Token Payment Services

We continue to develop solutions that simplify access to financial services. Together with Mastercard, we are launching a cash withdrawal service directly at the POS, available through Beko X30TR all-in-one terminals. Customers can now withdraw cash instantly when making a card payment without the need to visit an ATM. The key benefits include 💡fast and convenient access to cash, close to home 💡 reduced reliance on ATM networks 💡 increased traffic for merchants 💡a smoother, more efficient payment experience The service is already available to merchants in our portfolio, with the network set to expand to approximately 800 terminals nationwide throughout 2026. As part of Koç Group and a payment institution authorized by the The National Bank of Romania, we continue our mission to provide merchants with one-stop-shop payment solutions, both online and offline. Find more about our initiative with Mastercard here: https://lnkd.in/dy67us7T #TokenPaymentServices #Mastercard #Fintech #DigitalPayments #FinancialInclusion 

Cash 💵 or Card? 💳 Digital payments are changing the way we shop — and the way businesses operate. 💳Unlike cash payments, digital transactions: ✅ Are processed quickly ✅ Are easy to track ✅ Reduce the risks associated with handling cash. In addition, they generate valuable sales data that helps businesses better understand customer behavior and optimize their operations.

Merchants today need more than payment processing. They need clarity across every sales channel. Customers expect seamless experiences whether they shop online or in-store. Businesses need the tools to see the full picture. At Token Payment Services, we help merchants unify their payments and gain real visibility into their operations. Because when every transaction is connected, businesses can optimize performance, drive sales, and build stronger customer relationships in an increasingly digital market.

In a constantly changing digital world, merchants need a unified view of their sales, whether online or in-store. Customers expect flexibility and consistency across all touchpoints.💡 We provide merchants with the tools they need to optimize their entire business. We focus on: 🌐 Unified view of sales 🚀 Maximizing sales and customer relationships 📈 Increasing competitiveness in a digital market

We believe that SMEs are the backbone of any economy. That's why we are committed to providing them with simple and accessible solutions to overcome digital adoption barriers, such as high costs, complex technology, and a lack of awareness regarding the benefits. How do we do this? 🔑 Accessibility through Simplicity: Our platforms are designed to be highly intuitive and easy to use, requiring no advanced technical expertise. 📲 Digital Onboarding: Our fully digital process allows SMEs to implement digital payments quickly and without hassle.

We’re proud to share that Token Payment Services was recognized with two awards at the RoFintech Awards Gala 2026 by 🇷🇴 Romanian Fintech Association.   This recognition means a lot to us, not only because it celebrates what we’ve built so far, but also because it reflects the direction we believe in: growing with agility, pushing innovation forward, and building strong partnerships that create real value in payments. We were honored to receive 2 awards:  🏆 Most Promising Romanian FinTech Startup  🏆 Best Partnership of the Year 2025 (FinTech to FinTech), together with SIBS ROMANIA (Partner in Payment) A big thank you to our team and congratulations to all the winners shaping the future of fintech in Romania!  #TokenPaymentServices #RoFintech #Fintech 

Digitalization it’s essential for the future of SMEs. We’re proud to share that Token Payment Services received the award Fintech Innovation of the Year: The Digital Hub for SMEs at the Annual e-Finance Awards Gala, organized by Finmedia. This recognition validates our vision of transforming the POS terminal into an all-in-one business assistant for merchants that supports SMEs with integrated tools, simplified operations, and smarter financial flows. Raluca Micu , Deputy General Manager at Token Payment Services, was present at the Gala and joined the discussions alongside industry leaders, representing our commitment to innovation and the digitalization of Romanian businesses. Thank you to the organizers and to everyone who supports our mission! Proud member of the 🇷🇴 Romanian Fintech Association.

We’re thrilled to announce that we are bringing digitalization closer to Romanian merchants in HoReCa and retail, together with Libra Internet Bank. The Beko X30TR all-in-one terminal with integrated POS and cash register helps you: �� Collect instant payments by card, online, contactless, and mobile; 👉 Issue receipts on the spot; 👉 Integrate with management software; 👉 Generate reports that guide you toward informed decisions. Find out more at the following link 👉 https://lnkd.in/dt3azWZG

The checkout stage is where most online purchases are lost, and where the biggest conversion gains can be made. To increase online conversion rates, businesses should: 👉 Offer multiple payment options (cards, wallets, pay-by-link, instalments); 👉 Streamline the payment flow to reduce friction; 👉 Prioritize a mobile-first experience; 👉 Display clear trust and security indicators. Everything can be turned to reality with one platform: Token Acquiring Infrastructure. Easy & fast checkout means happy customers, and a productive business.

In the payment ecosystem, data security isn’t optional, it’s the core of customer trust. Every transaction processed through our system is protected by advanced technology designed to safeguard both merchants and end customers. Our security framework includes: 👉 End-to-end data encryption; 👉 Strict adherence to international compliance standards; 👉 Real-time fraud detection & prevention systems; 👉 Redundant infrastructure for uninterrupted operations. Security is not just a technical requirement. It’s a commitment to the businesses that rely on us every day.