Chime® – Fee-Free Banking

1.1M reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

Checking, without the fees. Chime's checking account has no monthly fees, free in-network cash deposits, free in-network ATM withdrawals⁵
Savings that grows automatically. Automatic savings tools plus a high-yield savings account² help you build a balance without thinking about it. A Chime Checking Account is required to open a savings account.

Build credit with everyday spending. The secured Chime Visa® Credit Card³ helps you build credit history through regular purchases and on-time payments. Late payments can negatively affect your credit score.

Get paid up to 2 days early. With direct deposit, Chime's MyPay gives you early access to your paycheck⁴ — up to $500. No interest charged, no credit check, and no mandatory fees to access funds within 24 hours (a $2 fee applies for instant funding).

Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
Credit, Cash back, Savings
Updated on
Aug 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 2 others
  • This app may collect these data types
    Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

1.09M reviews
hu trillz
October 2, 2025
2 years later from when I called out this issue and no change .. I believe that most people would agree that when viewing "Transactions" whether in credit builder or checking account, it should show us our total balance at-the-time, below the amount of the transaction. For instance, if I had $23 then spent $5, below the $5, should say $18. it would help so much when tracking our spending. and it would affect nothing negatively to add that basic feature.
1,208 people found this review helpful
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Chime
October 2, 2025
Hi there. We appreciate the review, and we can certainly see how this would be useful. The running balance feature which showed the balance every after transaction has been deprecated as of February 18, 2025. Nonetheless, we'll share your feedback with our team internally and look into this.
Ash B
October 23, 2024
It's a easy to use and simple app with multiple features - virtual cards, daily balance notifications, option to lock cards, FEE FREE overdraft if you use direct deposit, transfer monet, pay al bill and even a map with a choice of ATMs that you can withdraw from for free and side hustle opportunities. BUT I don't like the new layout. the option to lock your card used to be along the bottom but it's now located in settings. I don't like clicking on too many things to use one feature.
592 people found this review helpful
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Chime
October 23, 2024
Hi Ash! We hear you and can certainly see how this would be useful. We'll share your feedback with our team internally and look into this. Thanks for being a Chime member! 💚
samara morales
August 15, 2026
been my bank for years, I switched from Wells Fargo and haven't looked back. they do have some crashes but it's not common and they communicate their system problems well. if you lose your card or access or see purchases you don't recognize they are really good at blocking them and communicating to you when it seems suspicious instead of just blocking it outright.
5 people found this review helpful
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What’s new

The dog days of summer don’t exist at Chime. Around here, it’s the bug days of summer. While you’re soaking up the last of the season, we’re at the office fetching bug fixes and performance improvements to keep your app running smoothly. Good app. Very good app.