Most accountants know they should be offering more strategic services. But few realise what’s holding them back. Hint: it’s not a skills gap, it’s a systems one. 💡 We’ve uncovered the hidden blockers stopping firms from scaling into fractional CFO territory, and the changes that can help you break through. 🎥 Watch our video for a glimpse into the findings from our latest industry research. 👉 Then download the playbook to unlock the full insight. 🔗 https://lnkd.in/e3g-ndCX #FractionalCFOPlaybook #PaymentsUnleashed #BusinessPayments
Modulr
Financial Services
London, England 25,775 followers
Embedded Payments for every business.
About us
At Modulr, our vision is a world where all businesses are powered by embedded payments. Modulr enables thousands of businesses, from SMEs to enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment methods, accounts, and card products. We’ve created an industry-leading platform with comprehensive online tools and API access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability also enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance and Investment & Wealth. We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs, and hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA, SWIFT and account issuance in a range of currencies. We are principal issuing members of Visa and Mastercard across the UK and Europe. Our regulatory permissions and governance structure underpin our business. We are regulated as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank. Today we handle over 200m transactions and £100bn payment volume on an annualised basis handling more than 30 API calls per second.
- Website
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https://www.modulrfinance.com/
External link for Modulr
- Industry
- Financial Services
- Company size
- 201-500 employees
- Headquarters
- London, England
- Type
- Privately Held
- Founded
- 2015
- Specialties
- Payments, FinTech, Embedded payments, Financial Services, Lending, Accounting, Payroll, Travel, Merchant Payments, Wage Advance, and Business Payments
Locations
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Primary
Scale Space, 58 Wood Lane
London, England W12 7RZ, GB
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80 George Street
Edinburgh, Scotland EH3 8AN, GB
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77 Sir John Rogerson's Quay
Dublin, County Dublin D02 NP08, IE
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Strawinskylaan 4117
Amsterdam, 1077 ZX, NL
Employees at Modulr
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Kevin Sprake, CPFPP
Embedded Payments | Fraud Prevention
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Mike Reid
Founder & Senior Partner: Expert at helping European software scale-up's succeed by investing equity and operational insights. I partner with CEOs…
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Laurence Garrett
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Myles Stephenson
Founder & Chief Executive, Modulr - Unlocking business growth with embedded payments
Updates
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We’ve had a fantastic day so far at IFGS 2025, the Innovate Finance Global Summit! Lots of thought-provoking conversations — including a great panel featuring Myles Stephenson, discussing the future of Open Banking and the need for a clear, actionable regulatory framework to unlock its full potential.🔓 It was also a privilege to hear from Rt Hon Rachel Reeves, sharing her vision for how fintech can drive growth and innovation across the UK economy.📈 #InnovateFinance #IFGS #OpenFinance #UKFinTech #PaymentsUnleashed
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Congratulations Lucy Moore! 🎉 You cracked our quiz at the Digital Accountancy Show and we’re sending a shiny new iPad your way! 🤔 We asked: "What % of firms want to offer a broader range of services to clients, based on our research into 250 UK-based accountants and bookkeepers?" 🏅 The winning answer? 89% (Basically: almost everyone.) It’s a big sign of change. Old-school payment systems = 🚫 Smart, streamlined payments = 🏆 Firms who get it = ready to become true strategic advisors. If you want to see where the industry’s headed (and not just guess at quizzes): 👉https://lnkd.in/e3g-ndCX Dive into our full research. Massive congrats again, Lucy. And thanks to everyone who joined in! You made DAS even more brilliant. #DAS2025 #Accounting #StrategicAdvisory #PaymentsInnovation
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We’re looking forward to exhibiting at IFGS 2025 next week — a great chance to connect with others in the industry, share ideas, and explore where FinTech is headed next. With so many key players in one place, it’s a valuable space for the conversations that shape what’s next in financial services. 💳 💡 Catch Myles Stephenson on the Livery Hall Stage at 12:35pm, speaking in the session: Open Banking: From Regulation to Revolution This panel will explore the future of open banking in the UK — and ask whether 2025 is the year we finally turn years of groundwork into real progress and impact. If you're attending the event, come and find us to learn more about how Modulr is powering the next generation of payments. 💸 #IFGS2025 #UKFinTechWeek #OpenBanking #FinTech
