The Wayback Machine - https://web.archive.org/web/20250427222851/https://www.bankrate.com/loans/personal-loans/
Skip to Main Content

Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

Helpful links

Black man and woman reviewing papers in their living room with a yellow square border and thin yellow circle behind them
Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki

Senior Loans Writer

The latest

A woman and a man sit outside at a small table with a laptop and coffee in front of them. Both are smiling as they talk.
TSP loans can help federal employees cover big expenses.
House on a treelined street
A secured loan is one way to score a lower interest rate.
Couple looking stressed while analyzing finances.
When you can’t repay a payday loan, several things are likely to happen as a result.
Two women reviewing documents at a table
Joint applications on personal loans may not always be the best idea. Here’s why.
A mixed-race businesswoman typing on her computer.
You can check out multiple loan options at once by using an online loan network.
design image of a women on her phone with money bills fanned out in the background
When the economy feels out of control, stay in control of your money with these tips.
design image of a young woman thinking
Extending your financial runway with credit can save you stress when handled calmly.
Shot of a young man using his mobile phone while laying on his couch at home
Here’s how to qualify for a low interest personal loan.
The trusted provider of accurate rates and financial information