Pillar III

The Pillar III report provides information about Groupe BPCE's risks and, as such, complies with Regulation No. 575/2013 on prudential requirements for credit institutions (Capital Requirements Regulation – CRR) and Directive No. 2013/36 on access to the activity of credit institutions and the prudential supervision of credit institutions (Capital Requirements Directive VI – CRD VI).

For years prior to 2016, refer to the Pillar III section of the chapter on risks in the registration document.

2024

Risk report Pillar III Groupe BPCE 2024

Published on March 28, 2025

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Consult

DOCUMENT PDF – 5,8 MB

Update

Update

  • Update September 2025 – Pillar III report 2024

    DOCUMENT PDF published on November 19, 2025

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    2 Mo

  • Update June 2025 – Pillar III report 2024

    DOCUMENT PDF published on September 18, 2025

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    20 Mo

  • Update March 2025 – Pillar III report 2024

    DOCUMENT PDF published on May 23, 2025

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    2 Mo

Disclosure of own funds requirements (implementing Regulation (EU) No 1423/2013 of 20/12/2013)

Disclosure of own funds requirements (implementing Regulation (EU) No 1423/2013 of 20/12/2013)

  • BPCE Main features of senior non preferred debt 2025 06 30

    DOCUMENT PDF

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    162 Ko

  • BPCE Main features of Tier2 capital instruments 2025 06 30

    DOCUMENT PDF

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    182 Ko

  • BPCE Main features of senior non preferred debt 2024 12 31

    DOCUMENT PDF

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    163 Ko

  • BPCE Main features of Tier2 capital instruments 2024 12 31

    DOCUMENT PDF

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    170 Ko

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important banks – 2024/12/31

    PDF DOCUMENT

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    60 Ko

Remunerations: in accordance with the article 266 of the Decree of November 3, 2014

Remunerations: in accordance with the article 266 of the Decree of November 3, 2014

  • Groupe BPCE 2024 Report on remuneration

    DOCUMENT PDF

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    248 Ko

  • BPCE 2024 Report on remuneration

    DOCUMENT PDF

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    593 Ko

2023

Risk report Pillar III Groupe BPCE 2023

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Consult

DOCUMENT PDF – 5,8 MB

Update

Update

  • Update September 2024 – Pillar III report 2023

    DOCUMENT PDF

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    1 Mo

  • Update June 2024 – Pillar III report 2023

    DOCUMENT PDF

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    9 Mo

  • Update March 2024 – Pillar III report 2023

    DOCUMENT PDF

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    1 Mo

Disclosure of own funds requirements

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE – Main features of senior non preferred debt – 2024 06 30

    DOCUMENT PDF

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    397 Ko

  • BPCE – Main features of Tier2 capital instruments – 2024 06 30

    DOCUMENT PDF

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    314 Ko

  • BPCE – Main features of senior non preferred debt – 2023 12 31

    DOCUMENT PDF

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    165 Ko

  • BPCE – Main features of Tier2 capital instruments – 2023 12 31

    DOCUMENT PDF

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    212 Ko

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important banks – 2023/12/31

    DOCUMENT PDF

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    112 Ko

Remunerations: in accordance with the article 266 of the Decree of November 3, 2014

Remunerations: in accordance with the article 266 of the Decree of November 3, 2014

  • Groupe BPCE 2023 Report on remuneration

    DOCUMENT PDF

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    221 Ko

  • BPCE 2023 Report on remuneration

    DOCUMENT PDF

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    501 Ko

2022

Pillar III Report

Risk report Pillar III Groupe BPCE 2022

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Consult

DOCUMENT PDF – 4.6 MB

Actualisation

Actualisation

  • Update September 2023 – Pillar III report 2022

    DOCUMENT PDF

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    916 Ko

  • Update June 2023 – Pillar III report 2022

    DOCUMENT PDF

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    5 Mo

Disclosure of own funds requirements

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE- Main features of senior non preferred debt – 2022 31 12

    DOCUMENT PDF

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    366 Ko

  • BPCE Main features of Tier2 capital instruments – 2022 31 12

    DOCUMENT PDF

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    669 Ko

  • BPCE- Main features of senior non preferred debt – 2023 06 30

    DOCUMENT PDF

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    146 Ko

  • BPCE Main features of Tier2 capital instruments – 2023 06 30

    DOCUMENT PDF

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    674 Ko

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important banks – 2022/12/31

