EIN: What it is, who needs it and how to get it
If you’re running a business, you’ll probably want to apply for an EIN, or employer identification number.
3 min read
Mar 27, 2025
Allison Martin
Contributor, Personal Finance
Allison Martin is a contributor to Bankrate covering personal finance, including mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
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How to sell your used car in 9 steps
If selling your car rather than trading it will net more money, follow these steps.
6 min read Mar 26, 2025 -
Should you put a down payment on a car? Yes, and here’s why
A big car down payment can reduce the interest you pay over time.
5 min read Mar 25, 2025 -
VA loans vs. conventional loans: What’s the difference?
If you qualify for both a VA and conventional loan, consider the pros and cons of each.
5 min read Mar 24, 2025 -
How to prequalify for a personal loan, and why it matters
Learn how to prequalify for a personal loan.
5 min read Mar 24, 2025 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
4 min read Mar 24, 2025 -
5 ways to pay for graduate school
Explore free options, loans and reduced-tuition programs.
7 min read Mar 24, 2025 -
What to know about tax refund loans
Tax refund loans may be an advantage or a disadvantage to someone based on their current circumstances.
5 min read Mar 24, 2025