Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience covering home loans, credit cards and personal finance. He has written for leading finance publications like Yahoo Finance, Money Magazine and Homely, and his expert insights are frequently featured in top media outlets such as the Herald Sun, REA, and news.com.au. He also provides expert commentary on television and radio shows nationwide, helping Australians navigate the complexities of mortgages and property ownership.
Richard has a Graduate Certificate in Communications from Deakin University and a Bachelor’s degree in Education from the University of Sydney. He is also fully certified in mortgage broking and finance, holding a Certificate IV in Mortgage Broking (RG 206), as well as Tier 1 Generic Knowledge certification and Tier 2 General Advice Deposit Products RG 146 certifications, which comply with the Australian Securities and Investments Commission (ASIC) standards for finance professionals. As a homeowner, he also has firsthand experience of the ins and outs of the mortgage process.
If you’re interested in a media interview with Richard, please reach out to our PR team at aupr@finder.com.
Expertise
- Home loans
- Credit cards
- Personal finance
- Money-saving tips
Experience
- Certificate IV in mortgage broking and finance (RG 206)
- Tier 1 Generic Knowledge certification (RG 146)
- Tier 2 General Advice Deposit Products certification (RG 146)
- Finder Innovation Awards judge for lending innovation
Education
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Featured publications
Featured videos
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Latest articles by Richard Whitten
790 articles written by this author
Super Funds
12 super funds just failed the regulator’s tests: Is yours on the list?
There's a chance one of these failing super funds is yours!
Business Loans
Elect Capital is an unsecured business lender offering funding with no security required. Approval is based on your business's cash flow and terms run from 3 to 63 months.
Money
Inflation rose 3.5% over the last 12 months.
Home Loans
27% of Australian borrowers are struggling to repay their home loans, new report shows
Credit Cards
Westpac, St.George join other big banks to raise credit card fees and rates
These changes will make their credit cards more expensive and less rewarding, and come ahead of the 1 October 2026 ban on card surcharges.
Credit Cards
The CommBank Discover Card will be a premium points-earning charge card with no international transaction fee.
Home Loans
You could already be in mortgage prison, and it’s not your fault
New data from Finder's 2026 Home Loan Report finds that many Australian borrowers are unable to switch their home loans to better deals.
Home Loans
Australian borrowers are facing decades of mortgage stress, mortgage prison, and home loans that follow them into retirement.
Credit Cards
Macquarie’s DEFT ends card payments ahead of RBA’s surcharge ban
The changes come into effect from 1 October 2026, and also affect debit card payments.