    DOCUMENT PDF

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    122 Ko

Remunerations

In accordance with the article 266 of the Decree of November 3, 2014

In accordance with the article 266 of the Decree of November 3, 2014

  • Groupe BPCE 2022 Report on remuneration

    DOCUMENT PDF

    Download

    356 Ko

  • BPCE 2022 Report on remuneration

    DOCUMENT PDF

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    498 Ko

2021

Pillar III Report

Risk report Pillar III Groupe BPCE 2021

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Consult

DOCUMENT PDF – 4.3 MB

Actualisation

Actualisation

  • Update June 2022 – Pillar III report 2021

    DOCUMENT PDF

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    4 Mo

Disclosure of own funds requirements

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE Main features of senior non preferred debt 2022 30 06

    DOCUMENT PDF

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    328 Ko

  • BPCE Main features of Tier2 capital instruments 2022 30 06

    DOCUMENT PDF

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    344 Ko

  • BPCE- Main features of senior non preferred debt – 2021 31 12

    DOCUMENT PDF

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    379 Ko

  • BPCE Main features of additional Tier1 capital instruments – 2021 31 12

    DOCUMENT PDF

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    572 Ko

  • BPCE Main features of Tier2 capital instruments – 2021

    DOCUMENT PDF

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    651 Ko

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important banks – 2021/12/31

    DOCUMENT PDF

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    111 Ko

Remunerations

In accordance with the article 266 of the Decree of November 3, 2014

In accordance with the article 266 of the Decree of November 3, 2014

  • GROUPE BPCE 2021 Report on remuneration

    DOCUMENT PDF

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    266 Ko

  • BPCE 2021 Report on remuneration

    DOCUMENT PDF

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    453 Ko

2020

Pillar III Report

Risk report Pilar III Groupe BPCE 2020

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Consult

DOCUMENT PDF – 5.7 MB

Update

Update

  • Update June 2021 – Pillar III report 2020

    DOCUMENT PDF

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    4 Mo

Disclosure of own funds requirementsations sur les fonds propres

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE Breakdown of regulatory capital by category – 2021 30 06

    DOCUMENT PDF

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    286 Ko

  • BPCE- Main features of senior non preferred debt – 2021 30 06

    DOCUMENT PDF

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    367 Ko

  • BPCE Main features of additional Tier1 capital instruments – 2021 30 06

    DOCUMENT PDF

    Download

    572 Ko

  • BPCE Main features of Tier2 capital instruments – 2021 30 06

    DOCUMENT PDF

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    648 Ko

  • BPCE Breakdown of regulatory capital by category – 2020 31 12

    DOCUMENT PDF

    Download

    283 Ko

  • BPCE- Main features of senior non preferred debt – 2020 31 12

    DOCUMENT PDF

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    356 Ko

  • BPCE Main features of additional Tier1 capital instruments – 2020 31 12

    DOCUMENT PDF

    Download

    534 Ko

  • BPCE Main features of Tier2 capital instruments – 2020 31 12

    DOCUMENT PDF

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    623 Ko

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important banks – 2020/12/31

    DOCUMENT PDF

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    189 Ko

Remunerations

In accordance with the article 266 of the Decree of November 3, 2014

In accordance with the article 266 of the Decree of November 3, 2014

  • GROUPE BPCE 2020 Report on remuneration

    DOCUMENT PDF

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    604 Ko

  • BPCE 2020 Report on remuneration

    DOCUMENT PDF

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    907 Ko

2019

Pillar III

Risk report Pillar III Groupe BPCE 2019

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Consult

DOCUMENT PDF – 5.4 MB

Updates

Updates

  • Update June 2020 – Pillar III 2019

    DOCUMENT PDF

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    5 Mo

Disclosure of own funds requirements

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE- Breakdown of regulatory capital by category – 2020 06 30

    DOCUMENT PDF

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    282 Ko

  • BPCE Main features of senior non preferred debt 2020 06 30

    DOCUMENT PDF

    Download

    336 Ko

  • BPCE Main features of additional Tier1 capital instruments 2020 06 30

    DOCUMENT PDF

    Download

    568 Ko

  • BPCE Main features of Tier2 capital instruments 2020 30 06

    DOCUMENT PDF

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    661 Ko

  • BPCE Breakdown of regulatory capital by category – 2019-31-12

    DOCUMENT PDF

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    280 Ko

  • BPCE- Main features of senior non preferred debt – 2019-31-12

    DOCUMENT PDF

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    371 Ko

  • BPCE Main features of additional Tier1 capital instruments – 2019-31-12

    DOCUMENT PDF

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    533 Ko

  • BPCE-Main features of Tier 2 capital instruments 2019-30-06

    DOCUMENT PDF

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    543 Ko

  • BPCE Main features of Tier2 capital instruments – 2019-31-12

    DOCUMENT PDF

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    602 Ko

  • BPCE- Main features of senior non preferred debt 2019-30-06

    DOCUMENT PDF

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    167 Ko

  • BPCE-Main features of additional Tier1 capital instruments 2019-30-06

    DOCUMENT PDF

    Download

    319 Ko

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important banks – 2019/12/31