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Is your payment process costing more than you think? Payment inefficiencies aren’t just a back-office headache, they’re draining time, money, and morale for care organisations. ⌚ Delayed staff salaries. 🏃 Chasing unpaid invoices. ✒️ Endless manual admin. In partnership with Care England, we brought together a panel of finance and care experts to explore the scale of the issue — and how automation can offer immediate relief. Learn how smarter payments can help reclaim hours every week, improve cash flow, and create more time for care. Read the full blog here 👉 https://lnkd.in/eTbA-ehQ #CareEngland #CarePayments #PaymentsUnleashed Pav Selvaraj Victoria Ramsay ACIPP MAAT Richard Ayres
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Join Myles Stephenson at the Global Fintech Forum next week! The UK has proven to be one of the best places to start, grow, and scale in Fintech—and we're proud to be doing exactly that as we expand internationally. 🌍💼 Myles will be speaking as part of a session which will explore: 🔍 How open banking is reshaping how consumers, businesses, and merchants engage with financial data. 🚀 Why the UK leads in open banking innovation—with powerful, real-world use cases. ⚙️ The regulatory and infrastructure shifts needed to drive the next wave of fintech progress. Join the conversation as we look at what's next for Fintech in the UK—and around the world. #OpenBanking #GlobalFintechForum #UKFintech #FinancialInclusion Katie Ramsey Roisin Perry Department for Business and Trade Jonathan Reynolds MP Emma Reynolds Rt Hon Rachel Reeves
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🚀 Simplex Accounting cuts payroll & supplier payment processing time by 50% with Modulr! With a focus on automation and client experience, founder Lucy Johnson transformed clunky, error-prone processes into a seamless, scalable system using Modulr’s integrated payments platform. ✅ Faster workflows ✅ Fewer errors ✅ Happier clients 👉 Read the full story: https://lnkd.in/etfAhJhv #PaymentsUnleashed #PayrollPayments #AccountsPayableAutomation
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Businesses are still handling payments like it’s 2005 – with batch files, spreadsheets and bank dependencies; it's inefficient, outdated... and completely avoidable. Meanwhile, consumers can pay with a tap and settle bills in seconds. It’s time to bridge that gap. 📉 85% of SMEs rely on banks for supplier payments – even when most rate the experience poorly. 📧 Payroll data gets sent over email. You still do manual uploads. Silos are everywhere. Embedded payments enable real-time, compliant, scalable payment experiences – without you needing to be a bank or ask one for heavy lifting. Whether you’re building gig platforms, payroll software or lending products, embedding payments creates smarter operations and better customer experiences. 🔍 Read the blog – https://lnkd.in/eGpU4-iU – where we break down the commercial opportunity, the real-world use cases, and how Modulr makes it possible. #possiblethroughpayments #embeddedpayments #efficiency #fintech #payments
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One week on from the Digital Accountancy Show 2025 and the big shift was clear: Less AI hype, more focus on what really helps accountants work smarter and win back time. ⌚ From automating payments to the rise of outsourcing and Virtual FDs, the conversations were packed with practical ways to grow. We also learned 70% of client relationships start before the first call, making your digital presence key. 🔑 🔥 Want our takes? Our blog’s got you covered. https://lnkd.in/euSU7gDq #DAS2025 #PaymentsUnleashed #DigitalAccountancyShow
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This week, 30 Modulites ran an Easter-themed takeover day at WEST Youth Zone, OnSide's Youth Zone in White City. 🐣 🐇 Our team organised activities for over 120 members, including egg painting, Easter biscuit decorating, a 5-a-side football competition, spikeball and a very popular egg parachute drop competition. It’s no yolk, we definitely had a cracking time! 🥚🪂 We’re proud to be a founder patron for WEST and support OnSide, an amazing charity dedicated to building and supporting a network of state-of-the-art Youth Zones in economically disadvantaged areas in the UK. You can read more about our community partnership with OnSide and WEST here: https://lnkd.in/eKUuCwZH
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