Navi: UPI, Payments, Insurance

I-Navi, uhlelo lwakho lokusebenza lwezezimali oluphelele oluklanyelwe izidingo zakho zezimali ezahlukahlukene, lunikeza izinsizakalo ezahlukahlukene ukuze kube lula kuwe nsuku zonke. Kungakhathaliseki ukuthi izinkokhelo ze-UPI ezisheshayo, ukutshalwa kwezimali ezikhwameni zokubambisana kanye negolide, noma ukumbozwa komshuwalense wezempilo nowezimoto okuthembekile, i-Navi ikusizile. Landa uhlelo lokusebenza lwe-Navi bese uvule umhlaba wamathuba enhlalakahleni yakho yezezimali.


1. I-Navi UPI

Yenza kube lula ukudluliselwa kwemali nge-Navi UPI (Kuvunyelwe yi-NPCI).


Izici ze-Navi UPI
✅ Dlulisa imali ngokushesha kunoma ubani, noma nini
✅ Khokha izikweletu bese ushaja kabusha ku-inthanethi
✅ Skena kalula futhi ukhokhe kunoma yisiphi isitolo
✅ Yenza izinkokhelo eziku-inthanethi kalula kuzinhlelo zokusebenza ezahlukahlukene
✅ Jabulela izinkokhelo ezingenazinkinga nge-Navi UPI Lite, akukho PIN edingekayo

2. Umshwalense Wezimoto Nebhayisikili we-Navi
Thola umshwalense wezimoto nebhayisikili osheshayo, ongenaphepha kuhlelo lokusebenza lwe-Navi

✅ Thola umshwalense ngemizuzu: Vuselela inqubomgomo yakho ngokuchofoza okumbalwa nje
✅ Akukho khomishini: Thenga ngqo ku-Navi ngaphandle kwemali eyengeziwe
✅ Ukulungiswa okungenamali: Thola ukulungiswa okungenazinkinga kulo lonke elaseNdiya*
✅ Isixazululo esisheshayo sesicelo*: Thola ukwesekwa kwamahora angama-24 (kufaka phakathi amaSonto) kumphathi wobudlelwano bezicelo
✅ Ukumbozwa okuguquguqukayo: Khetha kumshwalense ophelele noma weqembu lesithathu
✅ Izinketho eziningi zokwengeza*: Khetha ku-Roadside Assistance, Zero Depreciation, Buyisela ku-Invoice, Engine Protect, nokuningi

3. Umshwalense Wezempilo we-Navi
Zivikele wena kanye nekusasa lezezimali lomndeni wakho nge-Navi Health Insurance.

Izici Zomshwalense Wezempilo we-Navi
✅ Ukumbozwa okufika ku-₹3 crore
✅ Amaphrimiyamu omshwalense wezempilo aqala ku-₹522* ngenyanga
✅ Thola ukunakekelwa kwezempilo okuseqophelweni eliphezulu ezibhedlela ezingaphezu kuka-12,000+ zenethiwekhi*
✅ Ukukhokhelwa kwesicelo ngaphandle kwemali kungakapheli imizuzu engama-20*
✅ Zuza ekumbozweni okungu-100%* kwezikweletu zesibhedlela ngenqubo engenamaphepha

4. Ukutshalwa Kwezimali
Thola amathuba ahlukahlukene okutshalwa kwezimali ngezimali ezihlangene kanye negolide ledijithali.

Izici Zesikhwama Sokubambisana se-Navi
✅ Hlukanisa ngeZimali Zenkomba Eqondile ukuze ukhule kangcono
✅ Izinketho ze-SIP eziguquguqukayo: nsuku zonke, masonto onke, noma nyanga zonke
✅ Ikhomishini engenalutho kanye nenye yezilinganiso zezindleko eziphansi kakhulu zokutshala imali okungabizi kakhulu
✅ Inkokhelo ye-oda lokukhulula esheshayo embonini
✅ Tshala imali kuze kube ngu-3 ntambama bese uthola i-NAV yosuku olufanayo ukuze uthole imbuyiselo engcono
✅ Ukutshalwa kwezimali kuqala ngo-₹100 kuphela

Khumbula, ukutshalwa kwezimali zesikhwama sokubambisana kungaphansi kwezingozi zemakethe; funda yonke imibhalo ehlobene nohlelo ngokucophelela.


Izici Zegolide le-Navi
✅ Igolide Ledijithali elingu-24K
✅ Ubumsulwa obungu-99.9%
✅ Ukutshalwa kwezimali kuqala ngo-₹50 kuphela


5. Uhlelo Lokudlulisela
Thola imivuzo engapheli ngohlelo lokudlulisela lwe-Navi! Yabelana ngohlelo lokusebenza lwe-Navi nabangani nomndeni, bese uvula imivuzo ekhethekile yokudlulisela ngakunye okuphumelelayo.

Mayelana neNavi
- Uhlelo lokusebenza lweNavi luthuthukiswe futhi luphethwe yiNavi Limited (eyayaziwa ngokuthi iNavi Technologies Limited), eyasungulwa nguSachin Bansal no-Ankit Agarwal, ngoDisemba 2018.
- Umshwalense Wezimoto Nebhayisikili unikezwa yiNavi General Insurance Limited, ebhaliswe ne-IRDAI njengomshwalense ojwayelekile.
- Umshwalense Wezempilo unikezwa yiNavi General Insurance Limited, ebhaliswe ne-IRDAI njengomshwalense ojwayelekile.
- I-Navi Mutual Fund, ebhaliswe ne-SEBI, inikeza izinhlelo eziningi ze-mutual fund kubatshalizimali.
- I-Navi UPI ivunyelwe yi-NPCI.