    DOCUMENT PDF

    Download

    190 Ko

Remunerations (In accordance with the article 266 of the Decree of November 3, 2014)

Remunerations (In accordance with the article 266 of the Decree of November 3, 2014)

  • GROUPE BPCE 2019 Report on remuneration

    DOCUMENT PDF

    Download

    371 Ko

  • BPCE 2019 Report on remuneration

    DOCUMENT PDF

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    885 Ko

2018

Pillar III

Risk report Pillar III Groupe BPCE 2018

Download
Consult

DOCUMENT PDF – 3.2 MB

Updates

Updates

  • Update June 2019 – Pillar III 2018

    DOCUMENT PDF

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    3 Mo

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important bank – 2018/12/31

    DOCUMENT PDF

Disclosure of own funds requirements

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

(Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE Main features of additional Tier 1 capital instruments 31-12-2018

    DOCUMENT PDF

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    537 Ko

  • BPCE Main features of additional Tier 1 capital instruments 31-12-2018

    DOCUMENT PDF

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    537 Ko

  • BPCE Main features of Tier 2 capital instruments – 31-12-2018

    DOCUMENT PDF

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    624 Ko

  • BPCE- Breakdown of regulatory capital by category – 20180630

    DOCUMENT PDF

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    63 Ko

  • BPCE- Main features of additional Tier 1 capital instruments – 20180630

    DOCUMENT PDF

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    36 Ko

  • BPCE- Main features of Tier 2 capital instruments – 20180630

    DOCUMENT PDF

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    400 Ko

Remunerations (In accordance with the article 266 of the Decree of November 3, 2014)

Remunerations (In accordance with the article 266 of the Decree of November 3, 2014)

  • Announcement from the Supervisory Board BPCE April 2018

    DOCUMENT PDF

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    72 Ko

  • Announcement from the Supervisory Board BPCE May 2018

    DOCUMENT PDF

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    70 Ko

  • Announcement from the Supervisory Board BPCE October 2018

    DOCUMENT PDF

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    30 Ko

  • BPCE 2018 Report on remuneration

    DOCUMENT PDF

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    697 Ko

  • GROUPE BPCE 2018 Report on remuneration

    DOCUMENT PDF

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    470 Ko

2017

Pillar III

Groupe BPCE 2017 Risk report

Download
Consult

DOCUMENT PDF – 4 MB

Updates

Updates

  • Update of the 2017 Groupe BPCE Risk report

    DOCUMENT PDF

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    2 Mo

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important bank – 2017/12/31

    DOCUMENT PDF

    Download

    52 Ko

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE- Breakdown of regulatory capital by category – Regulatory capital detail – 2017/12/31

    DOCUMENT PDF

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    33 Ko

  • BPCE- Main features of additional Tier 1 capital instruments – 2017/12/31

    DOCUMENT PDF

    Download

    56 Ko

  • BPCE- Main features of Tier 2 capital instruments – 2017/12/31

    DOCUMENT PDF

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    89 Ko

  • BPCE- Breakdown of regulatory capital by category – Regulatory capital detail – 20170630

    DOCUMENT PDF

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    70 Ko

  • BPCE- Main features of additional Tier 1 capital instruments – 20170630

    DOCUMENT PDF

    Download

    61 Ko

  • BPCE- Main features of Tier 2 capital instruments – 20170630

    DOCUMENT PDF

    Download

    94 Ko

Remunerations (In accordance with the article 266 of the Decree of November 3, 2014)

Remunerations (In accordance with the article 266 of the Decree of November 3, 2014)

  • BPCE 2017 report on remuneration

    DOCUMENT PDF

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    113 Ko

  • Groupe BPCE 2017 report on remuneration

    DOCUMENT PDF

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    101 Ko

2016

Pillar III

Groupe BPCE 2016 Risk report

Download

DOCUMENT PDF – 2.7 MB

Update

Update

  • Update as of 06-30-2017 of the 2016 Groupe BPCE Risk Report – Pillar III

    DOCUMENT PDF

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    3 Mo

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important bank – 2016/12/31

    DOCUMENT PDF

    Download

    46 Ko

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE- Main features of additional Tier 1 capital instruments – 2016/12/31

    DOCUMENT PDF

    Download

    61 Ko

  • BPCE- Main features of Tier 2 capital instruments – 2016/12/31

    DOCUMENT PDF

    Download

    97 Ko

  • BPCE- Breakdown of regulatory capital by category – Regulatory capital detail – 20160630

