The Future Of Banking

Plum makes its Cash ISA flexible for withdrawals and top-ups Plum has updated its Cash ISA, allowing customers to withdraw funds and replace them within the same tax year without affecting their annual allowance. Customers can now manage savings more freely while keeping tax benefits, following the removal of previous withdrawal restrictions. With a current 4.57% variable AER, the product remains among the more competitive rates available. This update comes ahead of a planned reduction in the annual Cash ISA allowance to £12,000 in 2027, increasing the relevance of flexibility for savers. Source/More info: https://lnkd.in/d2Y8Fw2B This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

slice opens UPI-linked credit card to all users after strong demand The card has been rolled out to all users, moving beyond the initial invite-only launch after attracting over 1.2 million people to its waitlist. It integrates credit directly into UPI, enabling payments via QR codes or UPI IDs while aligning with high-frequency, small-ticket transactions. Users can split purchases into three monthly instalments at no extra cost, embedding BNPL functionality into everyday payments. With access to over 65 million merchants and international usage across 200+ countries, the rollout reflects a broader shift toward embedding credit within payment infrastructure. Source/More info: https://lnkd.in/eZGFyX3B This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

Wells Fargo reaches major digital milestones The bank has reached over 1 billion interactions with its AI-powered assistant Fargo, alongside surpassing 33 million mobile active users, highlighting growing adoption of its digital banking tools. The assistant, launched in 2023, enables customers to complete everyday tasks through conversational interactions, including payments, account insights, and transfers. Its integration has become central to the mobile experience, which continues to receive strong user ratings. The bank is also expanding access through digital channels, with millions of Spanish-speaking users engaging with Fargo, reinforcing its focus on inclusive and personalized banking experiences. Source/More info: https://lnkd.in/eT5du3se This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR

BTG Pactual suspends Pix after attempted cyberattack The bank temporarily suspended Pix operations after detecting suspicious activity linked to an attempted cyberattack. BTG confirmed that no customer accounts or data were compromised. Reports indicate that attackers attempted to misappropriate funds, with most of the amount recovered, leaving an estimated net loss between $20M and $40M. The incident also triggered a spike in user complaints related to transfers, payments, and app access. Pix services remain paused as investigations continue, with the bank emphasizing its focus on security and precautionary measures during the review. Source/More info: https://lnkd.in/ezRzYzD9 This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

🇬🇧 Wise moves into digital banking in the UK Wise is launching a UK current account aimed at challenging traditional banks with a more flexible way to manage daily finances. The new offering combines everyday banking with cross-border capabilities, allowing customers to hold, spend, and send money across 20+ currencies while accessing local account details. It also introduces features like interest on balances, travel tools, and cards for younger users, expanding Wise’s proposition beyond payments into primary banking. The rollout comes as usage continues to grow, with 3 million active users in the UK and more than 15.6 million globally. As deposits shift toward FinTech platforms, Wise is positioning itself to capture a larger role in customers’ primary financial relationships. Source/More info: https://lnkd.in/eJDM5Mdp This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

UNO Digital Bank reaches break-even as it scales in the Philippines The milestone was achieved in February 2026, marking a shift toward a more sustainable growth model after four years of operations. UNO has focused on expanding credit access while maintaining strict risk discipline, reaching ₱15B in total loan disbursements and targeting a loan book above ₱10B by year-end. The bank has also strengthened fraud prevention and security with biometric-led authentication, while offering free QR Ph transfers to reduce friction in daily payments. It expects to reach full profitability in 2026 as it continues to expand products and distribution. Source/More info: https://lnkd.in/eJEKwAed This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

Nubank sees Argentina as an attractive market, but no immediate return planned David Vélez said Argentina remains a compelling market for future expansion, though timing will depend on macroeconomic conditions. The company had previously planned to enter the country but paused those efforts following the 2019 economic crisis, shifting focus to other markets like Colombia instead. While a return is still under consideration, Nubank is currently prioritising growth in its existing markets, as it evaluates the right moment to re-enter Argentina. Source/More info: https://lnkd.in/ee2HzcgU This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

Adyen management share count development over the years 👇

Monzo Bank surpasses 15M customers, including 1M under 16s The bank has reached over 15 million customers, with more than 1 million under 16s joining less than a year after the launch of its youth offering, highlighting strong early adoption. Growth also extends to wealth products, with over 500,000 customers investing and more than 140,000 consolidating pensions, as users increasingly turn to the platform for long-term planning. The update comes as Monzo expands into homeownership, following its planned acquisition of Habito and continued development of tools to support key financial moments. Source/More info: https://lnkd.in/dVwyzx6J This and more in the newsletter! Sign up here: https://lnkd.in/gNimrjeR Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

Marcel’s Weekly Digital Banking Newsletter | 2026 #13 Weekly Digital Banking news up to Monday, 30th of March 2026. HEADLINES/Featuring: Zopa Bank, Starling, Monzo Bank, Nubank, Revolut, Tide, Bank of London, Klarna And more! #banks #banking #bankingindustry #fintech #financialservices #payments #paytech #bnpl #openbanking #openfinance #fintechinnovation #venturecapital #vc #investment