Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
4 min read Mar 24, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
7 min read Mar 21, 2025 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
6 min read Mar 21, 2025 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
7 min read Mar 21, 2025 -
Is your 401(k) safe in bankruptcy?
Retirement money is safe in bankruptcy, as long as you keep it in the right place.
5 min read Mar 20, 2025 -
Bankruptcy vs. default: Which route is best for you?
Learn how to protect your assets if you’re struggling with debt.
7 min read Mar 20, 2025 -
Will filing for bankruptcy clear all my debt?
There are some debts you can’t get out of if you declare bankruptcy.
6 min read Mar 19, 2025 -
What a bank levy is and how it works
A bank levy typically happens when other attempts to collect from you have failed.
6 min read Mar 18, 2025 -
Is someone with power of attorney responsible for debt after death?
Most debts aren’t managed by a power of attorney, but there are exceptions.
5 min read Mar 17, 2025 -
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
8 min read Mar 17, 2025