Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
You can benefit, but beware: The bar is high, for both you and your home.
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
Borrowing from your home equity can pay off, but only if you’re smart about it.
Use your home to fix your home: a smart move, if you bear the risks in mind.
A roundup of the week’s top stories in home equity, mortgages and real estate.
This is the week that was in home equity lending.
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Qualifying for one is harder than it looks — maybe even harder than your mortgage.
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