Elon Musk may now be the biggest risk to Tesla’s stock, here’s why
Here’s how the Tesla CEO’s indebtedness could quickly become shareholders’ problem.
5 min read
Mar 28, 2025
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Tradier Review 2025
Tradier offers low-cost stock, ETF, options and futures trading, not only on its own site but on more than 100 third-party platforms.
5 min read Mar 28, 2025 -
The pros and cons of taking out a 401(k) loan
Borrowing from your 401(k) is risky, but may be worth it depending on your situation.
6 min read Mar 28, 2025 -
3 ways to know if your 401(k) is too aggressive
Here’s how to see if your 401(k) portfolio needs an adjustment.
9 min read Mar 28, 2025 -
Bitcoin IRA: How to hold crypto in your retirement account
Here’s how a Bitcoin IRA works and what you need to know about it.
4 min read Mar 26, 2025 -
The top 10 countries with the most gold reserves: Who owns the most gold?
Here are the top 10 countries with the most gold reserves.
2 min read Mar 26, 2025 -
5 options trading strategies for beginners
Even risk-averse investors can use options to enhance their overall returns.
9 min read Mar 25, 2025 -
ETF vs. mutual fund: Which is the better investment?
ETFs hold an edge because they tend to use passive investing and have some tax advantages.
10 min read Mar 25, 2025
