Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
Identity theft can be tricky, but you have rights if you fall victim to fraud.
Closing a card can increase your credit utilization, which can hurt your score.
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
If you need capital for a business, consider a small business loan or credit card.
Cashback Monitor tracks reward earning rates across many online shopping portals.
A student credit card is designed for people starting to build their credit.
A credit line increase can help boost your spending power and your credit score.