadblocks or budget. Others are already running digital, but returns have flattened or vary wildly by portfolio. Avtal was built for both. We give agencies a low-risk way to launch digital and a unified solution to improve performance. If you are attending ARMTech and digital is on your 2026 plan, stop by and see what agencies are doing to make digital work for them. #ARMTech #DebtCollection #DigitalCollections #Avtal

Digital channels compound collection performance. In this clip, Roger Lai, Chief Customer Officer at Avtal, explains why email combined with SMS outperforms single channel programs. Across matched population tests, we've found integrating channels can increase liquidation rates by more than 20% and sometimes as much as 100%. When channels are unified, a single system can adapt to behavior and coordinate engagement instead of operating like disconnected programs. The potential lift makes it worth testing. Watch the clip. #DigitalCollections #DebtCollection #Avtal #Fintech

The challenges of sending email at scale are real. Email is still the foundation for compliant digital collections. It is also one of the fastest to lose performance as volume increases. Inbox placement slips. Sender reputation softens. Results vary by ISP. In his latest article, Avtal Chief Growth Officer John McNamara explains what causes performance to erode over time, and what agencies have to manage if they want to scale. Read it here: https://lnkd.in/gaGaTTWy #DigitalEngagement #DebtCollection #Avtal