Solaris SE

🚀 Building Europe’s first AI-native bank Solaris is entering a new phase: transforming our platform into Europe’s first AI-native bank. Here’s what this means: 🕙 Building on 10+ years of experience in API-based Banking-as-a-Service and embedded finance. 🏦 Our majority shareholder SBI supports the strategy with long-term commitment as part of its global vision for next-generation financial infrastructure. 🇪🇺 Solaris combines a full banking license with a modular API platform, now evolving into an AI-driven pan-European financial infrastructure. 🤖 AI agents will increasingly run operational processes, while humans remain responsible for governance and oversight. Together with our shareholders, partners and the regulatory authorities, we are building the next generation of banking infrastructure in Europe. More in our newsroom: https://lnkd.in/dTss7cSS

Curiosity is the new gateway to financial engagement.💡 While efficiency leads the way, 25.8% of users are exploring AI out of pure curiosity. Another 13.8% seek neutral information: objective, data-driven insights that feel unbiased. This exploration phase is your window to win market share: 🎯Users are already experimenting; give them a safe space to explore financial concepts. 🎯 AI offers a perceived objectivity that builds a different kind of trust than human advisors. 🎯 Educating the curious 25.8% today secures your brand as their primary choice tomorrow. 🤝 Converting interest into commitment requires a secure foundation. We handle the regulatory heavy lifting and compliance architecture, giving you the freedom to innovate with the integrity of a licensed bank. Ready to turn exploration into customer loyalty? Access our AI White Paper for the full data: https://lnkd.in/deQ6bADx

ERP platforms are growing fast. Expectations are growing even faster. 📈As the German ERP market continues its steady rise, businesses want more than process management. They want payments, accounts, and cards built directly into the tools they already use. Embedded finance turns ERP systems into true business hubs. Less friction. Smarter workflows. More value for users. For ERP providers, it is a clear opportunity to differentiate and unlock new revenue. Here’s why embedded finance is becoming essential👇 https://lnkd.in/eYeNxTyK

⚙️Engineering the Future: Meet Elly Geck, our Internal Automation Team Lead Meet Elly G., our Internal Automation Team Lead. Having been with Solaris for over four years, Elly and her team are now busy building the technical foundation and automation tools for the future of digital banking. 💡 🤝 Elly shares her perspective on the automation of financial services: from the excitement of opening a new AI toolbox to the importance of keeping a human in the loop. She believes that technology should be a superpower that frees us from monotonous tasks, letting us focus on work that truly motivates us. ⚡ Take a moment to dive into her story ⤵️ https://lnkd.in/eSj2yzD9

Consumers don’t want AI to run their finances. They want it to protect them. 🛟 Our new research surveyed 4,000 online banking users to understand what people actually expect from AI in banking. The results are surprisingly clear: 📊 46.7% say the biggest benefit of AI in banking is saving time 🔐 80% say data security is the #1 factor that would make them trust AI 🚨 65.5% would use AI to warn them before sending money to a suspected fraudster Customers are most comfortable with AI when it protects them from fraud, simplifies complex processes, and saves time on everyday banking. The institutions that get this balance right will define the next generation of digital banking. 📖 More takeaways for banks and fintechs: https://lnkd.in/dM_yJgbS

The financial system isn’t getting simpler. It’s getting more complex. ⚠️ AI. Expanding regulation. Geopolitical fragmentation. These factors are reshaping financial systems at unprecedented speed. Today’s leaders can’t avoid that complexity. They need to learn how to build and operate within it. 🛠️ That’s the conversation we wanted to start with our new white paper: “AI-driven Financial Services: Why Trust and Human Expertise Are Essential for Success.” The initial response has been remarkable: 📈 More than 100 media clippings within 24 hours 📰 Coverage in leading national media including Handelsblatt, FAZ, SZ, Die Zeit, and WirtschaftsWoche 🌍 Huge potential reach on day one A big thank you to the Solaris team and Civey who made this possible. 🤝 We are proud to work with people who care about contributing real insight to the industry. Curious about the thinking behind it? 📄 We’ve attached the foreword written by our CEO Steffen Jentsch — a starting point for a bigger question: What happens when AI becomes part of the financial infrastructure itself?

AI is the ultimate efficiency engine for modern banking.⏱️ 46.7% of consumers prioritize AI because it saves time. Beyond speed, 26.5% want to understand their finances better, while 25.3% seek support outside traditional hours. This highlights a massive demand for instant, 24/7 financial intelligence. This evolution redefines the role of the bank: ✅ Transition from a passive provider to an active life partner. ✅ Use routine task automation and real-time insights to drive user retention. ✅ Remain at the heart of every financial decision by meeting the demand for instant service.  Scalability needs a balance of utility and regulatory stability. By providing the licensed, digital framework, Solaris helps partners meet the demand for speed without sacrificing banking standards.  📲 Are you built to deliver value at the speed of your customers? Get the full breakdown in our 2026 AI white paper: https://lnkd.in/deQ6bADx

🔍Data leaks are the #1 barrier to AI banking adoption. In our recent survey, 45.6% of German consumers fear data leaks, while 40.9% worry about accuracy. These aren't just risks. They are the blueprint for your next competitive advantage. Solving  security concerns is the fastest way to convert hesitant users into loyal customers. 🔐 🤝Leading with data residency and GDPR sovereignty eliminates the primary reasons customers hesitate. You capture the massive demand for AI utility without compromising the trust that defines traditional finance.  Is your AI strategy built to win over the 45.6%? Download our full AI report👇 https://lnkd.in/deQ6bADx

The AI trust gap is a massive commercial opening. 📈 The good news? Banks lead the AI race with 45.4% trust, compared to 37.6% who trust the government. 🛡️For the industry, the message is clear: consumers want bank-grade security, not just more tools. Banks who manage to bridge the gap between high-tech utility and regulatory integrity will capture the largest market share. We envision innovation built on data sovereignty. By providing the licensed, secure infrastructure that powers these AI experiences, we enable partners to scale the gold standard of banking without the friction of building it from scratch.🏦 How are you bridging the trust gap? Download our full AI report: https://lnkd.in/deQ6bADx

Customer-facing AI has moved from a tech experiment to a primary growth lever across financial services, from retail banking to digital brokerage. But, gaining customer trust in AI in the financial sector isn't just about the technology – it's about where AI adds value and how data is protected.🛡️ This is why we are excited to share our latest white paper! “AI-driven financial services: Why trust and human expertise are essential for success” 📈Based on our survey of German consumers, this report is a roadmap for banks and financial providers  looking to turn AI into a commercial engine for higher engagement, better self-service, and a superior customer experience. Download the full white paper here to define your strategy: https://lnkd.in/deQ6bADx