    DOCUMENT PDF

    Download

    49 Ko

  • BPCE- Main features of additional Tier 1 capital instruments – 20160630

    DOCUMENT PDF

    Download

    65 Ko

  • BPCE- Main features of Tier 2 capital instruments – 20160630

    DOCUMENT PDF

    Download

    99 Ko

Remunerations (In accordance with article 266 of the Decree of November 3, 2014)

Remunerations (In accordance with article 266 of the Decree of November 3, 2014)

  • Groupe BPCE 2016 report on remuneration

    DOCUMENT PDF

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    117 Ko

  • BPCE 2016 report on remuneration

    DOCUMENT PDF

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    103 Ko

2015

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important bank – 2015/12/31

    DOCUMENT PDF

    Download

    82 Ko

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE- Breakdown of regulatory capital by category 12/31/2015

    DOCUMENT PDF

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    36 Ko

  • BPCE- Main features of additionnal Tier 1 capital instruments 12/31/2015

    DOCUMENT PDF

    Download

    48 Ko

  • BPCE- Main features of Tier 2 capital instruments 12/31/2015

    DOCUMENT PDF

    Download

    82 Ko

  • BPCE- Breakdown of regulatory capital by category – Regulatory capital detail – 20150630

    DOCUMENT PDF

    Download

    86 Ko

  • BPCE- Main features of additional Tier 1 capital instruments – 2015/06/30

    DOCUMENT PDF

    Download

    57 Ko

  • BPCE- Main features of Tier 2 capital instruments 12/31/2015

    DOCUMENT PDF

    Download

    491 Ko

Remunerations (In accordance with article 266 of the Decree of November 3, 2014)

Remunerations (In accordance with article 266 of the Decree of November 3, 2014)

  • Groupe BPCE 2015 report on remuneration

    DOCUMENT PDF

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    111 Ko

  • BPCE 2015 report on remuneration

    DOCUMENT PDF

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    95 Ko

2014

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important bank – 2014/12/31

    DOCUMENT PDF

    Download

    190 Ko

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

Disclosure of own funds requirements (Implementing Regulation (EU) No 1423/2013 of 20/12/13)

  • BPCE- Breakdown of regulatory capital by category – Regulatory capital detail – 2014/12/31

    DOCUMENT PDF

    Download

    86 Ko

  • BPCE- Main features of additional Tier 1 capital instruments – 2014/12/31

    DOCUMENT PDF

    Download

    318 Ko

  • BPCE- Main features of Tier 2 capital instruments – 2014/12/31

    DOCUMENT PDF

    Download

    435 Ko

Remunerations (In accordance with article 266 of the Decree of November 3, 2014)

Remunerations (In accordance with article 266 of the Decree of November 3, 2014)

  • Groupe BPCE 2014 report on remuneration

    DOCUMENT PDF

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    96 Ko

  • BPCE 2014 report on remuneration

    DOCUMENT PDF

    Download

    95 Ko

2013

G-SIB Indicators

G-SIB Indicators

  • Groupe BPCE – Indicator data for global systemically important bank – 2013/12/31

    DOCUMENT PDF

    Download

    66 Ko

Remunerations (In compliance with article 43-1 of regulation 97-02)

Remunerations (In compliance with article 43-1 of regulation 97-02)

  • Groupe BPCE 2013 report on remuneration

    DOCUMENT PDF

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    149 Ko

  • BPCE 2013 report on remuneration

    DOCUMENT PDF

    Download

    64 Ko

2012

Remunerations (In compliance with article 43-1 of regulation 97-02)

Remunerations (In compliance with article 43-1 of regulation 97-02)

  • Groupe BPCE 2012 report on remuneration

    DOCUMENT PDF

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    149 Ko

  • BPCE 2012 report on remuneration

    DOCUMENT PDF

    Download

    54 Ko

2011

Remunerations (In compliance with article 43-1 of regulation 97-02)

Remunerations (In compliance with article 43-1 of regulation 97-02)

  • Rémunérations Groupe BPCE 2011 – French only

    DOCUMENT PDF

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    435 Ko

  • Rémunérations BPCE 2011 – French only

    DOCUMENT PDF

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    54 Ko

2010

Remunerations (In compliance with article 43-1 of regulation 97-02)

Remunerations (In compliance with article 43-1 of regulation 97-02)

  • Groupe BPCE 2010 report on remuneration

    DOCUMENT PDF

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    235 Ko

  • Rémunérations BPCE 2010 – French only

    DOCUMENT PDF

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    52 Ko

2009

Remuneration (In compliance with article 43-1 of Regulation 97-02)

Remuneration (In compliance with article 43-1 of Regulation 97-02)

  • Report 2009 on remuneration

    DOCUMENT PDF

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    188 Ko